Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
git clone --depth 1 https://github.com/brainbytes-dev/everything-claude-financeWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/commands/brainbytes-dev/everything-claude-finance/credit-review)<a href="https://agentmods.dev/commands/brainbytes-dev/everything-claude-finance/credit-review"><img src="https://agentmods.dev/badge/commands/brainbytes-dev/everything-claude-finance/credit-review.svg" alt="Measured on agentmods" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00011 | $0.01002 |
| Opus 5 | $0.00005 | $0.00501 |
| Sonnet 5 | $0.00002 | $0.00200 |
| Haiku 4.5 | $0.00001 | $0.00100 |
Grade A, and why
credit-review scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 7d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 110 lines — stays where its author put it; the contents beside it link to each section on GitHub.
/credit-review — Credit Analysis
What This Command Does
Performs a comprehensive credit analysis covering financial strength, cash flow adequacy, collateral, industry risk, and management quality. Produces an internal credit rating, risk assessment, and facility recommendation with proposed terms and covenants.
When to Use
- New loan origination or credit facility request
- Annual credit review for existing borrowers
- Counterparty risk assessment for trading
- Bond credit analysis for fixed income investing
- Trade credit evaluation for suppliers/customers
- Acquisition financing assessment
How It Works
- Financial Analysis: Leverage ratios, coverage ratios, liquidity, profitability trends
- Cash Flow Assessment: Sources and uses, debt service coverage, free cash flow generation
- Industry & Market: Sector risk, competitive position, cyclicality exposure
- Management & Governance: Track record, strategy credibility, governance quality
- Collateral Analysis: Asset coverage, liquidation values, priority structure
- Rating Assignment: Internal rating based on quantitative scorecard and qualitative overlay
- Facility Structuring: Recommended terms, pricing, covenants, and conditions
Example Usage
Input:
/credit-review borrower:"MedTech Solutions Inc." facility:term-loan amount:50000000
Output:
# Credit Review — MedTech Solutions Inc.
## Facility: Term Loan USD 50M | Review Date: 2026-03-14
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
## Credit Summary
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
| Item | Assessment |
|-------------------------|-----------------------------------------|
| Internal Rating | BB+ (Investment Grade Borderline) |
| Recommendation | APPROVE with enhanced covenants |
| Risk Trend | Stable |
| Industry Risk | Moderate (healthcare equipment) |
| Financial Risk | Moderate-High (leveraged post-acquisition) |
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
## Financial Ratio Analysis
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
| Ratio | 2024A | 2025A | Covenant | Status |
|--------------------------|-------|-------|----------|--------|
| Net Debt / EBITDA | 3.8x | 3.2x | ≤ 4.0x | ✓ Pass |
| Interest Coverage (EBITDA)| 4.2x | 4.8x | ≥ 3.0x | ✓ Pass |
| DSCR | 1.35x | 1.52x | ≥ 1.20x | ✓ Pass |
| Current Ratio | 1.15 | 1.22 | ≥ 1.00 | ✓ Pass |
| FCF / Total Debt | 8.5% | 11.2% | — | Adequate |
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
## Key Risks
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
| Risk Factor | Level | Mitigation |
|--------------------------|----------|-----------------------------------|
| Customer concentration | High | Top 3 = 42% of revenue. Diversifying. |
| Regulatory (FDA) | Moderate | Strong compliance track record |
| Technology obsolescence | Moderate | R&D spend at 12% of revenue |
| FX exposure | Low | 85% USD-denominated revenue |
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
## Recommended Terms
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
| Term | Recommendation |
|----------------|-----------------------------------------|
| Amount | USD 50M |
| Tenor | 5 years, amortizing (quarterly) |
| Pricing | SOFR + 275 bps |
| Amortization | 1% per quarter (20% total) |
| Security | First lien on all assets |
| Financial covs | Net Debt/EBITDA ≤ 4.0x, DSCR ≥ 1.20x |
| Reporting | Quarterly financials, annual audited |
### Approval: Recommended for Credit Committee review.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 7d ago First seen · 110 lines · 11 tokens per session scan A 83b8335b58ca
credit-review is a command published in the GitHub repository brainbytes-dev/everything-claude-finance (5 stars, last pushed 5mo ago), licensed MIT. It adds 11 tokens to every session and 1,002 once invoked, about $0.0001 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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