Borrowing it
Nothing to install: this file belongs to calebl/ynab-mcp-server. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.
curl -O https://raw.githubusercontent.com/calebl/ynab-mcp-server/main/AGENTS.mdgit clone --depth 1 https://github.com/calebl/ynab-mcp-serverWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/instructions/calebl/ynab-mcp-server/agents-md)<a href="https://agentmods.dev/instructions/calebl/ynab-mcp-server/agents-md"><img src="https://agentmods.dev/badge/instructions/calebl/ynab-mcp-server/agents-md/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/instructions/calebl/ynab-mcp-server/agents-md"><img src="https://agentmods.dev/badge/instructions/calebl/ynab-mcp-server/agents-md.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00659 | $0.00659 |
| Opus 5.5 | $0.00264 | $0.00264 |
| Sonnet 5.5 | $0.00132 | $0.00132 |
| Haiku 4.5 | $0.00066 | $0.00066 |
Grade A, and why
ynab-mcp-server AGENTS.md scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 19d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 62 lines — stays where its author put it; the contents beside it link to each section on GitHub.
AGENTS.md
This is the shared instructions file for coding agents working in this repository (CLAUDE.md points here).
Development Commands
npm install # Install dependencies
npm run build # Compile TypeScript to ./dist
npm start # Start the server
npm run watch # Development build with file watching
npm run debug # Debug with MCP inspector
npm test # Run tests (watch mode)
npm run test:run # Run tests once
npm run typecheck # Typecheck both node and Worker targets
npm run dev:worker # Run the Cloudflare Worker locally
npm run deploy # Deploy the Worker
npm run test:watch # Run tests with file watching
npm run test:coverage # Run tests with coverage report
Git Best Practices
ALWAYS use conventional commits format (Refer to https://www.conventionalcommits.org/en/v1.0.0/) when creating git commit messages.
Architecture Overview
This is a Model Context Protocol (MCP) server that provides AI tools for interacting with YNAB (You Need A Budget) plans. Built with @modelcontextprotocol/sdk.
Core Structure
- Tool registry:
src/registry.ts- the single list of tools, shared by both entry points - stdio entry:
src/index.ts- local server for Claude Code / Claude Desktop - Worker entry:
src/worker/- Cloudflare Worker serving the same tools over HTTP behind GitHub OAuth (seeDEPLOY.md) - Auto-budget service:
src/worker/autobudget/- Worker-only scheduled job and its MCP tools, with D1 schema inmigrations/(seeDEPLOY.md) - Tools:
src/tools/*.ts- Each tool is a separate module exportingname,description,inputSchema, andexecutefunction - Tests:
src/tests/*.test.ts- Vitest tests for each tool
Tool Module Pattern
Each tool in src/tools/ exports:
name: Tool identifier (snake_case)description: Tool descriptioninputSchema: Zod schema object for input validationexecute(input, api): Async handler receiving input and YNAB API client
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 19d ago Changed · +1 lines · +43 tokens per session 34b111a6c966
- 22d ago Changed · -71 lines · -822 tokens per session f007ac1e3b5b
- 1mo ago First seen · 132 lines · 1,438 tokens per session scan A 5ddf6d25bca5
ynab-mcp-server AGENTS.md is an instructions file published in the GitHub repository calebl/ynab-mcp-server (162 stars, last pushed 4d ago), licensed MIT. It adds 659 tokens to every session, about $0.0026 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-20.
ynab-mcp-server AGENTS.md compared with instructions from other repositories
| Mod | Type | Stars | Last push | Licence | Scan | Tokens | Works with |
|---|---|---|---|---|---|---|---|
| ynab-mcp-server AGENTS.mdcalebl/ynab-mcp-server | Instructions file | 162 | 4d ago | MIT | A | 659 | Codex, OpenCode |
| vscode buildNext.instructions.mdmicrosoft/vscode | Instructions file | 195k | yesterday | MIT | A | 9,719 | GitHub Copilot |
| next.js AGENTS.mdvercel/next.js | Instructions file | 143k | yesterday | MIT | A | 7,461 | Codex, OpenCode |
| langchain AGENTS.mdlangchain-ai/langchain | Instructions file | 149k | yesterday | MIT | A | 4,680 | Codex, OpenCode |
| vscode oss-third-party-notices.instructions.mdmicrosoft/vscode | Instructions file | 195k | yesterday | MIT | A | 5,516 | GitHub Copilot |
| vscode copilot-instructions.mdmicrosoft/vscode | Instructions file | 195k | yesterday | MIT | A | 3,093 | GitHub Copilot |
| deepseek-harness AGENTS.mddeepseek-ai/deepseek-harness | Instructions file | 274k | 2d ago | MIT | A | 4,313 | Codex, OpenCode |