portfolio-risk

Portfolio Risk Assessment Skill

Use this skill when a user asks about portfolio risk, how risky a set of holdings is, concentration risk, diversification, or whether a portfolio is suitable for a given risk tolerance.

Required workflow

1. For each stock in the portfolio, retrieve data using get_stock_data.
2. Retrieve sector data for each unique sector represented using get_sector_data.
3. Compute concentration risk:
   • If any single sector > 50% of holdings → High Concentration Risk
   • If any single sector 30–50% → Moderate Concentration Risk
   • Otherwise → Diversified
4. Assess volatility exposure:
   • High-beta sectors (Technology, Consumer Discretionary): count them
   • If > 50% of holdings in high-beta sectors → High Volatility Exposure
   • If 25–50% → Moderate; < 25% → Low
5. Identify the single largest risk factor from sector risk lists.
6. Score overall risk tier: Conservative, Moderate, Aggressive:
   • Conservative: Low volatility + Diversified
   • Aggressive: High volatility OR High Concentration
   • Moderate: all other combinations
7. Suggest one defensive addition (from Consumer Staples or Healthcare sectors) if risk is Aggressive.

Output Format

Portfolio Risk Assessment
  Holdings analyzed : {symbols list}
  Sector breakdown  : {sector: count breakdown}
  Concentration     : {High | Moderate | Diversified}
  Volatility exposure: {High | Moderate | Low}
  Top risk factor   : {single biggest risk from sector data}
  Overall risk tier : {Conservative | Moderate | Aggressive}
  Recommendation    : {1-2 sentences on risk mitigation or confirmation}