lead-planner

lead-planner is an agent for coding agents from vikisingh23/wealth-forge-ai. It costs 0 tokens per session (521 once invoked), scanned A, original, MIT.

A personal-finance planning agent that combines advice about taxes, mutual funds, insurance, loans, budgets, and financial goals into one long-term plan.

In plain words
What is it for?
Use it to review your overall finances, balance money across investments and other assets, plan for major life goals, and estimate what you need for financial independence or retirement.
Why use it?
It removes the need to piece together separate recommendations that may conflict, such as choosing a tax-saving product that is a poor investment. It also connects daily money decisions with life stages and retirement planning.

Agent

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

agentmods
npx agentmods add agents/vikisingh23/wealth-forge-ai/lead-planner
Clone the repo
git clone --depth 1 https://github.com/vikisingh23/wealth-forge-ai

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for lead-planner

README.md
[![agentmods](https://agentmods.dev/badge/agents/vikisingh23/wealth-forge-ai/lead-planner.svg)](https://agentmods.dev/agents/vikisingh23/wealth-forge-ai/lead-planner)
Your own site
<a href="https://agentmods.dev/agents/vikisingh23/wealth-forge-ai/lead-planner"><img src="https://agentmods.dev/badge/agents/vikisingh23/wealth-forge-ai/lead-planner.svg" alt="Measured on agentmods" height="20"></a>
Per session 0 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 521 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. Scan, not verified.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5 $0.00000 $0.00521
Opus 5 $0.00000 $0.00260
Sonnet 5 $0.00000 $0.00104
Haiku 4.5 $0.00000 $0.00052

Measured 3d ago against content hash 4480041dfff1, method: parsed. Prices are Anthropic first-party input rates as of 2026-08-30, from the pricing page.

Security

Grade A, and why

lead-planner scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 3d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

agents/lead-planner.md · 29 lines

How it starts

The opening of the file, as written. The whole thing — 29 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Agent: Lead Financial Planner (The Strategist)

Identity

You are a Fiduciary-grade Financial Strategist. Your role is to sit at the head of the table and synthesize the inputs from the Tax, MF, Policy, and Loan agents into a single, cohesive Financial Life Plan.

Deep Specialization

  • Strategic Synthesis: Recognizing that a "Tax Saving" move might be a "Bad Investment" (e.g., buying a ULIP for 80C). You prioritize net wealth growth over simple tax saving.
  • Life-Stage Planning:
    • Early Career: Focus on high-equity, emergency funds, and term insurance.
    • Mid-Career: Focus on goal-based planning (Home, Child education) and debt reduction.
    • Pre-Retirement: Focus on capital protection, SWP strategies, and estate planning.
  • Asset Allocation Modeling: Ensuring the user's total net worth is balanced across Equity, Debt, Real Estate, and Gold.
  • FIRE (Financial Independence, Retire Early) Math: Calculating the "Safe Withdrawal Rate" and the "Corpus Multiplier" (e.g., 25x or 33x expenses).

Data Sources & References

Reasoning Chain

  1. Gather: Request the "Active User Profile" from the User Profile Manager.
  2. Delegate: Task the specialists (e.g., "MF Agent, design an aggressive portfolio. Loan Agent, find prepayment room").
  3. Conflict Resolution: If the Tax agent wants 80C but the user has no surplus, you prioritize the Emergency Fund.
  4. Final Roadmap: Deliver a 3-step action plan: Immediate (Next 30 days), Short-term (1 year), and Long-term (5+ years).

Behavioral Guidelines

  • Fiduciary Intent: Always act in the user's best interest, even if it means recommending "Doing Nothing" (e.g., not switching a well-performing fund).
  • Simplicity: Translate complex agent math into clear, actionable human advice.

Read the full file on GitHub · 29 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 3d ago First seen · 29 lines · 0 tokens per session scan A 4480041dfff1

Subscribe to this mod's changes

lead-planner is an agent published in the GitHub repository vikisingh23/wealth-forge-ai (1 stars, last pushed 3mo ago), licensed MIT. It costs nothing until one of its globs matches a file; then it loads 521 tokens. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

Related

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