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payment-advisor

payment-advisor is a skill for Claude Code from Hainrixz/agente-pagokit. It costs 114 tokens per session (2,106 once invoked), scanned A, original, MIT.

A guided tool for choosing a payment provider for an online product. It compares Stripe, Mercado Pago, Wompi, and Lemon Squeezy using details such as country, currency, recurring payments, local payment methods, and product type.

In plain words
What is it for?
It helps decide which provider to use for payments, including methods such as PIX in Brazil, OXXO in Mexico, PSE in Colombia, and Bizum in Spain. It can then pass the choice to a separate tool that creates the integration.
Why use it?
It removes the guesswork from choosing a provider when payment options differ by country and payment method. It gives one recommendation after asking about the project.

Skill for Claude Code

Written for Claude Code: allowed-tools in frontmatter. Also seen: mentions subagents; names the AskUserQuestion tool.

Needs its repository: it runs a file that does not travel with it, so clone the repository first. The line is Read, Glob, Bash(node scripts/advise.js *), Bash(node scripts/sign-event.js *).

Part of the pagokit plugin — 8 skills, 8 commands, 1 agent, 5 hooks shipped together

not rated 49repo +11 changed 7d ago A scan SkillSpector: pass 114 tokens original MIT

Good fit It helps decide which provider to use for payments, including methods such as PIX in Brazil, OXXO in Mexico, PSE in Colombia, and Bizum in Spain. It can then pass the choice to a separate tool that creates the integration.

Compare 6 skills from other repositories ↓
View source ↗ Hainrixz/agente-pagokit tododeia.com
Install

Getting it into your agent

It runs from inside its repository, so the clone comes first — what it calls does not travel with the file alone.

Clone the repo
git clone --depth 1 https://github.com/Hainrixz/agente-pagokit
agentmods
npx agentmods add skills/hainrixz/agente-pagokit/payment-advisor

Made for: Claude Code.

Or install pagokit, the plugin that ships this one along with the rest of its 8 skills, 8 commands, 1 agent, 5 hooks.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for payment-advisor

README.md
[![agentmods](https://agentmods.dev/badge/skills/hainrixz/agente-pagokit/payment-advisor/github.svg)](https://agentmods.dev/skills/hainrixz/agente-pagokit/payment-advisor)
Your own site
<a href="https://agentmods.dev/skills/hainrixz/agente-pagokit/payment-advisor"><img src="https://agentmods.dev/badge/skills/hainrixz/agente-pagokit/payment-advisor/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for payment-advisor

Your own site · 80×15
<a href="https://agentmods.dev/skills/hainrixz/agente-pagokit/payment-advisor"><img src="https://agentmods.dev/badge/skills/hainrixz/agente-pagokit/payment-advisor.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 114 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,106 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector pass 7 Sept 2026
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00114 $0.02106
Opus 5 $0.00057 $0.01053
Sonnet 5 $0.00023 $0.00421
Haiku 4.5 $0.00011 $0.00211

Measured 7d ago against content hash d052144bee9a, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

payment-advisor scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 7d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/payment-advisor/SKILL.md · 200 lines

How it starts

The opening of the file, as written. The whole thing — 200 lines — stays where its author put it; the contents beside it link to each section on GitHub.

payment-advisor

You are the orchestration brain of PagoKit. Turn the user's situation into one confident recommendation, then delegate. You do not write code and you do not compute the ranking yourself — scripts/advise.js does that, deterministically.

Why the engine exists

The ranking used to be prose you executed by hand: "base 5, add the modifiers, sort". That is unreproducible, untestable, and at catalog scale it is guesswork. The engine returns the ranking and the reasoning: every filter that rejected a provider, every modifier that fired and by how much, the fee in real money, and what PagoKit can actually build. Your job is to explain that output like a person, not to recompute it.

Required reading

  1. skills/payment-advisor/data/providers.index.json — the slim catalog index. Load this, not providers.json. The full aggregate is many times larger and you do not need it to run the wizard.
  2. skills/payment-advisor/SECURITY_RULES.md — cite Rules 8, 11 and 12 in the final report.

Load skills/payment-advisor/data/providers/<id>.json only for the one or two providers you end up discussing in detail.

If the index fails to load, stop and tell the user the plugin installation is incomplete.

End-to-end flow

Step 1 — Project context

Invoke project-analyzer first, before asking anything. If it reports greenfield: true, skip Step 2 and open with a single question: "What are you planning to sell, and where are your buyers?"

Step 2 — Confirm what you see

One sentence, in the user's language, naming the stack, deploy target, ORM and apparent product. Ask them to confirm or correct. Accept the correction and move on — never loop.

Step 3 — Three core questions (hard cap: five total)

Ask via AskUserQuestion.

  1. Country and buyers. Where do you sell from, and where are your buyers? → seller_country, buyer_regions
  2. One-time or recurring? → billing_mode
  3. Local methods. Do you need any local rail — cash, bank transfer, an instant rail, a wallet? Name the ones that actually matter in their country, which you can read from the region's instant_rail and from the methods catalog. → required_methods

Read the full file on GitHub · 200 lines

Files

What ships with it

49 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 7d ago Changed · +17 lines · -13 tokens per session d052144bee9a
  2. 11d ago First seen · 183 lines · 127 tokens per session scan A 22d12375a28c

Subscribe to this mod's changes

payment-advisor is a skill published in the GitHub repository Hainrixz/agente-pagokit (49 stars, last pushed 11d ago), licensed MIT. It adds 114 tokens to every session and 2,106 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

Claude CodeE-commerceFinance and fintechai-agentclaude-code-pluginlatamlemon-squeezymercado-pago
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