Borrowing it
Nothing to install: this file belongs to different-ai/agent-bank. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.
curl -O https://raw.githubusercontent.com/different-ai/agent-bank/main/AGENTS.mdgit clone --depth 1 https://github.com/different-ai/agent-bankWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/instructions/different-ai/agent-bank/agents-md)<a href="https://agentmods.dev/instructions/different-ai/agent-bank/agents-md"><img src="https://agentmods.dev/badge/instructions/different-ai/agent-bank/agents-md/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/instructions/different-ai/agent-bank/agents-md"><img src="https://agentmods.dev/badge/instructions/different-ai/agent-bank/agents-md.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.03487 | $0.03487 |
| Opus 5.5 | $0.01395 | $0.01395 |
| Sonnet 5.5 | $0.00697 | $0.00697 |
| Haiku 4.5 | $0.00349 | $0.00349 |
Grade C, and why
agent-bank AGENTS.md scanned grade C with 2 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 1mo ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Downloads and executes remote codehighSupply chain
curl | sh runs whatever the server returns today, which is not necessarily what it returned when this was reviewed.
curl -fsSL https://raw.githubusercontent.com/different-ai/zero-finance/main/scripts/bootstrap.sh | bash Makes network callslowCapability
Not a fault in itself. Listed so you know the mod talks to something, and to what.
curl -fsSL https://raw.githubusercontent.com/different-ai/zero-finance/main/scripts/bootstrap.sh | bash How it starts
The opening of the file, as written. The whole thing — 334 lines — stays where its author put it; the contents beside it link to each section on GitHub.
0 Finance - AI Agent Guidelines
Quick Start (Fresh Clone)
One-Line Install
curl -fsSL https://raw.githubusercontent.com/different-ai/zero-finance/main/scripts/bootstrap.sh | bash
This will:
- Install Node.js, pnpm, and OpenCode (if missing)
- Clone the repository
- Install dependencies
- Launch the
@bootstrapagent
Manual Setup
git clone https://github.com/different-ai/zero-finance.git
cd zero-finance
./scripts/bootstrap.sh
Or if you already have OpenCode:
git clone https://github.com/different-ai/zero-finance.git
cd zero-finance
pnpm install
opencode
# Then type: @bootstrap
The @bootstrap agent will detect your environment, install dependencies, test MCP connections, and guide you through any missing credentials.
Available Agents
| Agent | Command | Purpose |
|---|---|---|
| Bootstrap | @bootstrap |
First-time setup from fresh clone |
| Debug | @debug |
Fix dev setup issues (Node, deps, DB) |
| Debug Workspace | @debug-workspace |
Test MCP connections, diagnose issues |
| Sherpa | @sherpa |
Make any repo self-bootstrapping |
What is 0 Finance?
0 Finance is a bank account that automates your finances:
- Get Paid Easily - Create invoices in seconds and get paid directly to your personal IBAN
- Spend Anywhere - Use a debit card worldwide with 0% conversion fees
- Optimize Yield - AI automatically allocates idle funds to highest-yielding opportunities
This is a Next.js application with smart contract automation for savings management.
Self-Bootstrapping Principles
This repo is designed to be fully operational from a fresh git clone:
- Self-aware - AI can reference its own code in
.opencode/ - Self-building - Constructs skills, tools, agents as needed
- Self-improving - Updates its own docs when things don't work
- Self-fixing - Detects broken states and attempts repair
- Reconstructable - Can rebuild from scratch with user input
- Graceful degradation - Works with partial config, guides to full setup
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 1mo ago First seen · 334 lines · 3,487 tokens per session scan C 81ac04759ca7
agent-bank AGENTS.md is an instructions file published in the GitHub repository different-ai/agent-bank (255 stars, last pushed 6mo ago), licensed MIT. It adds 3,487 tokens to every session, about $0.0139 per session on Opus 5.5. A static security scan graded it C with 2 findings (downloads and executes remote code, makes network calls). No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
Other instructions, from other repositories
vscode buildNext.instructions.md
Working notes and architecture documentation for the new esbuild-based build system in build/next. Use when making changes to the new build pipeline (transpile/bundle commands, NLS plugin, source-map handling, resource copying, or self-hosting watch tasks).
next.js AGENTS.md
AGENTS.md instructions for vercel/next.js, covering next.js development guide, codebase structure, monorepo overview, core package: packages/next and other important packages.
vscode oss-third-party-notices.instructions.md
Instructions for microsoft/vscode, covering vs code oss third-party-notices pipeline, architecture, pipeline flow in ci, cache eligibility and rollout and applying the notice (cutover).
langchain AGENTS.md
AGENTS.md instructions for langchain-ai/langchain, covering global development guidelines for the langchain monorepo, corridor security analysis, project architecture and context, monorepo structure and development tools & commands.
vscode copilot-instructions.md
Copilot instructions for microsoft/vscode, covering vs code copilot instructions, project overview, root folders, core architecture (src/ folder) and built-in extensions (extensions/ folder).
vscode model-prompts.instructions.md
Model-specific prompt authoring and registry guidelines.