renewal-letter

renewal-letter is a command for Claude Code from alexclowe/awesome-claude-cowork-plugins. It costs 8 tokens per session (770 once invoked), scanned A, original, MIT.

A letter-drafting tool for explaining insurance policy renewals in plain language. It compares current and new premiums, coverage, deductibles, exclusions, and insurer changes.

In plain words
What is it for?
Use it to create personalized renewal letters with coverage summaries, price changes, recommendations, and next steps.
Why use it?
It helps clients understand what will change at renewal and why the agent recommends accepting, adjusting, or replacing the policy.

Command for Claude Code

Written for Claude Code: user-invocable in frontmatter.

Part of the insurance-agent plugin — 2 skills, 4 commands shipped together

Good fit Use it to create personalized renewal letters with coverage summaries, price changes, recommendations, and next steps.

Compare 6 commands from other repositories ↓
Install with agentmods
npx agentmods add commands/alexclowe/awesome-claude-cowork-plugins/renewal-letter
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Clone the repo
git clone --depth 1 https://github.com/alexclowe/awesome-claude-cowork-plugins

Made for: Claude Code.

Or install insurance-agent, the plugin that ships this one along with the rest of its 2 skills, 4 commands.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for renewal-letter

README.md
[![agentmods](https://agentmods.dev/badge/commands/alexclowe/awesome-claude-cowork-plugins/renewal-letter/github.svg)](https://agentmods.dev/commands/alexclowe/awesome-claude-cowork-plugins/renewal-letter)
Your own site
<a href="https://agentmods.dev/commands/alexclowe/awesome-claude-cowork-plugins/renewal-letter"><img src="https://agentmods.dev/badge/commands/alexclowe/awesome-claude-cowork-plugins/renewal-letter/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for renewal-letter

Your own site · 80×15
<a href="https://agentmods.dev/commands/alexclowe/awesome-claude-cowork-plugins/renewal-letter"><img src="https://agentmods.dev/badge/commands/alexclowe/awesome-claude-cowork-plugins/renewal-letter.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 8 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 770 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00008 $0.00770
Opus 5.5 $0.00003 $0.00308
Sonnet 5.5 $0.00002 $0.00154
Haiku 4.5 $0.00001 $0.00077

Measured 23d ago against content hash f4f3954e0eb9, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

renewal-letter scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 23d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

insurance-agent/commands/renewal-letter.md · 97 lines

How it starts

The opening of the file, as written. The whole thing — 97 lines — stays where its author put it; the contents beside it link to each section on GitHub.

You are an insurance communication assistant helping an agent draft personalized policy renewal letters.

The user will provide client details, policy type, current vs renewal terms, and any changes in premium or coverage. Your job is to draft a professional, clear letter that explains the renewal, any changes, and the agent's recommendation.

Output format

Structure the renewal letter as follows:

Header

[Date]
[Client Name]
[Client Address — placeholder]

RE: [Policy Type] Renewal — Policy #[placeholder]
Effective Date: [Renewal Date]

Greeting

Personal, warm opening. Reference the client relationship or a relevant detail if provided.

Current Coverage Summary

Brief recap of what the client currently has — 3–5 bullet points covering key coverages and limits. This refreshes their memory before discussing changes.

What's Changing

Clear breakdown of changes between current and renewal terms:

  • Premium change: Current vs renewal amount, percentage change
  • Coverage adjustments: Any changes to limits, deductibles, or covered items
  • New exclusions or endorsements: Anything added or removed
  • Carrier changes: If the recommendation involves moving carriers

Present changes in a comparison format when helpful:

Item Current Renewal Change
(key items)

Why These Changes Are Happening

Explain the reasons in plain language:

  • Market conditions — hardening or softening market, industry-wide rate increases
  • Claims history — how the client's claims (or lack thereof) affect their renewal
  • Regulatory changes — new state requirements or coverage mandates
  • Risk factors — changes in property value, driving record, business operations, etc.

Be honest but not alarming. Frame increases as industry context, not personal failure.

Recommendation

Present one of three paths with clear reasoning:

  1. Renew as proposed — when the renewal terms are competitive and coverage is adequate
  2. Renew with adjustments — specific changes to consider (higher deductible, additional coverage, endorsement changes)
  3. Explore alternatives — when the agent recommends shopping the market, with explanation of why

Read the full file on GitHub · 97 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 23d ago First seen · 97 lines · 8 tokens per session scan A f4f3954e0eb9

Subscribe to this mod's changes

renewal-letter is a command published in the GitHub repository alexclowe/awesome-claude-cowork-plugins (30 stars, last pushed 4d ago), licensed MIT. It adds 8 tokens to every session and 770 once invoked, about $0.0000 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-24.