college-cost

college-cost is a cursor rule for Cursor from mohitagw15856/pm-claude-skills. It costs 103 tokens per session (1,267 once invoked), scanned A, original, MIT.

A college price calculator that separates free aid from loans, accounts for yearly price increases, and turns borrowing into future monthly payments. It treats a degree's full cost as more than the advertised tuition.

In plain words
What is it for?
Use it to compare college offers, estimate the total cost of a degree, and check whether expected earnings can support the loan payments.
Why use it?
Financial-aid letters often combine grants, scholarships, loans, and work-study into one total. This makes the cash cost, borrowed amount, interest, and repayment burden easier to compare.

Cursor rule for Cursor

Written for Cursor: a Cursor rule (.mdc).

Needs its repository: it runs a file that does not travel with it, so clone the repository first. The line is python3 scripts/college_cost.py --sticker 32000 --aid 14000.

Good fit Use it to compare college offers, estimate the total cost of a degree, and check whether expected earnings can support the loan payments.

Compare 6 cursor rules from other repositories ↓
About the project

PM Skills is a collection of plain-Markdown instructions that teach AI assistants structured methods for handling professional, personal, and life-admin tasks. People use it with Claude, ChatGPT, Gemini, Cursor, Codex, and other supported agents for work such as writing product requirements, reviewing documents, or planning difficult situations.

mohitagw15856/pm-claude-skills · 1,352 stars · on GitHub · mohitagw15856.github.io

Install

Getting it into your agent

It runs from inside its repository, so the clone comes first — what it calls does not travel with the file alone.

Clone the repo
git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills
agentmods
npx agentmods add rules/mohitagw15856/pm-claude-skills/college-cost

Made for: Cursor.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for college-cost

README.md
[![agentmods](https://agentmods.dev/badge/rules/mohitagw15856/pm-claude-skills/college-cost/github.svg)](https://agentmods.dev/rules/mohitagw15856/pm-claude-skills/college-cost)
Your own site
<a href="https://agentmods.dev/rules/mohitagw15856/pm-claude-skills/college-cost"><img src="https://agentmods.dev/badge/rules/mohitagw15856/pm-claude-skills/college-cost/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for college-cost

Your own site · 80×15
<a href="https://agentmods.dev/rules/mohitagw15856/pm-claude-skills/college-cost"><img src="https://agentmods.dev/badge/rules/mohitagw15856/pm-claude-skills/college-cost.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 103 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 1,267 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00103 $0.01267
Opus 5 $0.00051 $0.00633
Sonnet 5 $0.00021 $0.00253
Haiku 4.5 $0.00010 $0.00127

Measured 8d ago against content hash 1da1ad148b41, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

college-cost scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 8d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

exports/cursor/pm-calculators/college-cost/college-cost.mdc · 81 lines

How it starts

The opening of the file, as written. The whole thing — 81 lines — stays where its author put it; the contents beside it link to each section on GitHub.

College Cost Skill

The two numbers that matter — the true all-in cost, and the monthly payment for the decade after — appear nowhere on the marketing or, tellingly, the financial-aid letter, which routinely blends grants (free) with loans (very much not) into one cheerful "award." This skill computes both numbers: net cost per year with aid honestly sorted, inflated forward (tuition outruns CPI), split into cash and borrowed, and the borrowed part converted into the graduate's first decade of monthly reality. Two offers become comparable the moment both are run through it.

What This Skill Produces

  • The all-in number — net 4-year cost, cash vs. borrowed, from the script
  • The offer decode — the award letter's lines sorted: grants/scholarships (free) vs. loans (repaid) vs. work-study (earned) — the blend untangled
  • The monthly tail — the post-graduation payment, term, and total interest, stated next to a starting-salary reality check
  • The comparison — two+ schools on identical assumptions, which the letters never are

Required Inputs

Ask for these if not provided:

  • The sticker — full cost of attendance (tuition + room/board + fees, not tuition alone — the letter's fine print has it)
  • The aid, sorted — the award letter's actual lines; anything ambiguous gets decoded ("award" ≠ grant until proven), and renewal conditions noted (GPA floors, year-one-only grants — the classic bait)
  • The family math — what's payable in cash per year without borrowing; the gap is the loan share
  • The candidate schools — for comparisons, each letter, same treatment

Programmatic Helper

python3 scripts/college_cost.py --sticker 32000 --aid 14000
python3 scripts/college_cost.py --sticker 32000 --aid 14000 --loan-share 60 --loan-apr 6.5 --json

Deterministic. Defaults: 4% cost inflation, 4 years, 50% loan share at 6.5% over 10 years — all overridable; the true-all-in line includes the loan interest the sticker never mentions.

Framework: The Honest-Number Rules

Read the full file on GitHub · 81 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 8d ago First seen · 81 lines · 103 tokens per session scan A 1da1ad148b41

Subscribe to this mod's changes

college-cost is a cursor rule published in the GitHub repository mohitagw15856/pm-claude-skills (1,352 stars, last pushed 3d ago), licensed MIT. It adds 103 tokens to every session and 1,267 once invoked, about $0.0005 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.