fundos-covenants

fundos-covenants is a skill for Claude Code, Codex from 8vdx1/fundos-mcp. It costs 113 tokens per session (1,674 once invoked), scanned A, original, MIT.

A skill for monitoring financial promises, called covenants, made by companies to private-credit or leveraged-buyout lenders. It checks measures such as debt levels and interest coverage against agreed limits.

In plain words
What is it for?
Use it to review live covenant records, calculate cushion and risk status, test new financial figures, detect breaches, and handle equity cures, waivers, or amendments.
Why use it?
It helps detect worsening financial risk or a covenant breach early and supports related lender decisions and notifications.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one. Also seen: positional $N argument.

Good fit Use it to review live covenant records, calculate cushion and risk status, test new financial figures, detect breaches, and handle equity cures, waivers, or amendments.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/8vdx1/fundos-mcp/fundos-covenants
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add 8vdx1/fundos-mcp --skill fundos-covenants
Clone the repo
git clone --depth 1 https://github.com/8vdx1/fundos-mcp

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for fundos-covenants

README.md
[![agentmods](https://agentmods.dev/badge/skills/8vdx1/fundos-mcp/fundos-covenants/github.svg)](https://agentmods.dev/skills/8vdx1/fundos-mcp/fundos-covenants)
Your own site
<a href="https://agentmods.dev/skills/8vdx1/fundos-mcp/fundos-covenants"><img src="https://agentmods.dev/badge/skills/8vdx1/fundos-mcp/fundos-covenants/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for fundos-covenants

Your own site · 80×15
<a href="https://agentmods.dev/skills/8vdx1/fundos-mcp/fundos-covenants"><img src="https://agentmods.dev/badge/skills/8vdx1/fundos-mcp/fundos-covenants.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 113 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,674 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00113 $0.01674
Opus 5 $0.00056 $0.00837
Sonnet 5 $0.00023 $0.00335
Haiku 4.5 $0.00011 $0.00167

Measured 11d ago against content hash 7984bb8be882, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

fundos-covenants scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

integrations/qm/skills/fundos-covenants/SKILL.md · 139 lines

How it starts

The opening of the file, as written. The whole thing — 139 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Covenant Monitoring

Covenant monitoring is risk management, not administration. The value is in catching an Amber before it becomes a Red — once a breach is formally triggered you have far less leverage with the lender than you had a quarter earlier.

Pull the live covenant book

fundos GET /fundos/risk/covenants            # all covenants: type, threshold, current, status
fundos GET /fundos/risk/alerts?open=true     # unresolved breaches and alerts
fundos GET /fundos/crm/deals/41              # the portfolio company
fundos GET '/search?q=credit%20agreement%20EBITDA%20definition&room_id=7'

Test a covenant when new financials land. This writes — it updates the stored record and raises a risk alert on breach — so confirm the inputs first:

fundos POST /fundos/risk/check '{"covenant_id": 22, "current_value": 4.8}'

⚠️ The field is current_value. Sending value is not an error — the endpoint ignores the unknown key and re-checks the covenant against its previously stored value, then returns a confident pass/fail for a number you did not supply. Get this wrong and you report last quarter's result as this quarter's. Verify the value you sent comes back in the response before acting on the verdict.

If covenant_id doesn't exist the response carries code: "covenant_not_found" and a hint to re-list /fundos/risk/covenants — do that rather than guessing another id.

Report the result as recorded in FundOS, and tell the user where to review it. Do not describe a breach as "reported to the lender" — notification is a human act.

Covenant types

Leverage

Total Leverage   = Total Net Debt / Adjusted EBITDA        typical limit ≤ 5.0x–7.0x
                   Total Net Debt = all tranches − unrestricted cash
Senior Leverage  = Senior Secured Debt / Adjusted EBITDA   typical limit ≤ 3.5x–4.5x

Coverage

ICR   = Adjusted EBITDA / Cash Interest Expense                        typical min ≥ 2.0x–3.0x
        Cash interest excludes PIK and accrued
FCCR  = (EBITDA − Capex − Cash Taxes) / (Interest + Principal)         typical min ≥ 1.1x–1.2x
DSCR  = Net Operating Income / Total Debt Service                      typical min ≥ 1.2x–1.5x

Read the full file on GitHub · 139 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 11d ago First seen · 139 lines · 113 tokens per session scan A 7984bb8be882

Subscribe to this mod's changes

fundos-covenants is a skill published in the GitHub repository 8vdx1/fundos-mcp (1 stars, last pushed 28d ago), licensed MIT. It adds 113 tokens to every session and 1,674 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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