fdic-mcp-server: Instructions file for Codex

AGENTS.md

fdic-mcp-server AGENTS.md is an instructions file for Codex, OpenCode from jflamb/fdic-mcp-server. It costs 2,679 tokens per session, scanned A, original, MIT.

A repository instruction file for an MCP server, a program that lets AI clients call tools, which provides access to the FDIC BankFind Suite API, a US banking-data service.

In plain words
What is it for?
Use it when developing, testing, building, or running this FDIC data server and its bank-comparison helpers.
Why use it?
It gives coding agents the project’s commands, working rules, and limits so they can validate changes without breaking tool contracts or exposing secrets.

Instructions file for CodexOpenCode

Written for Codex and OpenCode: the file is AGENTS.md. Also seen: mentions CLAUDE.md; mentions AGENTS.md.

This is jflamb/fdic-mcp-server's own configuration. It tells Codex and OpenCode how to work on fdic-mcp-server itself, so it is not a mod to install elsewhere. Copy it as a starting point and replace the rules that are about this project. Everything fdic-mcp-server configures →

Reuse

Borrowing it

Nothing to install: this file belongs to jflamb/fdic-mcp-server. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.

Copy the file
curl -O https://raw.githubusercontent.com/jflamb/fdic-mcp-server/main/AGENTS.md
Clone the repo
git clone --depth 1 https://github.com/jflamb/fdic-mcp-server

Made for: Codex, OpenCode.

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Per session 2,679 This file is loaded in full into every session.
When invoked 2,679 The same file — it is already loaded in full.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.02679 $0.02679
Opus 5.5 $0.01072 $0.01072
Sonnet 5.5 $0.00536 $0.00536
Haiku 4.5 $0.00268 $0.00268

Measured 1mo ago against content hash d7471bb75b2a, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

fdic-mcp-server AGENTS.md scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 1mo ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

AGENTS.md · 183 lines

How it starts

The opening of the file, as written. The whole thing — 183 lines — stays where its author put it; the contents beside it link to each section on GitHub.

AGENTS.md

Canonical repository instructions for LLM agents working in this repo. Keep repo-specific guidance here and use thin pointer files for agent-specific entrypoints.

Purpose

This repository implements an MCP server for the FDIC BankFind Suite API. The codebase wraps FDIC datasets as MCP tools and includes server-side analysis helpers for multi-bank comparisons.

Primary references:

Core Commands

Install dependencies:

npm install

Validate changes:

npm run typecheck
npm test
npm run build

Run locally over stdio:

node dist/index.js

Run locally over HTTP:

TRANSPORT=http PORT=3000 node dist/index.js

Working Norms

  • Prefer using the MCP server tool implementations in src/tools rather than bypassing them with ad hoc FDIC API logic when validating server behavior.
  • Preserve tool contracts. Changes to tool names, argument shapes, content, or structuredContent should be treated as breaking unless intentionally coordinated.
  • Keep changes small and explicit. Add or update tests whenever tool behavior, output structure, filtering, ranking, or error handling changes.
  • Do not add secrets or API keys. The FDIC BankFind API is public and this server should work without credentials.
  • Prefer the simplest change that solves the real problem. Avoid speculative refactors and temporary fixes.
  • Find root causes. Do not stop at symptom treatment if the underlying defect is identifiable.

Workflow Orchestration

  • Enter plan mode for non-trivial tasks, especially work with multiple implementation steps, verification steps, or architectural choices.
  • If execution goes sideways, stop and re-plan instead of pushing through a weak plan.
  • For non-trivial work, write a detailed spec up front to reduce ambiguity before editing.
  • Use parallel exploration where tooling allows it to keep the main execution path focused.
  • For larger problems, break work into focused tracks rather than mixing research, implementation, and verification in one pass.
  • Prompt macros for label-driven orchestration:
    • If the user says /issue-batch <label> or issue-batch <label>, treat that as an instruction to run npm run issues:batch -- --label <label>, review the generated batches, and use the brief as the planning input for the next implementation steps.
    • If the user says /issue-batch-run <label> or issue-batch-run <label>, first run npm run issues:batch -- --label <label>, then execute the recommended batches one at a time using the document agent working norms in this file. That means restating acceptance criteria, refreshing from main, creating a dedicated branch per coherent batch, updating tasks/todo.md for non-trivial work, implementing root-cause fixes with tests, validating, opening a PR, watching checks, merging when green, and only then moving to the next batch unless the user explicitly asks to pause.

Read the full file on GitHub · 183 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 1mo ago First seen · 183 lines · 2,679 tokens per session scan A d7471bb75b2a

Subscribe to this mod's changes

fdic-mcp-server AGENTS.md is an instructions file published in the GitHub repository jflamb/fdic-mcp-server (0 stars, last pushed 1mo ago), licensed MIT. It adds 2,679 tokens to every session, about $0.0107 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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