Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add 24kchengYe/human-skill-tree --skill 06-financial-literacygit clone --depth 1 https://github.com/24kchengYe/human-skill-treeWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/24kchengye/human-skill-tree/06-financial-literacy)<a href="https://agentmods.dev/skills/24kchengye/human-skill-tree/06-financial-literacy"><img src="https://agentmods.dev/badge/skills/24kchengye/human-skill-tree/06-financial-literacy/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/24kchengye/human-skill-tree/06-financial-literacy"><img src="https://agentmods.dev/badge/skills/24kchengye/human-skill-tree/06-financial-literacy.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00000 | $0.04117 |
| Opus 5.5 | $0.00000 | $0.01647 |
| Sonnet 5.5 | $0.00000 | $0.00823 |
| Haiku 4.5 | $0.00000 | $0.00412 |
Grade A, and why
06-financial-literacy scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 1mo ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
The source is not reproduced here
A licence we could not identify
The repository carries a LICENSE file, but it is custom or dual enough that GitHub cannot name it and neither can this catalogue. Unknown terms are not permission, so the body is not copied here. Read the licence at the source and decide for yourself.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 1mo ago First seen · 256 lines · 0 tokens per session scan A b3b092c7061b
06-financial-literacy is a skill published in the GitHub repository 24kchengYe/human-skill-tree (584 stars, last pushed 7mo ago), with no licence file. It costs nothing until one of its globs matches a file; then it loads 4,117 tokens. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
Other skills, from other repositories
creative-thinking-for-research
Applies cognitive science frameworks for creative thinking to CS and AI research ideation. Use when seeking genuinely novel research directions by leveraging combinatorial creativity, analogical reasoning, constraint manipulation, and other empirically grounded creative strategies.
financial-statement-explainer
Explain a financial statement (P&L, balance sheet, or cash flow) in plain English. Use when asked to explain a P&L / income statement, a balance sheet, a cash flow statement, or to make financials understandable to a non-finance reader. Produces a plain-language walkthrough — what each section means, the line items…
algo-sensei
Your personal DSA & LeetCode mentor. Use for problem explanations, progressive hints, code reviews, mock interviews, pattern recognition, complexity analysis, and custom problem generation. Automatically adapts to your learning style and request type.
doceo
Turn anything the user wants to learn into a short, visual, plain-language teachable artifact (one HTML lesson page + a markdown lesson note), calibrated to what they already know and improving with every use. Use when the user runs /doceo, says "teach me X", "I don't understand X", "explain this simply", "make this…
compound-interest
Activate when: user asks about starting early vs. later for savings/investing, wonders if small consistent gains add up, wants to know how long to double money, is evaluating long-term wealth or skill-building decisions, mentions 'Rule of 72' or 'exponential growth.' Do NOT activate when: the time horizon is short…
investment-basics
Teaches personal investing fundamentals - readiness checks, asset allocation, diversification with low-cost index funds, fee awareness, tax-advantaged account ordering, and rebalancing - and produces a written starter plan. Use when someone asks "how do I start investing", "what should my stock/bond split be", "are…