ynab-assign-money

ynab-assign-money is a skill for Claude Code, Codex from auzroz/ynab-mcp. It costs 87 tokens per session (714 once invoked), scanned A, original, MIT.

A YNAB budgeting helper that assigns unallocated money to budget categories. YNAB is a budgeting app, and “Ready to Assign” means money that has not yet been given a spending job.

In plain words
What is it for?
Use it when assigning leftover money, planning a month’s budget, funding goals, or creating and organizing budget categories.
Why use it?
It helps decide what to fund first instead of leaving available money unplanned. The guidance considers underfunded goals, unfunded or negative categories, and past spending.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it when assigning leftover money, planning a month’s budget, funding goals, or creating and organizing budget categories.

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Install with agentmods
npx agentmods add skills/auzroz/ynab-mcp/ynab-assign-money
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add auzroz/ynab-mcp --skill ynab-assign-money
Clone the repo
git clone --depth 1 https://github.com/auzroz/ynab-mcp

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for ynab-assign-money

README.md
[![agentmods](https://agentmods.dev/badge/skills/auzroz/ynab-mcp/ynab-assign-money/github.svg)](https://agentmods.dev/skills/auzroz/ynab-mcp/ynab-assign-money)
Your own site
<a href="https://agentmods.dev/skills/auzroz/ynab-mcp/ynab-assign-money"><img src="https://agentmods.dev/badge/skills/auzroz/ynab-mcp/ynab-assign-money/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

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Your own site · 80×15
<a href="https://agentmods.dev/skills/auzroz/ynab-mcp/ynab-assign-money"><img src="https://agentmods.dev/badge/skills/auzroz/ynab-mcp/ynab-assign-money.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 87 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 714 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00087 $0.00714
Opus 5 $0.00044 $0.00357
Sonnet 5 $0.00017 $0.00143
Haiku 4.5 $0.00009 $0.00071

Measured 12d ago against content hash 7dd528a3f487, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

ynab-assign-money scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/ynab-assign-money/SKILL.md · 89 lines

How it starts

The opening of the file, as written. The whole thing — 89 lines — stays where its author put it; the contents beside it link to each section on GitHub.

YNAB Assign Money

What this does

Implements YNAB's first rule — Give Every Dollar a Job — by helping decide where unassigned Ready to Assign money should go this month: underfunded goals first, then unfunded or negative categories, then general allocation guided by spending history.

When to use this skill

  • "I have money to assign"
  • "Help me budget this month"
  • "What should I fund?"
  • "Help me set up a new category"
  • "Organize my budget categories"
  • "Assign my leftover funds"

Should NOT trigger on: fixing an already-overspent category (use ynab-overspending-triage), or structuring a brand-new budget from scratch (that's a bigger first-time-setup conversation — see the ynab-first-budget-setup skill if the MCP isn't yet connected or the budget has no history).

Workflow

Step 1: Check Ready to Assign

Call MCP tool: ynab_quick_summary Parameters: none

Step 2: Find unfunded categories

Call MCP tool: ynab_category_balances Parameters: filter: "unfunded"

Step 3: Find underfunded goals

Call MCP tool: ynab_goal_progress Parameters: filter: "underfunded"

Step 4: Get funding suggestions from history

Call MCP tool: ynab_budget_suggestions Parameters: none

Step 5 (if needed): Create or update categories

Call MCP tool: ynab_create_category_group / ynab_create_category / ynab_update_category Parameters: as needed — propose first, confirm, then apply

Output format

Ready to Assign: $X to give a job
Priority funding order:
1. [underfunded goal categories, amount needed]
2. [unfunded/negative categories]
3. [suggested amounts from history]
Proposed allocation: [category: $amount, ...] — confirm to apply?

Troubleshooting

MCP connection failed — confirm the ynab-mcp server is connected.

Unauthorized / token expired — walk the user through reconnecting YNAB rather than retrying.

Ready to Assign is negative — do not proceed with allocation; report the shortfall and suggest ynab-overspending-triage instead.

Read the full file on GitHub · 89 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 89 lines · 87 tokens per session scan A 7dd528a3f487

Subscribe to this mod's changes

ynab-assign-money is a skill published in the GitHub repository auzroz/ynab-mcp (3 stars, last pushed 2mo ago), licensed MIT. It adds 87 tokens to every session and 714 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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