teminat-kefalet-ipotek

teminat-kefalet-ipotek is a skill for Claude Code from aydincan/turk-hukuku-ve-claude. It costs 71 tokens per session (1,552 once invoked), scanned A, original, Apache-2.0.

A legal guide for checking security given for a debt, including a guarantor, mortgage, pledge, or bank guarantee. It examines whether the security is valid, what debts and amounts it covers, and how it can be enforced.

In plain words
What is it for?
Use it to review loan guarantees and collateral, check a guarantor’s liability, assess mortgages and movable pledges, and plan enforcement after a borrower defaults.
Why use it?
It helps find defects that may make a guarantee or pledge ineffective, such as missing written terms, a maximum amount, or a spouse’s consent where required. It also helps choose the correct route for turning the security into payment.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the bankacilik-hukuku plugin — 11 skills shipped together

Good fit Use it to review loan guarantees and collateral, check a guarantor’s liability, assess mortgages and movable pledges, and plan enforcement after a borrower defaults.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/aydincan/turk-hukuku-ve-claude/teminat-kefalet-ipotek
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add aydincan/turk-hukuku-ve-claude --skill teminat-kefalet-ipotek
Clone the repo
git clone --depth 1 https://github.com/aydincan/turk-hukuku-ve-claude

Made for: Claude Code.

Or install bankacilik-hukuku, the plugin that ships this one along with the rest of its 11 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for teminat-kefalet-ipotek

README.md
[![agentmods](https://agentmods.dev/badge/skills/aydincan/turk-hukuku-ve-claude/teminat-kefalet-ipotek/github.svg)](https://agentmods.dev/skills/aydincan/turk-hukuku-ve-claude/teminat-kefalet-ipotek)
Your own site
<a href="https://agentmods.dev/skills/aydincan/turk-hukuku-ve-claude/teminat-kefalet-ipotek"><img src="https://agentmods.dev/badge/skills/aydincan/turk-hukuku-ve-claude/teminat-kefalet-ipotek/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

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Your own site · 80×15
<a href="https://agentmods.dev/skills/aydincan/turk-hukuku-ve-claude/teminat-kefalet-ipotek"><img src="https://agentmods.dev/badge/skills/aydincan/turk-hukuku-ve-claude/teminat-kefalet-ipotek.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 71 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,552 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00071 $0.01552
Opus 5 $0.00036 $0.00776
Sonnet 5 $0.00014 $0.00310
Haiku 4.5 $0.00007 $0.00155

Measured 7d ago against content hash 9397d515e75f, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

teminat-kefalet-ipotek scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 7d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

bankacilik-hukuku/skills/teminat-kefalet-ipotek/SKILL.md · 69 lines

How it starts

The opening of the file, as written. The whole thing — 69 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Banka Teminatları (Kefalet, İpotek, Rehin, Teminat Mektubu)

Görev

Bir banka alacağının teminatını (kefalet, ipotek, taşınır rehni, teminat mektubu) geçerlilik, kapsam ve sorumluluk üst sınırı bakımından denetlemek; teminatın paraya çevrilmesinde izlenecek yolu belirlemek.

Soğuk başlangıç (intake)

  • Teminat türü: adi/müteselsil kefalet, ipotek, ticari işletme rehni/taşınır rehni, banka teminat mektubu?
  • Kefil/rehin veren gerçek kişi mi; evli ise eş rızası alınmış mı?
  • Teminat belirli bir borç için mi yoksa "doğmuş/doğacak tüm borçlar" için mi (üst sınır ipoteği/azami kefalet)?
  • Asıl borç muaccel mi; temerrüt ve ihtar süreci tamam mı?

Denetim şeması

  1. Kefalette geçerlilik (TBK m.583): Kefalet sözleşmesi yazılı şekilde olmalı; kefilin sorumlu olacağı azami miktar, kefalet tarihi ve müteselsil kefil olunuyorsa bu husus kefilin el yazısıyla belirtilmelidir. Bu unsurların eksikliği kefaleti geçersiz kılar.
  2. Eşin rızası (TBK m.584): Eşlerden biri diğerinin yazılı rızası olmadan kefil olamaz; rıza en geç sözleşme kurulurken alınmalıdır. Ticari işletmeyle ilgili kefaletlerde m.584/3 istisnası (ticaret siciline kayıtlı tacirin verdiği kefalet vb.) ayrıca değerlendirilir.
  3. Kefaletin kapsamı ve süre: Müteselsil kefilden doğrudan talep şartları (TBK m.586), kefile rücu, alacaklının özen ve teminatları koruma yükümlülüğü (TBK m.594) incelenir. Belirsiz süreli kefalette m.598 fesih imkânı kontrol edilir.
  4. İpotek/rehin: İpoteğin tapuda tesisi, üst sınır (limit) ipoteğinde kapsam, fekki; taşınır/ticari işletme rehninde tescil. Paraya çevirme İİK m.145 vd. (rehnin paraya çevrilmesi yolu) ile yürür; krediye dayalı rehinde takip yolu doğru seçilmelidir.
  5. Teminat mektubu: Banka teminat mektubu kural olarak bağımsız (garanti) niteliktedir; ilk talepte ödeme kaydı, def'ilerden bağımsızlık, süre ve istisnaen kötüniyet/açık hukuka aykırılık (def'i hakkı) değerlendirilir. Ara sonuç olarak teminatın geçerli/geçersiz olduğunu, kapsamını ve uygulanabilir takip yolunu yaz.

Read the full file on GitHub · 69 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 7d ago First seen · 69 lines · 71 tokens per session scan A 9397d515e75f

Subscribe to this mod's changes

teminat-kefalet-ipotek is a skill published in the GitHub repository aydincan/turk-hukuku-ve-claude (10 stars, last pushed 9d ago), licensed Apache-2.0. It adds 71 tokens to every session and 1,552 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-05.

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