kyc-escalation

kyc-escalation is a cursor rule for Cursor from mohitagw15856/pm-claude-skills. It costs 87 tokens per session (1,304 once invoked), scanned A, original, MIT.

A template for an internal memo about a KYC or AML alert. KYC means checking who a customer is, while AML means preventing money laundering; the memo separates facts from assumptions and documents the concern for a compliance decision-maker.

In plain words
What is it for?
It helps document a time-stamped alert, compare a customer's expected profile with observed activity, map warning signs to a taxonomy, and recommend clearing the case, doing enhanced checks, considering an exit, or referring it for reporting review.
Why use it?
Compliance teams need a consistent record of why activity looks unusual without presenting an internal review as a final regulatory report. It helps show which facts support each warning sign and what information is still missing.

Cursor rule for Cursor

Written for Cursor: a Cursor rule (.mdc).

Good fit It helps document a time-stamped alert, compare a customer's expected profile with observed activity, map warning signs to a taxonomy, and recommend clearing the case, doing enhanced checks, considering an exit, or referring it for reporting review.

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Install with agentmods
npx agentmods add rules/mohitagw15856/pm-claude-skills/kyc-escalation
About the project

PM Skills is a collection of plain-Markdown instructions that teach AI assistants structured methods for handling professional, personal, and life-admin tasks. People use it with Claude, ChatGPT, Gemini, Cursor, Codex, and other supported agents for work such as writing product requirements, reviewing documents, or planning difficult situations.

mohitagw15856/pm-claude-skills · 1,352 stars · on GitHub · mohitagw15856.github.io

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Clone the repo
git clone --depth 1 https://github.com/mohitagw15856/pm-claude-skills

Made for: Cursor.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for kyc-escalation

README.md
[![agentmods](https://agentmods.dev/badge/rules/mohitagw15856/pm-claude-skills/kyc-escalation/github.svg)](https://agentmods.dev/rules/mohitagw15856/pm-claude-skills/kyc-escalation)
Your own site
<a href="https://agentmods.dev/rules/mohitagw15856/pm-claude-skills/kyc-escalation"><img src="https://agentmods.dev/badge/rules/mohitagw15856/pm-claude-skills/kyc-escalation/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for kyc-escalation

Your own site · 80×15
<a href="https://agentmods.dev/rules/mohitagw15856/pm-claude-skills/kyc-escalation"><img src="https://agentmods.dev/badge/rules/mohitagw15856/pm-claude-skills/kyc-escalation.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 87 Only the description is in the session, so the agent can decide to use it. The body loads when it is invoked.
When invoked 1,304 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00087 $0.01304
Opus 5 $0.00044 $0.00652
Sonnet 5 $0.00017 $0.00261
Haiku 4.5 $0.00009 $0.00130

Measured 8d ago against content hash 702b902d77ce, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

kyc-escalation scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 8d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

exports/cursor/pm-banking/kyc-escalation/kyc-escalation.mdc · 73 lines

How it starts

The opening of the file, as written. The whole thing — 73 lines — stays where its author put it; the contents beside it link to each section on GitHub.

KYC Escalation Skill

This skill helps compliance teams document internal escalations well: facts separated from inference, red flags mapped to a taxonomy, and a recommendation the MLRO or reporting decision-maker can act on. It documents and escalates — it does not decide, and it does not draft regulatory reports.

Boundaries — apply these without exception. Never draft a SAR/STR or its narrative — that is the designated reporting officer's regulated act; this memo is the internal input to that decision. Never advise on structuring transactions, avoiding detection, or evading monitoring, for any party. Never include tipping-off risk material — the memo is internal-only; do not draft customer-facing language about the investigation.

What This Skill Produces

  • A factual, time-stamped trigger description
  • A profile-vs-activity mismatch analysis (expected vs observed)
  • Red flags mapped to a taxonomy, each with its supporting fact
  • An "information still needed" list with sources
  • A recommendation: clear / enhanced due diligence / exit consideration / refer to reporting decision-maker — with rationale

Required Inputs

Ask for what's missing; never fabricate transaction details — mark gaps [not in file]:

  • Trigger — the alert, transaction(s), or observation, with dates, amounts, counterparties
  • Customer profile — KYC file basics: stated occupation/business, expected activity, source of funds/wealth, tenure, risk rating
  • Activity history — recent pattern for context
  • Prior alerts or escalations on this customer

Escalation Framework

1. Trigger description — facts only. What was observed, when, in what amounts, involving whom. Time-stamp everything. No adjectives, no inference — "three cash deposits of 9,400–9,800 on consecutive days", not "obvious structuring".

2. Profile vs activity mismatch. Two columns: what the KYC file says to expect (business type, turnover, geographies, counterparties, channels) vs what was observed. The mismatch — or its absence — is the analytical core. An alert consistent with a well-documented profile may support "clear"; activity inconsistent with the file is what escalates.

Read the full file on GitHub · 73 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 8d ago First seen · 73 lines · 87 tokens per session scan A 702b902d77ce

Subscribe to this mod's changes

kyc-escalation is a cursor rule published in the GitHub repository mohitagw15856/pm-claude-skills (1,352 stars, last pushed 3d ago), licensed MIT. It adds 87 tokens to every session and 1,304 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.