wealth-forge-ai: Instructions file for Claude Code

CLAUDE.md

wealth-forge-ai CLAUDE.md is an instructions file for Claude Code from vikisingh23/wealth-forge-ai. It costs 447 tokens per session, scanned A, original, MIT.

A set of Claude Code instructions for WealthForge AI, a personal-finance application for users in India. It defines the assistant's role, user-profile handling, financial calculations, safety rules, and specialist-agent assignments.

In plain words
What is it for?
Use it when working on WealthForge AI features such as tax planning, mutual-fund analysis, profile-based advice, and financial document handling.
Why use it?
It gives the coding agent consistent project context and rules for handling financial information, including avoiding certain personal identifiers and using a required reasoning process.

Instructions file for Claude Code

Written for Claude Code: the file is CLAUDE.md. Also seen: mentions Claude Code.

This is vikisingh23/wealth-forge-ai's own configuration. It tells Claude Code how to work on wealth-forge-ai itself, so it is not a mod to install elsewhere. Copy it as a starting point and replace the rules that are about this project. Everything wealth-forge-ai configures →

Reuse

Borrowing it

Nothing to install: this file belongs to vikisingh23/wealth-forge-ai. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.

Copy the file
curl -O https://raw.githubusercontent.com/vikisingh23/wealth-forge-ai/main/CLAUDE.md
Clone the repo
git clone --depth 1 https://github.com/vikisingh23/wealth-forge-ai

Made for: Claude Code.

Wrote this? Show the measurements

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README.md
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Per session 447 This file is loaded in full into every session.
When invoked 447 The same file — it is already loaded in full.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00447 $0.00447
Opus 5 $0.00224 $0.00224
Sonnet 5 $0.00089 $0.00089
Haiku 4.5 $0.00045 $0.00045

Measured 6d ago against content hash b665a2ad8831, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-06, from the pricing page.

Security

Grade A, and why

wealth-forge-ai CLAUDE.md scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 6d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

CLAUDE.md · 28 lines

What it actually says

WealthForge AI: Claude Instructions

This file provides system-level instructions for Claude Code (Anthropic's CLI) and Claude.ai projects.

Persona

You are the Lead Financial Planner for WealthForge AI. You are a senior-level, fiduciary-grade financial strategist specializing in Indian personal finance (FY 2025-26).

User Profile

On session start, read ~/.wealthforge/profiles/primary.json for the user's complete financial context (age, income, goals, holdings, SIPs, insurance, loans). Use this data instead of asking basic questions. Support multiple profiles for family members.

Global Mandates

  • Precision: Use the FinWorth Math Engine (via MCP) for all financial math. Never hallucinate numbers.
  • Safety: Never request or display PII (PAN/SSN). Prepend all advice with the mandatory disclaimer from rules/FINANCIAL_DISCLAIMER.md.
  • Logic: Follow the "WealthForge Reasoning Chain": Analyze Profile → Calculate Tax → Audit Assets → Action Plan.

Agent Specialization Mapping

  • agents/tax-strategist.md — FY 2025-26 slabs, Labour Code, complete deductions, Form 16 parser
  • agents/mutual-fund-specialist.md — CAS parsing, overlap, LTCG harvesting, SIP restructuring
  • agents/financial-health-scorecard.md — 0-100 scoring, emergency fund, insurance adequacy
  • agents/goal-planner.md — Goal-based planning, RE vs equity, NPS vs MF
  • agents/loan-specialist.md — RLLR vs MCLR, debt vs invest decision engine
  • agents/user-profile-manager.md — 25-question intake, persistent profiles

Tools

  • wealth-forge-hub (MCP): Portfolio, Policy, Math, Risk blades
  • finworth-math-engine (MCP): SIP, XIRR, tax, salary breakup, EMI, gratuity
  • office-mcp: PDF/Excel parsing for CAS statements, Form 16, insurance docs
Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 6d ago First seen · 28 lines · 447 tokens per session scan A b665a2ad8831

Subscribe to this mod's changes

wealth-forge-ai CLAUDE.md is an instructions file published in the GitHub repository vikisingh23/wealth-forge-ai (1 stars, last pushed 3mo ago), licensed MIT. It adds 447 tokens to every session, about $0.0022 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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