alpaca-broker-funding-transfers

alpaca-broker-funding-transfers is a skill for Claude Code, Codex from alpacahq/alpaca-skills. It costs 101 tokens per session (2,373 once invoked), scanned A, original, Apache-2.0.

A guide to moving money between an Alpaca brokerage account and an outside bank through the Alpaca Broker API. It explains bank links, ACH and wire transfers, funding wallets, transfer statuses, and fees.

In plain words
What is it for?
Use it to design or implement deposits and withdrawals, create or manage bank relationships, handle ACH or wire recipients, use the funding wallet, and track transfer states.
Why use it?
It clarifies the difference between saving a bank connection and actually transferring money, reducing mistakes when building funding flows.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one. Also seen: positional $N argument.

Good fit Use it to design or implement deposits and withdrawals, create or manage bank relationships, handle ACH or wire recipients, use the funding wallet, and track transfer states.

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Install with agentmods
npx agentmods add skills/alpacahq/alpaca-skills/funding-transfers
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add alpacahq/alpaca-skills --skill funding-transfers
Clone the repo
git clone --depth 1 https://github.com/alpacahq/alpaca-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for alpaca-broker-funding-transfers

README.md
[![agentmods](https://agentmods.dev/badge/skills/alpacahq/alpaca-skills/funding-transfers/github.svg)](https://agentmods.dev/skills/alpacahq/alpaca-skills/funding-transfers)
Your own site
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Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for alpaca-broker-funding-transfers

Your own site · 80×15
<a href="https://agentmods.dev/skills/alpacahq/alpaca-skills/funding-transfers"><img src="https://agentmods.dev/badge/skills/alpacahq/alpaca-skills/funding-transfers.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 101 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,373 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector pass 7 Sept 2026
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00101 $0.02373
Opus 5 $0.00051 $0.01187
Sonnet 5 $0.00020 $0.00475
Haiku 4.5 $0.00010 $0.00237

Measured 12d ago against content hash 5814538f7696, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

alpaca-broker-funding-transfers scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/broker-api/funding-transfers/SKILL.md · 127 lines

How it starts

The opening of the file, as written. The whole thing — 127 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Alpaca Broker API — Funding & Transfers

Getting cash into and out of end-user accounts. There are three rails, and the model splits cleanly into bank links (persistent) and transfers (the actual money movement).

Read alpaca-broker-integration first. Broker API + HTTP Basic auth. For moving cash between accounts in your omnibus (vs. to/from the outside world), see alpaca-broker-journals — that's a different mechanism.

Reference

  • Guide: https://docs.alpaca.markets/docs/funding-accounts
  • API ref: https://docs.alpaca.markets/reference/createtransferforaccount
  • Live schema: alpaca-docs MCP → get-endpoint title "Broker API" path /v1/accounts/{account_id}/transfers

1. The funding model

External bank ──(relationship: a persistent link)──┐
                                                    ├──> Transfer (the money movement) ──> Account cash
ACH relationship  (rail A: ACH, US domestic)        │
Bank relationship (rail B: wire, domestic + intl)   │
Funding wallet    (rail C: v1beta, multi-currency)  ┘
  • A relationship links an external bank. It moves no money and has its own status; for wires it must be APPROVED before a transfer can progress.
  • A transfer references a relationship by ID and moves the money. One relationship backs many transfers.
Rail transfer_type Directions Relationship Notes
ACH ach INCOMING + OUTGOING ACH relationship (relationship_id) US domestic; set up via Plaid processor_token (recommended)
Wire wire OUTGOING only Bank relationship (bank_id) Domestic + international (SWIFT). Incoming wires are pushed by the sending bank and booked automatically
Funding wallet (separate /v1beta API) incoming / outgoing (lowercase) Funding-wallet recipient bank Multi-currency, swift_wire/local_rails

2. Endpoints

Method Path Purpose
POST/GET/DELETE /v1/accounts/{id}/ach_relationships[/{rel_id}] Manage ACH bank links
POST/GET/DELETE /v1/accounts/{id}/recipient_banks[/{bank_id}] Manage wire recipient banks
POST /v1/accounts/{id}/transfers Create transfer (ACH deposit/withdraw, or wire withdraw)
GET /v1/accounts/{id}/transfers List transfers
DELETE /v1/accounts/{id}/transfers/{transfer_id} Request cancel
POST/GET /v1beta/accounts/{id}/funding_wallet Create / get funding wallet
POST/GET/DELETE /v1beta/accounts/{id}/funding_wallet/recipient_bank Funding-wallet recipient bank
POST /v1beta/accounts/{id}/funding_wallet/withdrawal Funding-wallet withdrawal
GET /v1beta/accounts/{id}/funding_wallet/transfers[/{transfer_id}] List / get wallet transfers
GET /v2/events/funding/status SSE — unified funding status stream (see §6)

Read the full file on GitHub · 127 lines

Files

What ships with it

1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 127 lines · 101 tokens per session scan A 5814538f7696

Subscribe to this mod's changes

alpaca-broker-funding-transfers is a skill published in the GitHub repository alpacahq/alpaca-skills (147 stars, last pushed 4d ago), licensed Apache-2.0. It adds 101 tokens to every session and 2,373 once invoked, about $0.0005 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.