Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add gokulb20/crewm8-cfo-skills --skill working-capital-optimizationgit clone --depth 1 https://github.com/gokulb20/crewm8-cfo-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/gokulb20/crewm8-cfo-skills/working-capital-optimization)<a href="https://agentmods.dev/skills/gokulb20/crewm8-cfo-skills/working-capital-optimization"><img src="https://agentmods.dev/badge/skills/gokulb20/crewm8-cfo-skills/working-capital-optimization/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/gokulb20/crewm8-cfo-skills/working-capital-optimization"><img src="https://agentmods.dev/badge/skills/gokulb20/crewm8-cfo-skills/working-capital-optimization.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00068 | $0.01907 |
| Opus 5 | $0.00034 | $0.00954 |
| Sonnet 5 | $0.00014 | $0.00381 |
| Haiku 4.5 | $0.00007 | $0.00191 |
Grade A, and why
working-capital-optimization scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 136 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Working Capital Optimization
Optimize the cash conversion cycle — the time between spending cash and collecting it back. Improve DPO (days payable outstanding), accelerate collections, reduce cash tied up in operations, and negotiate better payment terms.
Purpose
Working capital is the cash tied up in day-to-day operations — the gap between paying vendors and collecting from customers. Most startups bleed cash through inefficient payment cycles without realizing it. This skill systematically identifies and captures that hidden cash, improving liquidity without raising a single dollar.
When to Use
- "Optimize our working capital"
- "Improve our cash conversion cycle"
- "Should we negotiate better payment terms?"
- "How can we extend DPO without damaging relationships?"
- "Analyze our working capital efficiency"
Inputs Required
- Current AP and AR data — from
accounts-payable-managementandaccounts-receivable-management. - Current payment terms — per vendor and per customer.
- Cash forecast — from
cash-forecastingto see impact of changes. - Revenue and expense data — trailing 12 months.
Quick Reference
| Metric | Formula | Target |
|---|---|---|
| DSO (Days Sales Outstanding) | (AR / Revenue) × days | Lower is better — collect faster |
| DPO (Days Payable Outstanding) | (AP / COGS) × days | Higher is better — pay slower |
| DIO (Days Inventory Outstanding) | (Inventory / COGS) × days | Lower is better (often 0 for SaaS) |
| CCC (Cash Conversion Cycle) | DIO + DSO - DPO | Negative if possible |
| Every day of DPO gained | (Annual spend / 365) × 1 day | ~$1,370 per $500k spend per day |
Procedure
1. Benchmark Current State
Calculate DPO, DSO, and CCC for the last 3 months. Show the trend.
2. Identify Quick Wins
Score each lever:
| Action | Cash Impact | Effort | Risk | Priority |
|---|---|---|---|---|
| Switch largest 3 SaaS subs to annual (negotiate discount) | $30k upfront outlay, $3.6k savings/year | Low | Low | 1 |
| Re-negotiate top 5 vendor terms from net-30 to net-45 | 15 days extra float on $50k/mo = $25k avg cash benefit | Medium | Low | 2 |
| Auto-charge SMB customers vs manual invoicing | Reduces DSO by 5-10 days | Medium | Medium (churn risk) | 3 |
| Offer 10% annual prepay to top 10 customers | $200k cash now vs spread over 12 months | Medium | Medium (dilution) | 4 |
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 11d ago First seen · 136 lines · 68 tokens per session scan A 3e1e1797945e
working-capital-optimization is a skill published in the GitHub repository gokulb20/crewm8-cfo-skills (2 stars, last pushed 4mo ago), licensed MIT. It adds 68 tokens to every session and 1,907 once invoked, about $0.0003 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
Other skills, from other repositories
splits
Use Splits with Bankr for onchain treasury operations: secure assets, process revenue, manage operating subaccounts, pay expenses, govern contracts, and maintain clean accounting books.
Cash Flow Forecaster
Forecast cash inflows, outflows, and liquidity needs with scenario modeling and working capital optimization.
growth-sucks-cash
A business framework stating that fast growth usually consumes cash before the related revenue arrives. Cash flow means the money actually entering and leaving the business, while profit is an accounting measure.
cfo-expert
Turn Claude into a seasoned CFO and accounting expert fluent in US GAAP, financial modeling, tax strategy, and corporate finance. Use this skill whenever the user asks about financial statements, accounting entries, bookkeeping, revenue recognition, budgeting, forecasting, cash flow analysis, financial ratios, tax…
Cash Flow Forecaster
Forecast cash inflows, outflows, and liquidity needs with scenario modeling and working capital optimization.
html-ppt-zhangzara-bold-poster
OpenDesign's Series A growth story: the traction curve, the expansion motion, and why it's venture-scale. Built as a decision-grade fundraising pitch deck for Series A partners.