Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add BuilderCed/agent-skills --skill africa-mobile-moneygit clone --depth 1 https://github.com/BuilderCed/agent-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/builderced/agent-skills/africa-mobile-money)<a href="https://agentmods.dev/skills/builderced/agent-skills/africa-mobile-money"><img src="https://agentmods.dev/badge/skills/builderced/agent-skills/africa-mobile-money/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/builderced/agent-skills/africa-mobile-money"><img src="https://agentmods.dev/badge/skills/builderced/agent-skills/africa-mobile-money.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00036 | $0.00972 |
| Opus 5 | $0.00018 | $0.00486 |
| Sonnet 5 | $0.00007 | $0.00194 |
| Haiku 4.5 | $0.00004 | $0.00097 |
Grade A, and why
africa-mobile-money scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 115 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Africa Mobile Money Integration
DISCLAIMER: This skill provides integration patterns only. It does not constitute financial advice. Payment processing is regulated — verify compliance with local financial authorities in each market.
When to Use
- Accepting payments from African mobile money users
- Building multi-operator payment flows
- Implementing reconciliation for mobile money transactions
- Designing payment UX for feature phones (USSD) and smartphones
Supported Operators
| Operator | Markets | API | Auth |
|---|---|---|---|
| M-Pesa (Safaricom) | Kenya, Tanzania, DRC, Mozambique | Daraja 2.0 | OAuth2 |
| Orange Money | Senegal, Mali, Cote d'Ivoire, Cameroon, 10+ | OMAPI | API Key |
| Wave | Senegal, Cote d'Ivoire, Mali, Uganda | REST | API Key |
| MTN MoMo | Ghana, Uganda, Rwanda, Cameroon, 10+ | Open API | OAuth2 + Subscription Key |
Common Payment Flow
1. Customer initiates payment (app, USSD, or web)
2. Your server calls operator API (STK Push / Payment Request)
3. Customer receives prompt on phone → enters PIN
4. Operator processes → sends callback to your server
5. Your server verifies callback signature
6. Update order status + send confirmation
Key Patterns
Multi-Operator Detection
Detect operator from phone number prefix:
Kenya:
07XX, 01XX → Safaricom (M-Pesa)
0720-0729 → Safaricom
0733-0739 → Safaricom
Senegal:
77X → Orange Money
78X → Wave
76X → Free Money
Idempotency
Mobile money callbacks can arrive multiple times. Always:
- Use a unique transaction ID per request
- Check if transaction already processed before updating state
- Store callback raw payload for reconciliation
Timeout Handling
Mobile money transactions have long confirmation times:
- M-Pesa STK Push: up to 60s for customer PIN entry
- Orange Money: up to 120s
- Design for: pending → success/failed/expired states
- Never assume failure on timeout — always check status API
Reconciliation
Daily reconciliation is critical:
- Fetch transaction report from operator API (daily)
- Compare with your local records
- Flag mismatches: received but not recorded, recorded but not received
- Investigate and resolve within 24h
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 11d ago First seen · 115 lines · 36 tokens per session scan A 0d0494a37519
africa-mobile-money is a skill published in the GitHub repository BuilderCed/agent-skills (2 stars, last pushed 4mo ago), licensed MIT. It adds 36 tokens to every session and 972 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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