financial-analysis

financial-analysis is a skill for Claude Code, Codex from cosmicstack-labs/mercury-agent-skills. It costs 19 tokens per session (449 once invoked), scanned A, original, MIT.

A guide to analysing financial statements and business health using ratios, cash flow, return on investment, break-even points, and forecasts.

In plain words
What is it for?
Comparing margins, checking cash generation, calculating break-even levels, evaluating investments, and explaining financial results.
Why use it?
It helps turn financial records into answers about profitability, liquidity, efficiency, and growth.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Comparing margins, checking cash generation, calculating break-even levels, evaluating investments, and explaining financial results.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/cosmicstack-labs/mercury-agent-skills/financial-analysis
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add cosmicstack-labs/mercury-agent-skills --skill financial-analysis
Clone the repo
git clone --depth 1 https://github.com/cosmicstack-labs/mercury-agent-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for financial-analysis

README.md
[![agentmods](https://agentmods.dev/badge/skills/cosmicstack-labs/mercury-agent-skills/financial-analysis/github.svg)](https://agentmods.dev/skills/cosmicstack-labs/mercury-agent-skills/financial-analysis)
Your own site
<a href="https://agentmods.dev/skills/cosmicstack-labs/mercury-agent-skills/financial-analysis"><img src="https://agentmods.dev/badge/skills/cosmicstack-labs/mercury-agent-skills/financial-analysis/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for financial-analysis

Your own site · 80×15
<a href="https://agentmods.dev/skills/cosmicstack-labs/mercury-agent-skills/financial-analysis"><img src="https://agentmods.dev/badge/skills/cosmicstack-labs/mercury-agent-skills/financial-analysis.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 19 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 449 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector pass 7 Sept 2026
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00019 $0.00449
Opus 5 $0.00010 $0.00225
Sonnet 5 $0.00004 $0.00090
Haiku 4.5 $0.00002 $0.00045

Measured 8d ago against content hash 4fcb7219ecfd, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

financial-analysis scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 8d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

categories/finance-legal/financial-analysis/SKILL.md · 58 lines

What it actually says

Financial Analysis

Analyze financial statements and business health.

Key Ratios

Profitability

Ratio Formula Healthy
Gross Margin (Revenue - COGS) / Revenue >50% typical
Operating Margin Operating Income / Revenue >15%
Net Margin Net Income / Revenue >10%
ROE Net Income / Shareholder Equity >15%
ROA Net Income / Total Assets >5%

Liquidity

Ratio Formula Healthy
Current Current Assets / Current Liabilities >1.5
Quick (Current Assets - Inventory) / Current Liabilities >1.0
Cash Cash & Equivalents / Current Liabilities >0.5

Efficiency

Ratio Formula Healthy
Asset Turnover Revenue / Total Assets Industry-specific
Inventory Turnover COGS / Avg Inventory Higher is better
DSO (AR / Revenue) × 365 <45 days

Cash Flow Analysis

  • Operating CF should be positive and growing
  • Investing CF negative = investing in growth
  • Financing CF reveals debt/equity strategy
  • Free Cash Flow = Operating CF - CapEx

Break-Even Analysis

Break-Even Units = Fixed Costs / (Selling Price - Variable Cost)
Break-Even Revenue = Break-Even Units × Selling Price

Financial Storytelling

  • Start with the headline (the "so what")
  • Use trends, not snapshots (3-5 year view)
  • Compare to benchmarks (industry, historical, budget)
  • Highlight leading indicators, not just lagging
  • Include risk factors and assumptions
Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 8d ago First seen · 58 lines · 19 tokens per session scan A 4fcb7219ecfd

Subscribe to this mod's changes

financial-analysis is a skill published in the GitHub repository cosmicstack-labs/mercury-agent-skills (471 stars, last pushed 17d ago), licensed MIT. It adds 19 tokens to every session and 449 once invoked, about $0.0001 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.

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