Borrowing it
Nothing to install: this file belongs to harperreed/dotfiles. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.
curl -O https://raw.githubusercontent.com/harperreed/dotfiles/master/.claude/skills-archive/personal-finance-planning/SKILL.mdgit clone --depth 1 https://github.com/harperreed/dotfilesWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/harperreed/dotfiles/personal-finance-planning)<a href="https://agentmods.dev/skills/harperreed/dotfiles/personal-finance-planning"><img src="https://agentmods.dev/badge/skills/harperreed/dotfiles/personal-finance-planning/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/harperreed/dotfiles/personal-finance-planning"><img src="https://agentmods.dev/badge/skills/harperreed/dotfiles/personal-finance-planning.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00078 | $0.01580 |
| Opus 5 | $0.00039 | $0.00790 |
| Sonnet 5 | $0.00016 | $0.00316 |
| Haiku 4.5 | $0.00008 | $0.00158 |
Grade A, and why
personal-finance-planning scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
The source is not reproduced here
No licence file
A repository with no LICENSE is all rights reserved by default, so the body is not copied here. The metadata, the measurements and the link are.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 11d ago First seen · 120 lines · 78 tokens per session scan A 3a9fef5ea212
personal-finance-planning is a skill published in the GitHub repository harperreed/dotfiles (332 stars, last pushed 2d ago), with no licence file. It adds 78 tokens to every session and 1,580 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
Other skills, from other repositories
forensic-transcript-translator
A multi-stage workflow for translating a long English earnings-call transcript into Traditional Chinese used in Taiwan. It records the transcript structure and uses separate checks to compare the original and translation for missing or altered content.
taiwan-earnings-translator
A Traditional Chinese translator for complete U.S. stock earnings-call transcripts, including transcripts supplied as text or English PDFs. Earnings calls are company presentations and question sessions about financial results.
futu-indicator-coder
A coding skill for creating indicator scripts for Futu Niuniu and Moomoo, stock-trading applications with charting tools. It converts described indicator logic into scripts and follows the platforms' syntax rules.
usfiscaldata
Query the U.S. Treasury Fiscal Data REST API for federal financial data. No API key required. Use for national debt (Debt to the Penny), Daily Treasury Statements, Monthly Treasury Statements, Treasury securities auctions, interest rates, foreign exchange rates, savings bonds, or U.S. government revenue and spending…
sector-rotation
An analysis framework for comparing industries in the Chinese A-share stock market, using business conditions, price momentum, valuation, and money flows. It produces rankings and higher- or lower-allocation suggestions.
strategy-pivot-designer
Detect backtest iteration stagnation and generate structurally different strategy pivot proposals when parameter tuning reaches a local optimum.