Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add finsilabs/awesome-ecommerce-skills --skill payment-terms-optimizationgit clone --depth 1 https://github.com/finsilabs/awesome-ecommerce-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/finsilabs/awesome-ecommerce-skills/payment-terms-optimization)<a href="https://agentmods.dev/skills/finsilabs/awesome-ecommerce-skills/payment-terms-optimization"><img src="https://agentmods.dev/badge/skills/finsilabs/awesome-ecommerce-skills/payment-terms-optimization/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/finsilabs/awesome-ecommerce-skills/payment-terms-optimization"><img src="https://agentmods.dev/badge/skills/finsilabs/awesome-ecommerce-skills/payment-terms-optimization.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00036 | $0.02467 |
| Opus 5 | $0.00018 | $0.01234 |
| Sonnet 5 | $0.00007 | $0.00493 |
| Haiku 4.5 | $0.00004 | $0.00247 |
Grade A, and why
payment-terms-optimization scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 184 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Payment Terms Optimization
Overview
Payment terms define when a B2B customer must pay for goods delivered on credit: net-30 (due 30 days after invoice), net-60, net-90, or early-payment variants like "2/10 net-30" (2% discount if paid within 10 days). Offering flexible payment terms is a competitive advantage in B2B commerce — it reduces friction in the purchase decision — but introduces credit risk that must be carefully managed.
The right tools depend on your platform. Shopify Plus, BigCommerce B2B Edition, and several WooCommerce plugins provide native net-terms support. For smaller setups, a combination of your ecommerce platform and an invoicing tool (Invoiced, Stripe Invoicing) is the most practical approach.
When to Use This Skill
- When moving from prepay-only to net-terms for B2B customers to increase conversion
- When different customer segments need different terms (SMB net-30 vs. enterprise net-60)
- When you want to incentivize early payment with discounts to improve cash flow
- When setting up a new wholesale or distribution channel with trade accounts
- When credit losses are rising and you need better credit limit enforcement
Core Instructions
Step 1: Determine your platform and choose the right payment terms tool
| Platform | Recommended Tool | Native Support |
|---|---|---|
| Shopify (Standard) | Invoiced app or Balance app | No native net-terms; use an app |
| Shopify Plus | Shopify B2B (native) + Invoiced for advanced dunning | Net-30/60/90 built into Shopify B2B; credit limits and company accounts native |
| WooCommerce | WooCommerce B2B plugin + WooCommerce PDF Invoices | WooCommerce B2B adds payment terms per customer group |
| BigCommerce | BigCommerce B2B Edition (native) | Net-terms, credit limits, and company accounts built in |
| Custom / Headless | Stripe Invoicing + Stripe Billing for terms enforcement | Stripe Invoicing supports net-30/60/90 natively |
What ships with it
7 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
- evals/credit-limit-enforcement-at-order-checko/criteria.json 2.9 KB
- evals/credit-limit-enforcement-at-order-checko/task.md 2.2 KB
- evals/early-payment-discount-calculation-and-a/criteria.json 2.7 KB
- evals/early-payment-discount-calculation-and-a/task.md 2.2 KB
- evals/risk-scoring-algorithm-and-collections-e/criteria.json 2.8 KB
- evals/risk-scoring-algorithm-and-collections-e/task.md 2.2 KB
- tile.json 327 B
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 9d ago First seen · 184 lines · 36 tokens per session scan A 2a59a8a92c4a
payment-terms-optimization is a skill published in the GitHub repository finsilabs/awesome-ecommerce-skills (52 stars, last pushed 6mo ago), licensed MIT. It adds 36 tokens to every session and 2,467 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
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