fr-fiscalite-investissement

fr-fiscalite-investissement is a skill for Claude Code, Codex from BuilderCed/agent-skills. It costs 34 tokens per session (1,436 once invoked), scanned A, original, MIT.

A guide to investment taxes for individuals in France, covering accounts such as PEA, CTO, assurance-vie, and PER, as well as crypto and investment income.

In plain words
What is it for?
Comparing French investment accounts, understanding the flat tax and progressive tax scale, and preparing declarations for gains, dividends, interest, and crypto income.
Why use it?
It explains how French tax rules may differ by account and by income type when investing or filing a tax return.

Skill for Claude CodeCodex

Which agent this was written for is unclear — built for cline. Also seen: mentions Codex; built for cline; mentions Gemini CLI.

Good fit Comparing French investment accounts, understanding the flat tax and progressive tax scale, and preparing declarations for gains, dividends, interest, and crypto income.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/builderced/agent-skills/fr-fiscalite-investissement
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add BuilderCed/agent-skills --skill fr-fiscalite-investissement
Clone the repo
git clone --depth 1 https://github.com/BuilderCed/agent-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for fr-fiscalite-investissement

README.md
[![agentmods](https://agentmods.dev/badge/skills/builderced/agent-skills/fr-fiscalite-investissement/github.svg)](https://agentmods.dev/skills/builderced/agent-skills/fr-fiscalite-investissement)
Your own site
<a href="https://agentmods.dev/skills/builderced/agent-skills/fr-fiscalite-investissement"><img src="https://agentmods.dev/badge/skills/builderced/agent-skills/fr-fiscalite-investissement/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for fr-fiscalite-investissement

Your own site · 80×15
<a href="https://agentmods.dev/skills/builderced/agent-skills/fr-fiscalite-investissement"><img src="https://agentmods.dev/badge/skills/builderced/agent-skills/fr-fiscalite-investissement.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 34 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,436 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00034 $0.01436
Opus 5 $0.00017 $0.00718
Sonnet 5 $0.00007 $0.00287
Haiku 4.5 $0.00003 $0.00144

Measured 12d ago against content hash bfa1b259da74, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

fr-fiscalite-investissement scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/metier-fr/fr-fiscalite-investissement/SKILL.md · 120 lines

How it starts

The opening of the file, as written. The whole thing — 120 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Fiscalite des Investissements (Particuliers France)

AVERTISSEMENT : Ne constitue pas un conseil en investissement ou fiscal. Consultez un CGP ou expert-comptable.

Quand Utiliser

  • Choisir entre PEA, CTO, assurance-vie, PER
  • Optimiser la fiscalite de ses investissements
  • Declarer des plus-values, dividendes, interets
  • Comprendre le PFU vs bareme progressif
  • Declarer des revenus crypto

Comparatif des Enveloppes

Enveloppe Fiscalite apres delai Plafond Sortie Ideal pour
PEA 17.2% PS apres 5 ans 150 000 EUR Libre apres 5 ans Actions EU long terme
CTO 30% PFU (ou bareme) Illimite Libre Actions monde, options
Assurance-vie 24.7% apres 8 ans (< 150K) Illimite Libre (rachat) Diversification, succession
PER Deductible a l'entree, impose a la sortie 10% revenus Retraite (sauf exceptions) TMI elevee, defiscalisation
Livret A Exonere 22 950 EUR Libre Epargne securite
LDDS Exonere 12 000 EUR Libre Complement Livret A

PFU (Flat Tax) vs Bareme Progressif

TMI PFU (30%) Bareme + PS (17.2%) Choix optimal
0% 30% 17.2% Bareme
11% 30% 28.2% Bareme
30% 30% 47.2% PFU
41% 30% 58.2% PFU
45% 30% 62.2% PFU

Attention : le choix bareme est global (s'applique a tous les revenus du capital de l'annee).

Plus-Values Mobilieres (CTO)

  • PFU : 12.8% IR + 17.2% PS = 30%
  • Ou bareme progressif + 17.2% PS
  • Compensation : les moins-values se compensent avec les plus-values
  • Report des moins-values : 10 ans
  • Seuil de cession : pas de seuil minimum (contrairement a avant 2018)

Dividendes

  • PFU : 30% (12.8% IR + 17.2% PS)
  • Ou bareme progressif apres abattement de 40% + 17.2% PS
  • Acompte de 12.8% preleve a la source (imputable sur IR)

Read the full file on GitHub · 120 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 120 lines · 34 tokens per session scan A bfa1b259da74

Subscribe to this mod's changes

fr-fiscalite-investissement is a skill published in the GitHub repository BuilderCed/agent-skills (2 stars, last pushed 4mo ago), licensed MIT. It adds 34 tokens to every session and 1,436 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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