Borrowing it
Nothing to install: this file belongs to mnemopay/mnemopay-sdk. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.
curl -O https://raw.githubusercontent.com/mnemopay/mnemopay-sdk/master/CLAUDE.mdgit clone --depth 1 https://github.com/mnemopay/mnemopay-sdkWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/instructions/mnemopay/mnemopay-sdk/claude-md)<a href="https://agentmods.dev/instructions/mnemopay/mnemopay-sdk/claude-md"><img src="https://agentmods.dev/badge/instructions/mnemopay/mnemopay-sdk/claude-md.svg" alt="Measured on agentmods" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.01265 | $0.01265 |
| Opus 5 | $0.00633 | $0.00633 |
| Sonnet 5 | $0.00253 | $0.00253 |
| Haiku 4.5 | $0.00127 | $0.00127 |
Grade A, and why
mnemopay-sdk CLAUDE.md scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 8d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 99 lines — stays where its author put it; the contents beside it link to each section on GitHub.
MnemoPay SDK
AI agent trust & reputation SDK — memory + payments + identity + Agent Credit Score in one package.
Quick Start
npm install # install deps
npm run build # compile TypeScript
npm test # run 672+ vitest tests
npm run lint # type-check without emit
Architecture
14 modules in src/:
| Module | Purpose |
|---|---|
index.ts |
Main SDK: MnemoPay, MnemoPayLite, MnemoPayNetwork (~74KB) |
fico.ts |
Agent Credit Score (300-850); exports AgentCreditScore, legacy AgentFICO alias kept |
behavioral.ts |
Behavioral finance (prospect theory, cooling-off) |
integrity.ts |
Merkle tree memory integrity (SHA-256) |
anomaly.ts |
EWMA anomaly detection, BehaviorMonitor, CanarySystem |
adaptive.ts |
Adaptive AIMD, anti-gaming, circuit breaker, PSI drift |
commerce.ts |
CommerceEngine (autonomous shopping with mandates) |
fraud.ts |
Geo-enhanced fraud detection |
identity.ts |
IdentityRegistry, KYA, CapabilityTokens |
ledger.ts |
Double-entry ledger |
network.ts |
Multi-agent commerce network |
client.ts |
REST client |
mcp/server.ts |
MCP server (24 tools, 2 prompts) |
rails/ |
Payment rails: Stripe, Paystack, Lightning |
Two Modes
// Dev (zero infra)
const agent = MnemoPay.quick("agent-1");
// Production (full config)
const agent = await MnemoPay.create({ agentId: "agent-1", storage: sqliteAdapter, rail: stripeRail });
Key Flows
- Payments: charge() → settle() or refund() (two-phase)
- Agent Credit Score: 5 components weighted: payment 35%, utilization 20%, age 15%, diversity 15%, fraud 15%
- Fee tiers: 1.0% (score 800+) → 2.5% (score <580, requires HITL)
MCP Server
24 tools: remember, recall, forget, reinforce, consolidate, charge, settle, refund, balance, profile, logs, history, reputation, dispute, fraud_stats, shop_set_mandate, shop_search, shop_buy, shop_confirm_delivery, shop_orders, agent_fico_score, behavioral_analysis, memory_integrity_check, anomaly_check
2 prompts: recall-and-decide, agent-status-report
Entry: src/mcp/server.ts | Binary: mnemopay-mcp | Rate limit: 60/min, 500/hr
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 8d ago First seen · 99 lines · 1,265 tokens per session scan A 82422d32999d
mnemopay-sdk CLAUDE.md is an instructions file published in the GitHub repository mnemopay/mnemopay-sdk (8 stars, last pushed 20d ago), licensed Apache-2.0. It adds 1,265 tokens to every session, about $0.0063 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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