kredi-sozlesmesi-denetimi

kredi-sozlesmesi-denetimi is a skill for Claude Code from aydincan/turk-hukuku-ve-claude. It costs 75 tokens per session (1,621 once invoked), scanned A, original, Apache-2.0.

A clause-by-clause legal review of bank, consumer, home, and business loan agreements. It checks standard contract terms, unfair terms, interest, fees, insurance, and security such as guarantees or mortgages.

In plain words
What is it for?
It is for reviewing loan contracts, checking consumer protections, examining interest and fee provisions, and assessing guarantees, mortgages, pledges, and other security terms.
Why use it?
It helps separate enforceable terms from clauses that may be invalid or treated as if they were never written. This reveals legal risks and points that may need negotiation.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the bankacilik-hukuku plugin — 11 skills shipped together

Good fit It is for reviewing loan contracts, checking consumer protections, examining interest and fee provisions, and assessing guarantees, mortgages, pledges, and other security terms.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/aydincan/turk-hukuku-ve-claude/kredi-sozlesmesi-denetimi
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add aydincan/turk-hukuku-ve-claude --skill kredi-sozlesmesi-denetimi
Clone the repo
git clone --depth 1 https://github.com/aydincan/turk-hukuku-ve-claude

Made for: Claude Code.

Or install bankacilik-hukuku, the plugin that ships this one along with the rest of its 11 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for kredi-sozlesmesi-denetimi

README.md
[![agentmods](https://agentmods.dev/badge/skills/aydincan/turk-hukuku-ve-claude/kredi-sozlesmesi-denetimi/github.svg)](https://agentmods.dev/skills/aydincan/turk-hukuku-ve-claude/kredi-sozlesmesi-denetimi)
Your own site
<a href="https://agentmods.dev/skills/aydincan/turk-hukuku-ve-claude/kredi-sozlesmesi-denetimi"><img src="https://agentmods.dev/badge/skills/aydincan/turk-hukuku-ve-claude/kredi-sozlesmesi-denetimi/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for kredi-sozlesmesi-denetimi

Your own site · 80×15
<a href="https://agentmods.dev/skills/aydincan/turk-hukuku-ve-claude/kredi-sozlesmesi-denetimi"><img src="https://agentmods.dev/badge/skills/aydincan/turk-hukuku-ve-claude/kredi-sozlesmesi-denetimi.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 75 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,621 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00075 $0.01621
Opus 5 $0.00037 $0.00811
Sonnet 5 $0.00015 $0.00324
Haiku 4.5 $0.00007 $0.00162

Measured 7d ago against content hash 5f0043fcad47, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

kredi-sozlesmesi-denetimi scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 7d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

bankacilik-hukuku/skills/kredi-sozlesmesi-denetimi/SKILL.md · 69 lines

How it starts

The opening of the file, as written. The whole thing — 69 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Kredi Sözleşmesi ve Genel Kredi Sözleşmesi Denetimi

Görev

Bir kredi sözleşmesini (genel kredi sözleşmesi, tüketici kredisi, konut finansmanı veya ticari kredi) emredici hukuk, genel işlem koşulu denetimi ve haksız şart süzgecinden geçirerek geçerli, sakat ve yazılmamış sayılacak kayıtları ayırmak; risk ve müzakere noktalarını çıkarmak.

Soğuk başlangıç (intake)

  • Kredi türü: nakdi/gayrinakdi, rotatif genel kredi, taksitli tüketici kredisi, konut finansmanı, ticari işletme kredisi?
  • Müşteri tüketici mi, tacir mi? Sözleşme matbu/standart mı, müzakere edilmiş mi?
  • Faiz tipi: sabit/değişken; akdi ve temerrüt faizi oranları ne, bileşik faiz var mı?
  • Talep edilen masraf/komisyon/sigorta kalemleri neler; teminat yapısı (kefalet/ipotek/rehin) nasıl?

Denetim şeması

  1. Standart koşul tespiti: Sözleşme tek tarafça hazırlanıp dayatılmışsa genel işlem koşulu denetimine tabidir (TBK m.20-25). Diğer tarafın menfaatine aykırı, beklenmeyen, dürüstlüğe aykırı kayıtlar yazılmamış sayılır (TBK m.21-22); değiştirme yasağı (TBK m.24) ve aleyhe yorum (TBK m.23) uygulanır.
  2. Tüketici ise haksız şart denetimi: TKHK m.5 ve Haksız Şartlar Yönetmeliği uyarınca dürüstlüğe aykırı, dengesizlik yaratan şartlar kesin hükümsüzdür. TKHK m.22-31 emredici hükümleri (sözleşmenin yazılı şekli, ön bilgilendirme, cayma hakkı 14 gün, erken ödeme indirimi) karşılanmış mı?
  3. Faiz ve eklentiler: Akdi faiz oranı, temerrüt faizi (TBK m.120 — sözleşmede kararlaştırılmamışsa kanuni temerrüt faizi), bileşik faiz yasağı ve TTK m.8-9 istisnaları kontrol edilir. Tüketici kredisinde değişken faizde tavan/referans şartları (TKHK m.25) aranır. Haksız komisyon/masraf kalemleri iadeye tabidir.
  4. Teminat zinciri: Kefalet varsa TBK m.583 (yazılı şekil, azami miktar-tarih el yazısı şartı) ve m.584 (eşin rızası) sağlanmış mı; sağlanmamışsa kefalet geçersizdir. İpotek/rehinde tesis usulü ayrıca denetlenir.
  5. Muacceliyet ve fesih kayıtları: Tek taksit temerrüdüyle tüm borcun muaccel olması koşulu tüketici kredisinde TKHK m.27 sınırlamasına (en az iki taksit, 30 gün önel) tabidir. Ara sonuç olarak her kayıt için geçerli/sakat/yazılmamış nitelendirmesi yap.

Read the full file on GitHub · 69 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 7d ago First seen · 69 lines · 75 tokens per session scan A 5f0043fcad47

Subscribe to this mod's changes

kredi-sozlesmesi-denetimi is a skill published in the GitHub repository aydincan/turk-hukuku-ve-claude (10 stars, last pushed 8d ago), licensed Apache-2.0. It adds 75 tokens to every session and 1,621 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-05.

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