analyze-spending

A spending-analysis workflow for converted financial statements. It groups transactions by category and merchant, ranks the largest merchants, and shows monthly changes.

In plain words
What is it for?
Use it to analyze a selected account, product, statement, content hash, date range, or text filter. It can report category totals, merchant totals, top merchants, and monthly trends with source references.
Why use it?
It avoids manually adding up transactions and comparing merchants or months. A converted statement means financial data that has already been extracted into a form the workflow can analyze.

Skill for Claude CodeCodex

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

agentmods
npx agentmods add skills/bankstatemently/plugins/analyze-spending
Any agent
npx skills add bankstatemently/plugins --skill analyze-spending
Clone the repo
git clone --depth 1 https://github.com/bankstatemently/plugins

Made for: Claude Code, Codex.

Per session 48 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 270 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. Scan, not verified.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5 $0.00048 $0.00270
Opus 5 $0.00024 $0.00135
Sonnet 5 $0.00010 $0.00054
Haiku 4.5 $0.00005 $0.00027

Measured 2d ago against content hash 78de71662aa1, method: parsed. Prices are Anthropic first-party input rates as of 2026-08-30, from the pricing page.

Security

Grade A, and why

analyze-spending scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 2d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

bankstatemently/skills/analyze-spending/SKILL.md · 23 lines

What it actually says

Analyze

Input: the user's analysis scope — account, product, content hash, date range, or free-text filter. Output: category totals, merchant or counterparty totals, top merchants, and a monthly trend, each row citing content_hash.

Treat the input as the user's analysis scope: account, product, content hash, date range, or free-text filter.

Follow this sequence:

  1. If the scoped statement has not been categorized, call categorize_statement.
  2. Call group_by for category totals within the scope.
  3. Call group_by for merchant or counterparty totals within the scope.
  4. Call top_n to rank the largest merchants or counterparties within the scope.
  5. Call time_series with monthly buckets for trend figures within the scope.
  6. Present category totals, merchant or counterparty totals, top merchants, and the monthly trend. Cite content_hash for every figure or table row you report.

Example prompt: Categorize my checking account spending last quarter and show top merchants plus the monthly trend.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 2d ago First seen · 23 lines · 48 tokens per session scan A 78de71662aa1

Subscribe to this mod's changes

analyze-spending is a skill published in the GitHub repository bankstatemently/plugins (1 stars, last pushed 3d ago), licensed MIT. It adds 48 tokens to every session and 270 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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