Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add charlieviettq/awesome-agent-skill --skill biz-financial-ratiosgit clone --depth 1 https://github.com/charlieviettq/awesome-agent-skillWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/charlieviettq/awesome-agent-skill/biz-financial-ratios)<a href="https://agentmods.dev/skills/charlieviettq/awesome-agent-skill/biz-financial-ratios"><img src="https://agentmods.dev/badge/skills/charlieviettq/awesome-agent-skill/biz-financial-ratios/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/charlieviettq/awesome-agent-skill/biz-financial-ratios"><img src="https://agentmods.dev/badge/skills/charlieviettq/awesome-agent-skill/biz-financial-ratios.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00080 | $0.01786 |
| Opus 5 | $0.00040 | $0.00893 |
| Sonnet 5 | $0.00016 | $0.00357 |
| Haiku 4.5 | $0.00008 | $0.00179 |
Grade A, and why
"biz-financial-ratios" scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
This is a copy
94% identical to biz-financial-ratios — 8 lines differ, which has more behind it and is treated as the original. This page carries a canonical link to it rather than competing with it.
How it starts
The opening of the file, as written. The whole thing — 170 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Financial Ratio Analysis
Overview
Financial ratio analysis transforms raw financial statements into comparable metrics across five categories. Ratios are meaningful only in context — compare against industry benchmarks, historical trends, and peer companies.
When to Use
Trigger conditions:
- User has financial statements and needs to assess company health
- User comparing financial performance across companies
- User performing due diligence or credit analysis
- User asks "is this company financially healthy?" or "analyze these numbers"
When NOT to use:
- For valuation → use DCF or comparables
- For ROE deep-dive → use DuPont Analysis
- For strategic assessment → use SWOT
Framework
IRON LAW: Ratios Without Context Are Meaningless
A current ratio of 1.5 means nothing alone. Is 1.5 good? Compare to:
1. Industry average (retail ~1.2, manufacturing ~1.8)
2. Company's own trend (was it 2.0 last year? → declining liquidity)
3. Peers (competitor has 2.5? → relatively weak)
NEVER report a ratio without at least one comparison point.
IRON LAW: All Five Categories, Every Time
Analyzing only profitability misses a leveraged company about to default.
Analyzing only liquidity misses a profitable company's growth potential.
Cover all five categories for a complete picture.
The Five Categories
1. Profitability — Is the company making money?
| Ratio | Formula | Measures |
|---|---|---|
| Gross Margin | (Revenue - COGS) / Revenue | Production efficiency |
| Operating Margin | EBIT / Revenue | Core business profitability |
| Net Margin | Net Income / Revenue | Bottom-line profitability |
| ROE | Net Income / Equity | Return to shareholders |
| ROA | Net Income / Total Assets | Asset productivity |
2. Liquidity — Can it pay short-term obligations?
| Ratio | Formula | Healthy |
|---|---|---|
| Current Ratio | Current Assets / Current Liabilities | > 1.5 |
| Quick Ratio | (Current Assets - Inventory) / Current Liabilities | > 1.0 |
| Cash Ratio | Cash / Current Liabilities | Context-dependent |
What ships with it
3 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 9d ago First seen · 170 lines · 80 tokens per session scan A e865262f62fd
"biz-financial-ratios" is a skill published in the GitHub repository charlieviettq/awesome-agent-skill (26 stars, last pushed 1mo ago), licensed MIT. It adds 80 tokens to every session and 1,786 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. It is 94% identical to biz-financial-ratios, differing in 8 lines, and is treated as a copy.
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