PM Skills is a collection of plain-Markdown instructions that teach AI assistants structured methods for handling professional, personal, and life-admin tasks. People use it with Claude, ChatGPT, Gemini, Cursor, Codex, and other supported agents for work such as writing product requirements, reviewing documents, or planning difficult situations.
Getting it into your agent
It runs from inside its repository, so the clone comes first — what it calls does not travel with the file alone.
git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skillsnpx agentmods add rules/mohitagw15856/pm-claude-skills/freelance-rateWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/rules/mohitagw15856/pm-claude-skills/freelance-rate)<a href="https://agentmods.dev/rules/mohitagw15856/pm-claude-skills/freelance-rate"><img src="https://agentmods.dev/badge/rules/mohitagw15856/pm-claude-skills/freelance-rate/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/rules/mohitagw15856/pm-claude-skills/freelance-rate"><img src="https://agentmods.dev/badge/rules/mohitagw15856/pm-claude-skills/freelance-rate.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00108 | $0.01054 |
| Opus 5 | $0.00054 | $0.00527 |
| Sonnet 5 | $0.00022 | $0.00211 |
| Haiku 4.5 | $0.00011 | $0.00105 |
Grade A, and why
freelance-rate scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 7d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 77 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Freelance Rate Skill
New freelancers price by dividing their old salary by 2,000 hours and wondering why they're broke by March. The employer was silently paying for benefits, taxes, tools, sales time, and dry spells — and now all of that lives inside the rate. This skill derives the rate backwards from target income through honest utilization, so the number arrives with its own justification attached — which is exactly what you need when a client asks why you charge it.
What This Skill Produces
- Required revenue — target income + self-employment tax premium + business overhead
- Honest billable hours — working weeks × hours × billable %, with the billable % defended
- The rate — hourly and day rate, plus the multiplier vs naive salary÷2000
- The justification narrative — the same math in client-safe words, for the "why so much?" conversation
Required Inputs
Ask for these if not provided:
- Target pre-tax personal income — what they want to pay themselves, not what they hope to gross
- Business overhead — insurance, tools, accounting, coworking (default $12,000/yr, labeled)
- Weeks off — vacation + sick + admin-only weeks (default 6, labeled)
- Billable % — the honest one; 60% is a realistic default, 80%+ is a mature practice with full pipeline, 100% is a fantasy
Programmatic Helper
python3 scripts/freelance_rate.py --target 90000
python3 scripts/freelance_rate.py --target 90000 --billable-pct 55 --overhead 14000 --json
Deterministic. The tax premium default (8%) is a placeholder for the self-employment delta and varies by jurisdiction — set --extra-tax-pct to the user's real number or say it's the default.
Framework: The Utilization Honesty Rules
- Billable % is the make-or-break input — sales calls, proposals, invoicing, learning, and gaps between clients are all unbillable; freelancers who assume 100% have priced their own bankruptcy
- The employer's invisible spend is now yours — payroll-tax share, benefits, equipment, paid holidays: the reason market contract rates run 1.5–2.5× salary-equivalent hourly, and why that multiple is fair, not greedy
- Derive backwards, not forwards — start from the life the rate must fund; "what do competitors charge" is a sanity check, not a derivation
- Round up, not down — a rate you can discount from beats a rate you must survive on; anchoring low is nearly irreversible with an existing client
- The rate is also a filter — clients who balk at a defensible rate are usually the ones who scope-creep; the math doubles as the screening mechanism
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 7d ago First seen · 77 lines · 108 tokens per session scan A aeaca79df2f2
freelance-rate is a cursor rule published in the GitHub repository mohitagw15856/pm-claude-skills (1,352 stars, last pushed 3d ago), licensed MIT. It adds 108 tokens to every session and 1,054 once invoked, about $0.0005 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
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