Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add finsilabs/awesome-ecommerce-skills --skill buy-now-pay-latergit clone --depth 1 https://github.com/finsilabs/awesome-ecommerce-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/finsilabs/awesome-ecommerce-skills/buy-now-pay-later)<a href="https://agentmods.dev/skills/finsilabs/awesome-ecommerce-skills/buy-now-pay-later"><img src="https://agentmods.dev/badge/skills/finsilabs/awesome-ecommerce-skills/buy-now-pay-later/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/finsilabs/awesome-ecommerce-skills/buy-now-pay-later"><img src="https://agentmods.dev/badge/skills/finsilabs/awesome-ecommerce-skills/buy-now-pay-later.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00028 | $0.02199 |
| Opus 5 | $0.00014 | $0.01099 |
| Sonnet 5 | $0.00006 | $0.00440 |
| Haiku 4.5 | $0.00003 | $0.00220 |
Grade A, and why
buy-now-pay-later scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 193 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Buy Now, Pay Later (BNPL)
Overview
Buy Now, Pay Later lets shoppers split purchases into 4 interest-free installments or longer financing plans. Offering BNPL at checkout typically increases average order value (AOV) by 15–40% and reduces checkout abandonment for high-ticket items. The three major providers — Klarna, Afterpay (Clearpay in UK), and Affirm — each have native integrations for Shopify, WooCommerce, and BigCommerce that require no custom code to install.
When to Use This Skill
- When AOV is in the $100–$3,000 range where installments meaningfully help conversion
- When analytics show customers abandoning checkout at the payment step due to price
- When competitors offer BNPL and it is becoming a category expectation (fashion, electronics, furniture)
- When adding BNPL to an existing Stripe integration (Klarna and Afterpay are available as Stripe payment methods)
Core Instructions
Step 1: Determine your platform and choose the right BNPL approach
| Platform | Recommended Approach | Notes |
|---|---|---|
| Shopify | Enable via Shopify Payments (Klarna, Afterpay built in) or install provider's app | Shopify Payments includes Klarna and Afterpay with zero additional integration; just enable them |
| WooCommerce | Install the provider's official WooCommerce plugin | Klarna, Afterpay, and Affirm all have official WooCommerce plugins |
| BigCommerce | Install from BigCommerce App Marketplace | All three providers have native BigCommerce apps |
| Custom / Headless | Enable via Stripe (Klarna, Afterpay) or provider SDK | If using Stripe, enable as payment methods on the Payment Intent; no separate SDK needed |
Provider comparison:
| Provider | Markets | Model | Merchant Fee | Order Range |
|---|---|---|---|---|
| Klarna | US, EU, UK | Pay in 4 / Financing | ~2.49% + $0.30 | $10–$10,000 |
| Afterpay | US, AU, UK, CA | Pay in 4 (6 weeks) | 4–6% | $35–$2,000 |
| Affirm | US, CA | Monthly installments | 5.99%–29.99% APR on consumer | $50–$17,500 |
What ships with it
7 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
- evals/afterpay-direct-sdk-server-side-integrat/criteria.json 3.0 KB
- evals/afterpay-direct-sdk-server-side-integrat/task.md 2.4 KB
- evals/bnpl-eligibility-guard-and-messaging-wid/criteria.json 2.7 KB
- evals/bnpl-eligibility-guard-and-messaging-wid/task.md 2.3 KB
- evals/stripe-bnpl-payment-methods-integration/criteria.json 2.5 KB
- evals/stripe-bnpl-payment-methods-integration/task.md 1.5 KB
- tile.json 231 B
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 9d ago First seen · 193 lines · 28 tokens per session scan A e5abafb7d3e5
buy-now-pay-later is a skill published in the GitHub repository finsilabs/awesome-ecommerce-skills (52 stars, last pushed 6mo ago), licensed MIT. It adds 28 tokens to every session and 2,199 once invoked, about $0.0001 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
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