merit-lhv

merit-lhv is a skill for Claude Code from Elnora-AI/elnora-merit-aktiva. It costs 227 tokens per session (3,216 once invoked), scanned A, original, Apache-2.0.

A procedure for importing LHV bank statements directly into Merit Aktiva, an accounting program. LHV is an Estonian bank, and its read-only MCP service provides camt.053 XML, a standard bank-statement format that Merit can import.

In plain words
What is it for?
Use it to connect an LHV account, retrieve a statement, and import it into Merit Aktiva for later payment matching and reconciliation.
Why use it?
It avoids exporting, converting, or manually parsing a statement file. It also explains the authentication, 31-day access window, and multi-currency issues that can cause an import to fail.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the merit-aktiva-workspace plugin — 18 skills, 5 commands, 3 agents, 1 MCP server shipped together

Good fit Use it to connect an LHV account, retrieve a statement, and import it into Merit Aktiva for later payment matching and reconciliation.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/elnora-ai/elnora-merit-aktiva/merit-lhv
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add Elnora-AI/elnora-merit-aktiva --skill merit-lhv
Clone the repo
git clone --depth 1 https://github.com/Elnora-AI/elnora-merit-aktiva

Made for: Claude Code.

Or install merit-aktiva-workspace, the plugin that ships this one along with the rest of its 18 skills, 5 commands, 3 agents, 1 MCP server.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for merit-lhv

README.md
[![agentmods](https://agentmods.dev/badge/skills/elnora-ai/elnora-merit-aktiva/merit-lhv/github.svg)](https://agentmods.dev/skills/elnora-ai/elnora-merit-aktiva/merit-lhv)
Your own site
<a href="https://agentmods.dev/skills/elnora-ai/elnora-merit-aktiva/merit-lhv"><img src="https://agentmods.dev/badge/skills/elnora-ai/elnora-merit-aktiva/merit-lhv/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for merit-lhv

Your own site · 80×15
<a href="https://agentmods.dev/skills/elnora-ai/elnora-merit-aktiva/merit-lhv"><img src="https://agentmods.dev/badge/skills/elnora-ai/elnora-merit-aktiva/merit-lhv.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 227 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 3,216 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector pass 7 Sept 2026
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00227 $0.03216
Opus 5 $0.00113 $0.01608
Sonnet 5 $0.00045 $0.00643
Haiku 4.5 $0.00023 $0.00322

Measured 12d ago against content hash 22f0236bc356, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

merit-lhv scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/merit-lhv/SKILL.md · 220 lines

How it starts

The opening of the file, as written. The whole thing — 220 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Merit + LHV

LHV publishes an official MCP server (lhv.ai) that returns raw camt.053 XML — the exact format elnora-merit payments import-statement already accepts. So there is no exporter, no parser, and no bank client in this repo: the bank hands you a statement and Merit eats it. This skill is the procedure and the traps.

For the transaction-type rules once rows are in Merit, see merit-payments-bank. That skill owns the booking model; this one only owns getting the statement across.

Connect LHV (once, ~2 minutes)

This plugin ships the LHV MCP server in its .mcp.json. It appears as lhv and is unauthenticated until the user connects it — the plugin holds no bank credentials.

  1. Run /mcp, pick lhv, choose Authenticate.
  2. The browser opens LHV's own sign-in. Authenticate with Smart-ID, Mobile-ID, ID-card, or biometrics — the same way as the internet bank.
  3. On the consent screen pick scopes: accounts:read, transactions:read, or both. Importing statements needs both.

Nothing is stored by this plugin. The token lives in the user's MCP client, stays valid for 30 days, and is revoked from the internet bank under Settings → Active sessions.

Read-only, structurally. LHV exposes no write scope at all — an assistant can read accounts and transactions and can never move money. Do not add bank credentials to .env for this flow; it does not need them.

Non-Estonian Merit users (MERIT_LOCALIZATION=pl) have no LHV account; the server will simply sit unauthenticated and unused.

The four LHV tools

Tool Scope Returns
list_accounts accounts:read IBAN, currency, availableBalance, type, name
get_balances(iban) accounts:read available + settled + reserved
get_transactions(iban, dateFrom, dateTo) transactions:read raw camt.053 XML, max 31 days
get_transactions_summary(iban, dateFrom, dateTo) transactions:read totals, top counterparties, truncated flag

Read the full file on GitHub · 220 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 220 lines · 227 tokens per session scan A 22f0236bc356

Subscribe to this mod's changes

merit-lhv is a skill published in the GitHub repository Elnora-AI/elnora-merit-aktiva (8 stars, last pushed 5d ago), licensed Apache-2.0. It adds 227 tokens to every session and 3,216 once invoked, about $0.0011 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

Related

Other skills, from other repositories

capitoltrades-cli

Queries US congressional stock trades (STOCK Act disclosures) on capitoltrades.com via the cli-web-capitoltrades command-line tool — trades with rich filters, politician profiles and leaderboards, issuer lookup with price history, plus insight articles, buzz, and press. Use when the user asks about congress trades…

ItamarZand88/CLI-Anything-WEB · 111 tokens

watch

Watch live IDX turnover and order books for unusual activity — value surges, auto-reject approach, one-sided depth, walls appearing or withdrawn, quiet stocks waking up, UMA flags — plus delayed print-by-print attribution and end-of-day broker context. Use when the user runs /watch, or asks what is trading right now…

INo-xious/stockbit-mcp · 88 tokens

stockbit-status

Check whether the Stockbit session is still valid — main session expiry, whether trading credentials are stored, and the current trading mode. Use when the user asks "am I still logged in to Stockbit", "has my session expired", "is trading on", or when a stockbit MCP tool starts failing with an auth error.

INo-xious/stockbit-mcp · 70 tokens

stockbit-auth

Log in to Stockbit and capture the session for this server — opens the browser login flow and verifies the token was stored. Use when the user asks to log in or re-authenticate to Stockbit, or after a status check reports the session expired, HTTP 401, or logged out.

INo-xious/stockbit-mcp · 63 tokens

trade-with-guardrails

Place an order through the user's own Stockbit account safely — check the mode, size the position from a risk budget, preview, read the summary back to the human, and only then write. Use when the user asks to buy, sell, amend or cancel an order, or to size a trade.

INo-xious/stockbit-mcp · 67 tokens

bandar-check

Answer "who is accumulating this stock?" for an IDX ticker using Stockbit broker-flow data. Use when the user asks about bandar, big money, accumulation, distribution, foreign flow, asing, or who is on the other side of the tape.

INo-xious/stockbit-mcp · 54 tokens