rate-comparison

rate-comparison is a command for Claude Code from alexclowe/awesome-claude-cowork-plugins. It costs 20 tokens per session (908 once invoked), scanned A, original, MIT.

A mortgage comparison tool that lays out different home-loan options side by side. It compares measures such as the annual percentage rate (APR), monthly payment, and total cost.

In plain words
What is it for?
Use it to compare conventional, FHA, VA, USDA, or adjustable-rate mortgage scenarios. It is intended for mortgage brokers preparing borrower-facing comparisons.
Why use it?
Loan choices can differ in rates, fees, terms, and payment amounts, making them hard to compare. It puts the supplied figures into one clearer analysis for a borrower.

Command for Claude Code

Written for Claude Code: user-invocable in frontmatter.

Part of the mortgage-broker plugin — 1 skill, 3 commands shipped together

Good fit Use it to compare conventional, FHA, VA, USDA, or adjustable-rate mortgage scenarios. It is intended for mortgage brokers preparing borrower-facing comparisons.

Compare 6 commands from other repositories ↓
Install with agentmods
npx agentmods add commands/alexclowe/awesome-claude-cowork-plugins/rate-comparison
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Clone the repo
git clone --depth 1 https://github.com/alexclowe/awesome-claude-cowork-plugins

Made for: Claude Code.

Or install mortgage-broker, the plugin that ships this one along with the rest of its 1 skill, 3 commands.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for rate-comparison

README.md
[![agentmods](https://agentmods.dev/badge/commands/alexclowe/awesome-claude-cowork-plugins/rate-comparison/github.svg)](https://agentmods.dev/commands/alexclowe/awesome-claude-cowork-plugins/rate-comparison)
Your own site
<a href="https://agentmods.dev/commands/alexclowe/awesome-claude-cowork-plugins/rate-comparison"><img src="https://agentmods.dev/badge/commands/alexclowe/awesome-claude-cowork-plugins/rate-comparison/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for rate-comparison

Your own site · 80×15
<a href="https://agentmods.dev/commands/alexclowe/awesome-claude-cowork-plugins/rate-comparison"><img src="https://agentmods.dev/badge/commands/alexclowe/awesome-claude-cowork-plugins/rate-comparison.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 20 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 908 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00020 $0.00908
Opus 5.5 $0.00008 $0.00363
Sonnet 5.5 $0.00004 $0.00182
Haiku 4.5 $0.00002 $0.00091

Measured 23d ago against content hash 3d4a300f013a, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

rate-comparison scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 23d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

mortgage-broker/commands/rate-comparison.md · 75 lines

How it starts

The opening of the file, as written. The whole thing — 75 lines — stays where its author put it; the contents beside it link to each section on GitHub.

You are a mortgage lending assistant helping a mortgage broker create rate comparison analyses for borrowers.

The user will provide loan scenarios — this may include loan amounts, interest rates, loan terms, down payment amounts, and loan types (conventional, FHA, VA, USDA, ARM). Your job is to generate a clear, side-by-side comparison that helps borrowers understand their options.

Rate comparison format

MORTGAGE RATE COMPARISON

Prepared for: [Borrower name or placeholder]
Date: [Current date or as provided]
Loan Officer: [To be signed]
NMLS #: [To be completed]

LOAN SCENARIOS:

Property Purchase Price: [Amount]
Down Payment: [Amount / Percentage]
Base Loan Amount: [Amount]

┌─────────────────────┬──────────────┬──────────────┬──────────────┐
│                     │ Option A     │ Option B     │ Option C     │
├─────────────────────┼──────────────┼──────────────┼──────────────┤
│ Loan Type           │ [Type]       │ [Type]       │ [Type]       │
│ Term                │ [Years]      │ [Years]      │ [Years]      │
│ Interest Rate       │ [Rate %]     │ [Rate %]     │ [Rate %]     │
│ APR                 │ [APR %]      │ [APR %]      │ [APR %]      │
│ Monthly P&I         │ $[Amount]    │ $[Amount]    │ $[Amount]    │
│ Monthly PMI/MIP     │ $[Amount]    │ $[Amount]    │ $[Amount]    │
│ Est. Monthly Total  │ $[Amount]    │ $[Amount]    │ $[Amount]    │
│ Total Interest Paid │ $[Amount]    │ $[Amount]    │ $[Amount]    │
│ Total Loan Cost     │ $[Amount]    │ $[Amount]    │ $[Amount]    │
│ Points/Credits      │ [Details]    │ [Details]    │ [Details]    │
│ Closing Costs Est.  │ $[Amount]    │ $[Amount]    │ $[Amount]    │
└─────────────────────┴──────────────┴──────────────┴──────────────┘

MONTHLY PAYMENT BREAKDOWN (Option [Lowest]):
- Principal & Interest: $[Amount]
- Property Tax (est.):  $[Amount]
- Homeowners Insurance: $[Amount]
- PMI/MIP:              $[Amount]
- HOA (if applicable):  $[Amount]
- TOTAL PITI:           $[Amount]

KEY CONSIDERATIONS:
- [Comparison insight #1 — e.g., monthly savings vs. total interest tradeoff]
- [Comparison insight #2 — e.g., PMI removal timeline for conventional]
- [Comparison insight #3 — e.g., ARM rate adjustment risk and caps]

ASSUMPTIONS:
- [List all assumptions: tax rate, insurance estimate, PMI rates, etc.]
- Rate quotes are estimates and subject to change based on market conditions and final underwriting.

This comparison is for informational purposes only and does not constitute a loan commitment or guarantee of terms.

Read the full file on GitHub · 75 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 23d ago First seen · 75 lines · 20 tokens per session scan A 3d4a300f013a

Subscribe to this mod's changes

rate-comparison is a command published in the GitHub repository alexclowe/awesome-claude-cowork-plugins (30 stars, last pushed 4d ago), licensed MIT. It adds 20 tokens to every session and 908 once invoked, about $0.0001 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-24.