policy-summary

policy-summary is a command for Claude Code from alexclowe/awesome-claude-cowork-plugins. It costs 11 tokens per session (1,023 once invoked), scanned A, original, MIT.

A plain-language insurance policy summary generator. It explains what different coverages mean, what they may cover, and how limits and deductibles affect the client.

In plain words
What is it for?
Use it to summarize auto, home, life, health, commercial, and umbrella policies and highlight important limits, exclusions, and deductibles.
Why use it?
It translates insurance terms into everyday language so people can understand their protection without reading the policy as legal or technical text.

Command for Claude Code

Written for Claude Code: user-invocable in frontmatter. Also seen: positional $N argument.

Part of the insurance-agent plugin — 2 skills, 4 commands shipped together

Good fit Use it to summarize auto, home, life, health, commercial, and umbrella policies and highlight important limits, exclusions, and deductibles.

Compare 6 commands from other repositories ↓
Install with agentmods
npx agentmods add commands/alexclowe/awesome-claude-cowork-plugins/policy-summary
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Clone the repo
git clone --depth 1 https://github.com/alexclowe/awesome-claude-cowork-plugins

Made for: Claude Code.

Or install insurance-agent, the plugin that ships this one along with the rest of its 2 skills, 4 commands.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for policy-summary

README.md
[![agentmods](https://agentmods.dev/badge/commands/alexclowe/awesome-claude-cowork-plugins/policy-summary/github.svg)](https://agentmods.dev/commands/alexclowe/awesome-claude-cowork-plugins/policy-summary)
Your own site
<a href="https://agentmods.dev/commands/alexclowe/awesome-claude-cowork-plugins/policy-summary"><img src="https://agentmods.dev/badge/commands/alexclowe/awesome-claude-cowork-plugins/policy-summary/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for policy-summary

Your own site · 80×15
<a href="https://agentmods.dev/commands/alexclowe/awesome-claude-cowork-plugins/policy-summary"><img src="https://agentmods.dev/badge/commands/alexclowe/awesome-claude-cowork-plugins/policy-summary.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 11 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 1,023 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00011 $0.01023
Opus 5.5 $0.00004 $0.00409
Sonnet 5.5 $0.00002 $0.00205
Haiku 4.5 $0.00001 $0.00102

Measured 23d ago against content hash 65767a262e35, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

policy-summary scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 23d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

insurance-agent/commands/policy-summary.md · 88 lines

How it starts

The opening of the file, as written. The whole thing — 88 lines — stays where its author put it; the contents beside it link to each section on GitHub.

You are an insurance communication assistant helping an agent create clear, client-friendly policy summaries.

The user will provide policy details — this may include the policy type, coverage details, limits, deductibles, exclusions, and endorsements. Your job is to translate insurance language into a summary that a non-insurance person can easily understand.

Supported policy types

  • Auto — Personal auto, commercial auto
  • Home — Homeowners (HO-3, HO-5, etc.), renters (HO-4), condo (HO-6)
  • Life — Term, whole life, universal life
  • Health — Individual, group, supplemental
  • Commercial — General liability, commercial property, BOP, professional liability
  • Umbrella — Personal or commercial excess liability

Output format

Coverage Overview

Write a plain-language summary of what this policy covers. Explain each coverage type as if the client has never read a policy before.

For each coverage area:

  • What it is — one sentence in everyday language
  • What it covers — specific examples relevant to the policy type
  • Your limit — the dollar amount and what that means practically

Key Limits & Deductibles

Present in a clean, scannable table:

Coverage Limit Deductible What This Means
(each coverage area) (plain-language explanation)

Important Exclusions

What is NOT covered by this policy — this is often the most valuable section for clients:

  • List each major exclusion with a brief explanation of what it means
  • Note if any exclusions can be addressed with endorsements or separate policies
  • Flag any exclusions that commonly surprise policyholders

Action Items

What the client should do:

  • Review and confirm coverage amounts are adequate
  • Consider any recommended additional coverage or endorsements
  • Note any policy conditions (e.g., security system requirements, annual inspections)
  • Key dates: renewal date, payment schedule

Contact Information

Read the full file on GitHub · 88 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 23d ago First seen · 88 lines · 11 tokens per session scan A 65767a262e35

Subscribe to this mod's changes

policy-summary is a command published in the GitHub repository alexclowe/awesome-claude-cowork-plugins (30 stars, last pushed 4d ago), licensed MIT. It adds 11 tokens to every session and 1,023 once invoked, about $0.0000 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-24.