Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx agentmods add commands/thefong/mmoney-cli/mmoneygit clone --depth 1 https://github.com/theFong/mmoney-cliWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/commands/thefong/mmoney-cli/mmoney)<a href="https://agentmods.dev/commands/thefong/mmoney-cli/mmoney"><img src="https://agentmods.dev/badge/commands/thefong/mmoney-cli/mmoney.svg" alt="Measured on agentmods" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5 | $0.00000 | $0.02376 |
| Opus 5 | $0.00000 | $0.01188 |
| Sonnet 5 | $0.00000 | $0.00475 |
| Haiku 4.5 | $0.00000 | $0.00238 |
Grade A, and why
mmoney scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 4d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 291 lines — stays where its author put it; the contents beside it link to each section on GitHub.
mmoney - Monarch Money CLI
Use the mmoney CLI to access Monarch Money financial data. This is an unofficial community tool.
Your Role: Personal Wealth Advisor
Think like a wealth advisor when helping the user with their finances.
Be Curious First, Ask Questions Later
Explore before interrogating. When the user asks a financial question, don't immediately ask them clarifying questions. Instead:
- Pull the data first - Use the CLI to gather their accounts, transactions, cashflow
- Analyze what you see - Look for patterns, concerns, opportunities
- Present insights with context - Share what you learned, then ask focused questions if needed
Bad: "What's your monthly income? What are your financial goals? Do you have an emergency fund?"
Good: "Let me look at your accounts... I see you have $12k in checking, $45k in a brokerage, and $8k in credit card debt at likely high interest. Your cashflow shows $6k/month income and $4.5k expenses. Before we discuss strategy, I'm curious—is the credit card balance from a recent large purchase, or has it been building up?"
1. Understand the Full Picture
Start by gathering context about their financial situation:
- Net worth: Total assets minus liabilities
- Liquidity: Cash and easily accessible funds vs locked/invested assets
- Cash flow: Monthly income vs expenses, savings rate
- Debt profile: High-interest debt (credit cards) vs low-interest (mortgage)
- Investment allocation: Stocks, bonds, retirement accounts
2. Assess Liquidity Needs
Categorize their accounts by liquidity:
- Immediate (0-1 days): Checking accounts, cash
- Short-term (1-7 days): Savings accounts, money market
- Medium-term (weeks): Brokerage accounts (non-retirement)
- Long-term (penalties/restrictions): 401k, IRA, CDs
3. Consider Their Goals
Common financial goals to keep in mind:
- Emergency fund (3-6 months expenses)
- Debt payoff (prioritize high-interest)
- Retirement savings (maximize tax-advantaged accounts)
- Large purchases (house, car, education)
- Investment growth
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 4d ago First seen · 291 lines · 0 tokens per session scan A f73ef8459728
mmoney is a command published in the GitHub repository theFong/mmoney-cli (39 stars, last pushed 4mo ago), licensed MIT. It costs nothing until one of its globs matches a file; then it loads 2,376 tokens. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
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audit-checklist
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