Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add auzroz/ynab-mcp --skill ynab-reconcile-cleanupgit clone --depth 1 https://github.com/auzroz/ynab-mcpWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/auzroz/ynab-mcp/ynab-reconcile-cleanup)<a href="https://agentmods.dev/skills/auzroz/ynab-mcp/ynab-reconcile-cleanup"><img src="https://agentmods.dev/badge/skills/auzroz/ynab-mcp/ynab-reconcile-cleanup/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/auzroz/ynab-mcp/ynab-reconcile-cleanup"><img src="https://agentmods.dev/badge/skills/auzroz/ynab-mcp/ynab-reconcile-cleanup.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00086 | $0.00613 |
| Opus 5 | $0.00043 | $0.00307 |
| Sonnet 5 | $0.00017 | $0.00123 |
| Haiku 4.5 | $0.00009 | $0.00061 |
Grade A, and why
ynab-reconcile-cleanup scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 79 lines — stays where its author put it; the contents beside it link to each section on GitHub.
YNAB Reconcile & Cleanup
What this does
Runs the weekly hygiene pass YNAB recommends: check every account for uncleared transactions (reconciling regularly keeps this list short), and scan for unused or overly-granular categories that make budgeting harder instead of easier — YNAB's own guidance explicitly warns against category sprawl.
When to use this skill
- "Let's reconcile my accounts"
- "Clean up my budget"
- "Find categories I don't use"
- "Check for uncleared transactions"
- "Audit my budget for clutter"
Should NOT trigger on: spending analysis or overspending remediation — this is purely data-integrity and structure hygiene, feeding accuracy into every other skill.
Workflow
Step 1: Check reconciliation status per account
Call MCP tool: ynab_reconciliation_helper
Parameters: account_id (optional — omit to check all accounts)
Step 2: Find unused categories
Call MCP tool: ynab_unused_categories
Parameters: months: 6
Step 3: Scan for sprawl
Call MCP tool: ynab_category_balances
Parameters: filter: "all"
Step 4 (if confirmed): Merge or archive
Call MCP tool: ynab_update_category_group
Parameters: as needed — propose merges first, apply only after confirmation
Output format
Uncleared transactions by account: [account: count, oldest pending date]
Unused categories (no activity in 6mo): [list, current balance if any]
Sprawl candidates (similar/overlapping categories): [suggested merges]
Troubleshooting
MCP connection failed — confirm the ynab-mcp server is connected.
Unauthorized / token expired — the YNAB connection needs re-authorization.
Large number of very old uncleared transactions — flag the oldest ones specifically rather than presenting an undifferentiated list; those are the ones most likely to represent a forgotten or duplicate entry.
When the skill is NOT the right tool
- Spending analysis or trend questions — use
ynab-pulse-checkorynab-monthly-review. - Overspending remediation — use
ynab-overspending-triage.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 12d ago First seen · 79 lines · 86 tokens per session scan A c2e554c6e9a0
ynab-reconcile-cleanup is a skill published in the GitHub repository auzroz/ynab-mcp (3 stars, last pushed 2mo ago), licensed MIT. It adds 86 tokens to every session and 613 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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