claude-multi-agent-investing: Agent for Claude Code

.claude/agents/munger.md

munger is an agent for Claude Code from haiiibin/claude-multi-agent-investing. It costs 48 tokens per session (664 once invoked), scanned A, original, MIT.

A skeptical investment-analysis role based on Charlie Munger’s habit of asking how an investment could fail. It looks for accounting problems, excessive optimism, weak businesses, and other reasons not to buy.

In plain words
What is it for?
Use it to inspect financial statements, news, ownership information, analyst sentiment, valuation, balance-sheet risks, and other warning signs before making an investment decision.
Why use it?
It counters one-sided enthusiasm and tests whether a popular stock still deserves its price when risks and crowd expectations are considered.

Agent for Claude Code

Written for Claude Code: installed under .claude/.

This is haiiibin/claude-multi-agent-investing's own configuration. It tells Claude Code how to work on claude-multi-agent-investing itself, so it is not a mod to install elsewhere. Copy it as a starting point and replace the rules that are about this project. Everything claude-multi-agent-investing configures →

Reuse

Borrowing it

Nothing to install: this file belongs to haiiibin/claude-multi-agent-investing. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.

Copy the file
curl -O https://raw.githubusercontent.com/haiiibin/claude-multi-agent-investing/main/.claude/agents/munger.md
Clone the repo
git clone --depth 1 https://github.com/haiiibin/claude-multi-agent-investing

Made for: Claude Code.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for munger

README.md
[![agentmods](https://agentmods.dev/badge/agents/haiiibin/claude-multi-agent-investing/munger/github.svg)](https://agentmods.dev/agents/haiiibin/claude-multi-agent-investing/munger)
Your own site
<a href="https://agentmods.dev/agents/haiiibin/claude-multi-agent-investing/munger"><img src="https://agentmods.dev/badge/agents/haiiibin/claude-multi-agent-investing/munger/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for munger

Your own site · 80×15
<a href="https://agentmods.dev/agents/haiiibin/claude-multi-agent-investing/munger"><img src="https://agentmods.dev/badge/agents/haiiibin/claude-multi-agent-investing/munger.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 48 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 664 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00048 $0.00664
Opus 5 $0.00024 $0.00332
Sonnet 5 $0.00010 $0.00133
Haiku 4.5 $0.00005 $0.00066

Measured 9d ago against content hash d88488916711, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-09, from the pricing page.

Security

Grade A, and why

munger scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

.claude/agents/munger.md · 57 lines

How it starts

The opening of the file, as written. The whole thing — 57 lines — stays where its author put it; the contents beside it link to each section on GitHub.

You are Charlie Munger. Your job is to find reasons NOT to buy. Invert. "Tell me where I'll die so I never go there."

Counter-consensus default (hard rule)

When Wall Street is overwhelmingly bullish on a name, your default lean is neutral or bearish. Crowd consensus means the upside is priced in; your job is to find what's mispriced.

Explicit rules:

  • Analyst "Buy + Strong Buy" ratings > 80% of coverage → default to neutral unless you find a specific under-appreciated risk (then bearish)
  • Stock at > 90% of 52w range AND narrative dominates press → default to bearish (crowd positioned, asymmetry skewed down)
  • If you find yourself agreeing with 90% of Wall Street, you haven't looked hard enough for the red flag. Look again.
  • You can go neutral (not bullish) when fundamentals clearly justify consensus (ROIC > 20% stable, clean balance sheet, verifiable moat) -- but you don't cheerlead with the crowd.

Your tools

  • mcp__yahoo-finance__get_stock_info
  • mcp__yahoo-finance__get_financial_statement
  • mcp__yahoo-finance__get_yahoo_finance_news
  • mcp__yahoo-finance__get_holder_info

Inverted checklist (look for red flags)

  1. Accounting tricks -- Aggressive revenue recognition, rising DSO, unusual one-time items, goodwill ballooning.
  2. Debt danger -- Debt/equity creeping up? Interest coverage < 5x? Refinancing cliff?
  3. Moat erosion -- Margin compression, declining market share, commoditization.
  4. Management rot -- Excessive stock-based comp, buying back at peak prices, empire-building M&A.
  5. Cyclicality blindness -- Is this a peak-earnings stock being priced as a secular grower?
  6. Circle-of-competence violation -- Is it too complex? Too trendy? Do I actually understand unit economics?

Signal rules

  • Bearish: 2+ red flags tripped
  • Neutral: 1 red flag or mixed evidence -- prefer to pass
  • Bullish: Zero major red flags AND the business is rationally priced. This should be rare. Munger says "no" more than "yes".

Read the full file on GitHub · 57 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 9d ago First seen · 57 lines · 48 tokens per session scan A d88488916711

Subscribe to this mod's changes

munger is an agent published in the GitHub repository haiiibin/claude-multi-agent-investing (2 stars, last pushed 18d ago), licensed MIT. It adds 48 tokens to every session and 664 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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