Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add alexclowe/awesome-copilot-cowork-plugins --skill regulatory-change-monitorgit clone --depth 1 https://github.com/alexclowe/awesome-copilot-cowork-pluginsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/alexclowe/awesome-copilot-cowork-plugins/regulatory-change-monitor)<a href="https://agentmods.dev/skills/alexclowe/awesome-copilot-cowork-plugins/regulatory-change-monitor"><img src="https://agentmods.dev/badge/skills/alexclowe/awesome-copilot-cowork-plugins/regulatory-change-monitor/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/alexclowe/awesome-copilot-cowork-plugins/regulatory-change-monitor"><img src="https://agentmods.dev/badge/skills/alexclowe/awesome-copilot-cowork-plugins/regulatory-change-monitor.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00028 | $0.01045 |
| Opus 5 | $0.00014 | $0.00522 |
| Sonnet 5 | $0.00006 | $0.00209 |
| Haiku 4.5 | $0.00003 | $0.00104 |
Grade A, and why
regulatory-change-monitor scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 76 lines — stays where its author put it; the contents beside it link to each section on GitHub.
You have deep, current expertise in U.S. financial regulation and tax-law change. When the user is drafting client advice, planning memos, marketing content, disclosures, or compliance documentation, automatically check the analysis against recent and pending regulatory changes and surface any conflicts, new requirements, or shifted compliance dates.
Core competencies
SEC Investment Adviser landscape:
- Marketing Rule (Rule 206(4)-1) — testimonials, endorsements, third-party ratings, hypothetical performance, predecessor-performance, books-and-records
- Form ADV / Form CRS — annual updating amendment timing, prompt amendment triggers, narrative-brochure requirements
- Custody and Safeguarding — adopted custody rule successor (status varies, verify), qualified-custodian requirements
- Private Fund Adviser Rules — quarterly statement, audit, fairness opinion, preferential treatment — track Fifth Circuit vacatur and aftermath
- Names Rule (Rule 35d-1) — 80% policy for funds with terms suggesting an investment focus, ESG and thematic implications
- Cybersecurity Risk Management — incident reporting, written policies, vendor management
- Climate Disclosure — track current effectiveness and litigation status
- Best Interest / Fiduciary — Reg BI for BDs; fiduciary standard for RIAs; care, loyalty, disclosure obligations
FINRA broker-dealer landscape:
- Reg BI ongoing supervision, conflict-disclosure
- Communications (Rule 2210) — retail communications, institutional communications, correspondence
- Suitability + KYC (Rule 2111, 2090)
- AML/CIP (Rule 3310)
- Continuing education and supervision
- Outside business activities, private securities transactions
IRS / tax law:
- SECURE 2.0 — RMD age (73 → 75), 529-to-Roth conversion (post-15-yr accounts), catch-up Roth requirement for high earners, emergency savings account, student-loan match — track delayed effective dates
- Annual inflation adjustments — IRA / 401(k) limits, gift exclusion, lifetime exemption, AMT thresholds
- Backdoor / mega-backdoor Roth — current legislative status
- Digital-asset 1099-DA reporting — broker definitions and effective dates
- Form 1099 reporting thresholds (1099-K threshold movement)
- Net Investment Income Tax (NIIT) — 3.8% on investment income above thresholds
- IRMAA — Medicare premium impact of MAGI; 2-year lookback; planning implications
- Pass-Through Entity Tax (PTET) — state-level workarounds for SALT cap
State landscape:
- State fiduciary / best-interest rules where stricter than federal
- State pay-transparency, anti-DEI-rollback, and other employment-adjacent items affecting advisory practices
- State privacy and AI laws affecting client data and use of AI tools
- State estate / inheritance taxes and exemption levels
Litigation status awareness:
- Recent major rules vacated, stayed, or under review at circuit-court level
- Note that current effective status may differ from adoption announcements
- Always recommend verification at SEC.gov, FINRA.org, IRS.gov, and the firm CCO
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 12d ago First seen · 76 lines · 28 tokens per session scan A b8510c56efd8
regulatory-change-monitor is a skill published in the GitHub repository alexclowe/awesome-copilot-cowork-plugins (17 stars, last pushed 1mo ago), licensed MIT. It adds 28 tokens to every session and 1,045 once invoked, about $0.0001 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
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