Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add hewi333/Mom-n-Pop-Skills --skill financial-analysisgit clone --depth 1 https://github.com/hewi333/Mom-n-Pop-SkillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/hewi333/mom-n-pop-skills/financial-analysis)<a href="https://agentmods.dev/skills/hewi333/mom-n-pop-skills/financial-analysis"><img src="https://agentmods.dev/badge/skills/hewi333/mom-n-pop-skills/financial-analysis/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/hewi333/mom-n-pop-skills/financial-analysis"><img src="https://agentmods.dev/badge/skills/hewi333/mom-n-pop-skills/financial-analysis.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- NVIDIA SkillSpector pass
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00066 | $0.02647 |
| Opus 5 | $0.00033 | $0.01324 |
| Sonnet 5 | $0.00013 | $0.00529 |
| Haiku 4.5 | $0.00007 | $0.00265 |
Grade A, and why
financial-analysis scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 302 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Financial Analysis Skill
Overview
Takes a QuickBooks CSV export (Profit & Loss, Transaction List, or Sales by Item) and produces a plain-English financial analysis for a non-technical business owner. The agent identifies cost categories, flags problem areas, and suggests specific actions — all delivered in Telegram as a readable summary, not a spreadsheet.
Two modes:
- CSV import (works now) — owner exports from QuickBooks, sends to agent
- QuickBooks API (optional) — agent pulls financials directly (requires
quickbooks-onlineskill to be wired with OAuth tokens)
When to Use
- "Analyze my QuickBooks export" (after sending a CSV)
- "Where am I losing money?"
- "Which jobs had the worst margins last quarter?"
- "What are my biggest cost categories?"
- "Give me a financial summary for the owner meeting"
- Monthly/quarterly financial review
Prerequisites
CSV Mode (current)
- CSV file exported from QuickBooks Online or QuickBooks Desktop
- File placed on the VPS (or content pasted — see formats below)
QuickBooks API Mode (optional, post-hackathon)
quickbooks-onlineskill installed + OAuth tokens wired- Not required for CSV mode
Supported CSV Formats
Format 1: Profit & Loss (Standard QuickBooks Export)
Date,Transaction Type,Num,Name,Memo/Description,Account,Income,Expense
2026-01-15,Invoice,101,Smith Residence,Odor removal service,Service Income,2800,
2026-01-18,Bill,,Home Depot,Chemicals,COGS - Chemicals,,150
Format 2: Transaction List (All Transactions)
Date,Transaction Type,Num,Name,Split,Amount,Status
2026-01-15,Invoice,101,Smith Residence,Service Income,2800,Cleared
2026-01-18,Bill,,Home Depot,COGS - Chemicals,-150,Cleared
Format 3: Sales by Item/Job
Item/Job,Qty,Amount,COGS,Margin,Margin %
Odor Removal - Residential,1,2800,350,2450,87.5%
Odor Removal - Commercial,2,4500,800,3700,82.2%
The agent auto-detects the format by reading the header row and matching column names. If columns are ambiguous, the agent asks the owner to clarify.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 12d ago First seen · 302 lines · 66 tokens per session scan A 01f89b032c3b
financial-analysis is a skill published in the GitHub repository hewi333/Mom-n-Pop-Skills (120 stars, last pushed yesterday), licensed MIT. It adds 66 tokens to every session and 2,647 once invoked, about $0.0003 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
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