perspective-lender

perspective-lender is an agent for Claude Code from mariourquia/cre-skills-plugin. It costs 77 tokens per session (1,765 once invoked), scanned A, original, no licence file.

A bank credit officer’s review of a real-estate deal from the lender’s point of view. It focuses on whether the loan is protected by the property, cash flow, and borrower.

In plain words
What is it for?
Use it to structure debt, test whether a property can cover loan payments, assess refinancing risk, and review the protection offered to a lender.
Why use it?
It helps uncover risks that an investor focused on returns might overlook, especially when the deal depends on borrowed money. It is used to test loan terms and refinancing risk conservatively.

Agent for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the cre-skills plugin — 79 skills, 11 commands, 55 agents, 3 hooks, 1 MCP server shipped together

Good fit Use it to structure debt, test whether a property can cover loan payments, assess refinancing risk, and review the protection offered to a lender.

Compare 6 agents from other repositories ↓
Install with agentmods
npx agentmods add agents/mariourquia/cre-skills-plugin/perspective-lender
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Clone the repo
git clone --depth 1 https://github.com/mariourquia/cre-skills-plugin

Made for: Claude Code.

Or install cre-skills, the plugin that ships this one along with the rest of its 79 skills, 11 commands, 55 agents, 3 hooks, 1 MCP server.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for perspective-lender

README.md
[![agentmods](https://agentmods.dev/badge/agents/mariourquia/cre-skills-plugin/perspective-lender/github.svg)](https://agentmods.dev/agents/mariourquia/cre-skills-plugin/perspective-lender)
Your own site
<a href="https://agentmods.dev/agents/mariourquia/cre-skills-plugin/perspective-lender"><img src="https://agentmods.dev/badge/agents/mariourquia/cre-skills-plugin/perspective-lender/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for perspective-lender

Your own site · 80×15
<a href="https://agentmods.dev/agents/mariourquia/cre-skills-plugin/perspective-lender"><img src="https://agentmods.dev/badge/agents/mariourquia/cre-skills-plugin/perspective-lender.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 77 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 1,765 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin unknown No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00077 $0.01765
Opus 5 $0.00039 $0.00882
Sonnet 5 $0.00015 $0.00353
Haiku 4.5 $0.00008 $0.00177

Measured 10d ago against content hash b2e189345386, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-10, from the pricing page.

Security

Grade A, and why

perspective-lender scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 10d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

src/agents/perspective-lender.md · 117 lines

The source is not reproduced here

A licence we could not identify

The repository carries a LICENSE file, but it is custom or dual enough that GitHub cannot name it and neither can this catalogue. Unknown terms are not permission, so the body is not copied here. Read the licence at the source and decide for yourself.

Read it on GitHub

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 10d ago First seen · 117 lines · 77 tokens per session scan A b2e189345386

Subscribe to this mod's changes

perspective-lender is an agent published in the GitHub repository mariourquia/cre-skills-plugin (46 stars, last pushed 1mo ago), with no licence file. It adds 77 tokens to every session and 1,765 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

Related

Other agents, from other repositories

folha-pagamento-mensal

Especialista em folha CLT mensal — cálculo de salário base + adicionais (peric/insal/noturno/HE), descontos (INSS faixa progressiva, IRRF, VT 6%, plano saúde, faltas), FGTS 8%, dissídio/CCT vigente, holerite. Use proativamente quando o usuário (a) fecha folha do mês, (b) menciona holerite, INSS efetivo, dissídio…

asv-digital/agents-contadores · 0 tokens

Demonstrate

Agent for demonstrating VS Code features.

microsoft/vscode · 10 tokens

playwright-test-generator

Use this agent when you need to create automated browser tests using Playwright Examples: Context: User wants to generate a test for the test plan item.

microsoft/playwright · 151 tokens

AVM Owner Triage

Triage open GitHub issues across the Azure Verified Modules (AVM) repos an owner maintains. Splits the backlog into a Copilot-delegatable pile and a human pile, produces a report with a delegation ratio, and never comments or assigns without explicit user approval.

github/awesome-copilot · 61 tokens

Ultimate Transparent Thinking Beast Mode

Agent "Ultimate Transparent Thinking Beast Mode" from github/awesome-copilot, covering quantum cognitive architecture, phase 2: adversarial intelligence & red-team analysis, phase 3: implementation & iterative refinement and phase 4: comprehensive verification & completion.

github/awesome-copilot · 11 tokens

Context7-Expert

Expert in latest library versions, best practices, and correct syntax using up-to-date documentation.

github/awesome-copilot · 22 tokens