agent-bank AGENTS.md

agent-bank AGENTS.md is an instructions file for Codex, OpenCode from different-ai/agent-bank. It costs 3,487 tokens per session, scanned C, original, MIT.

A setup and troubleshooting guide for 0 Finance, a project intended to automate personal banking and financial tasks, using OpenCode agents.

In plain words
What is it for?
Use it to bootstrap a fresh clone, repair Node.js, dependency, or database problems, test MCP connections, or make another repository self-bootstrapping.
Why use it?
It reduces the manual work of installing dependencies, checking connections, and diagnosing missing development setup or credentials.

Instructions file for CodexOpenCode

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

agentmods
npx agentmods add instructions/different-ai/agent-bank/agents-md
Clone the repo
git clone --depth 1 https://github.com/different-ai/agent-bank

Made for: Codex, OpenCode.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for agent-bank AGENTS.md

README.md
[![agentmods](https://agentmods.dev/badge/instructions/different-ai/agent-bank/agents-md.svg)](https://agentmods.dev/instructions/different-ai/agent-bank/agents-md)
Your own site
<a href="https://agentmods.dev/instructions/different-ai/agent-bank/agents-md"><img src="https://agentmods.dev/badge/instructions/different-ai/agent-bank/agents-md.svg" alt="Measured on agentmods" height="20"></a>
Per session 3,487 This file is loaded in full into every session.
When invoked 3,487 The same file — it is already loaded in full.
Security scan C 2 findings. Scan, not verified.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5 $0.03487 $0.03487
Opus 5 $0.01743 $0.01743
Sonnet 5 $0.00697 $0.00697
Haiku 4.5 $0.00349 $0.00349

Measured 4d ago against content hash 81ac04759ca7, method: parsed. Prices are Anthropic first-party input rates as of 2026-08-30, from the pricing page.

Security

Grade C, and why

agent-bank AGENTS.md scanned grade C with 2 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 4d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Downloads and executes remote codehighSupply chain

curl | sh runs whatever the server returns today, which is not necessarily what it returned when this was reviewed.

curl -fsSL https://raw.githubusercontent.com/different-ai/zero-finance/main/scripts/bootstrap.sh | bash

Makes network callslowCapability

Not a fault in itself. Listed so you know the mod talks to something, and to what.

curl -fsSL https://raw.githubusercontent.com/different-ai/zero-finance/main/scripts/bootstrap.sh | bash
AGENTS.md · 334 lines

How it starts

The opening of the file, as written. The whole thing — 334 lines — stays where its author put it; the contents beside it link to each section on GitHub.

0 Finance - AI Agent Guidelines

Quick Start (Fresh Clone)

One-Line Install

curl -fsSL https://raw.githubusercontent.com/different-ai/zero-finance/main/scripts/bootstrap.sh | bash

This will:

  1. Install Node.js, pnpm, and OpenCode (if missing)
  2. Clone the repository
  3. Install dependencies
  4. Launch the @bootstrap agent

Manual Setup

git clone https://github.com/different-ai/zero-finance.git
cd zero-finance
./scripts/bootstrap.sh

Or if you already have OpenCode:

git clone https://github.com/different-ai/zero-finance.git
cd zero-finance
pnpm install
opencode
# Then type: @bootstrap

The @bootstrap agent will detect your environment, install dependencies, test MCP connections, and guide you through any missing credentials.

Available Agents

Agent Command Purpose
Bootstrap @bootstrap First-time setup from fresh clone
Debug @debug Fix dev setup issues (Node, deps, DB)
Debug Workspace @debug-workspace Test MCP connections, diagnose issues
Sherpa @sherpa Make any repo self-bootstrapping

What is 0 Finance?

0 Finance is a bank account that automates your finances:

  • Get Paid Easily - Create invoices in seconds and get paid directly to your personal IBAN
  • Spend Anywhere - Use a debit card worldwide with 0% conversion fees
  • Optimize Yield - AI automatically allocates idle funds to highest-yielding opportunities

This is a Next.js application with smart contract automation for savings management.

Self-Bootstrapping Principles

This repo is designed to be fully operational from a fresh git clone:

  1. Self-aware - AI can reference its own code in .opencode/
  2. Self-building - Constructs skills, tools, agents as needed
  3. Self-improving - Updates its own docs when things don't work
  4. Self-fixing - Detects broken states and attempts repair
  5. Reconstructable - Can rebuild from scratch with user input
  6. Graceful degradation - Works with partial config, guides to full setup

Read the full file on GitHub · 334 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 4d ago First seen · 334 lines · 3,487 tokens per session scan C 81ac04759ca7

Subscribe to this mod's changes

agent-bank AGENTS.md is an instructions file published in the GitHub repository different-ai/agent-bank (250 stars, last pushed 5mo ago), licensed MIT. It adds 3,487 tokens to every session, about $0.0174 per session on Opus 5. A static security scan graded it C with 2 findings (downloads and executes remote code, makes network calls). No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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