Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add Elnora-AI/elnora-merit-aktiva --skill merit-lhvgit clone --depth 1 https://github.com/Elnora-AI/elnora-merit-aktivaWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/elnora-ai/elnora-merit-aktiva/merit-lhv)<a href="https://agentmods.dev/skills/elnora-ai/elnora-merit-aktiva/merit-lhv"><img src="https://agentmods.dev/badge/skills/elnora-ai/elnora-merit-aktiva/merit-lhv/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/elnora-ai/elnora-merit-aktiva/merit-lhv"><img src="https://agentmods.dev/badge/skills/elnora-ai/elnora-merit-aktiva/merit-lhv.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- NVIDIA SkillSpector pass
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00227 | $0.03216 |
| Opus 5 | $0.00113 | $0.01608 |
| Sonnet 5 | $0.00045 | $0.00643 |
| Haiku 4.5 | $0.00023 | $0.00322 |
Grade A, and why
merit-lhv scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 220 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Merit + LHV
LHV publishes an official MCP server (lhv.ai) that returns raw
camt.053 XML — the exact format elnora-merit payments import-statement already
accepts. So there is no exporter, no parser, and no bank client in this repo: the bank
hands you a statement and Merit eats it. This skill is the procedure and the traps.
For the transaction-type rules once rows are in Merit, see merit-payments-bank. That skill owns the booking model; this one only owns getting the statement across.
Connect LHV (once, ~2 minutes)
This plugin ships the LHV MCP server in its .mcp.json. It appears as lhv and is
unauthenticated until the user connects it — the plugin holds no bank credentials.
- Run
/mcp, pick lhv, choose Authenticate. - The browser opens LHV's own sign-in. Authenticate with Smart-ID, Mobile-ID, ID-card, or biometrics — the same way as the internet bank.
- On the consent screen pick scopes:
accounts:read,transactions:read, or both. Importing statements needs both.
Nothing is stored by this plugin. The token lives in the user's MCP client, stays valid for 30 days, and is revoked from the internet bank under Settings → Active sessions.
Read-only, structurally. LHV exposes no write scope at all — an assistant can read accounts and transactions and can never move money. Do not add bank credentials to
.envfor this flow; it does not need them.Non-Estonian Merit users (
MERIT_LOCALIZATION=pl) have no LHV account; the server will simply sit unauthenticated and unused.
The four LHV tools
| Tool | Scope | Returns |
|---|---|---|
list_accounts |
accounts:read |
IBAN, currency, availableBalance, type, name |
get_balances(iban) |
accounts:read |
available + settled + reserved |
get_transactions(iban, dateFrom, dateTo) |
transactions:read |
raw camt.053 XML, max 31 days |
get_transactions_summary(iban, dateFrom, dateTo) |
transactions:read |
totals, top counterparties, truncated flag |
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 12d ago First seen · 220 lines · 227 tokens per session scan A 22f0236bc356
merit-lhv is a skill published in the GitHub repository Elnora-AI/elnora-merit-aktiva (8 stars, last pushed 5d ago), licensed Apache-2.0. It adds 227 tokens to every session and 3,216 once invoked, about $0.0011 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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stockbit-auth
Log in to Stockbit and capture the session for this server — opens the browser login flow and verifies the token was stored. Use when the user asks to log in or re-authenticate to Stockbit, or after a status check reports the session expired, HTTP 401, or logged out.
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Place an order through the user's own Stockbit account safely — check the mode, size the position from a risk budget, preview, read the summary back to the human, and only then write. Use when the user asks to buy, sell, amend or cancel an order, or to size a trade.
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