capital-injection-bank-insurance

capital-injection-bank-insurance is a skill for Claude Code, Codex from huangrichao2020/pretty-skills. It costs 31 tokens per session (869 once invoked), scanned A, original, MIT.

A research and monitoring guide for capital injections, share offerings, and other capital-raising events at Chinese banks and insurance companies. It explains why these events happen, who funds them, and how they affect regulatory capital.

In plain words
What is it for?
Use it to analyse bank or insurer capital replenishment, solvency requirements, special government bonds, and related market signals.
Why use it?
It organizes specialised financial and regulatory details that are difficult to assess from a single announcement. It also provides a way to scan related announcements and generate alerts.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to analyse bank or insurer capital replenishment, solvency requirements, special government bonds, and related market signals.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/huangrichao2020/pretty-skills/e9-87-91-e8-9e-8d-e8-b5-84-e6-9c-ac-e8-a1-a5-e5-85-85
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add huangrichao2020/pretty-skills --skill e9-87-91-e8-9e-8d-e8-b5-84-e6-9c-ac-e8-a1-a5-e5-85-85
Clone the repo
git clone --depth 1 https://github.com/huangrichao2020/pretty-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for capital-injection-bank-insurance

README.md
[![agentmods](https://agentmods.dev/badge/skills/huangrichao2020/pretty-skills/e9-87-91-e8-9e-8d-e8-b5-84-e6-9c-ac-e8-a1-a5-e5-85-85/github.svg)](https://agentmods.dev/skills/huangrichao2020/pretty-skills/e9-87-91-e8-9e-8d-e8-b5-84-e6-9c-ac-e8-a1-a5-e5-85-85)
Your own site
<a href="https://agentmods.dev/skills/huangrichao2020/pretty-skills/e9-87-91-e8-9e-8d-e8-b5-84-e6-9c-ac-e8-a1-a5-e5-85-85"><img src="https://agentmods.dev/badge/skills/huangrichao2020/pretty-skills/e9-87-91-e8-9e-8d-e8-b5-84-e6-9c-ac-e8-a1-a5-e5-85-85/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for capital-injection-bank-insurance

Your own site · 80×15
<a href="https://agentmods.dev/skills/huangrichao2020/pretty-skills/e9-87-91-e8-9e-8d-e8-b5-84-e6-9c-ac-e8-a1-a5-e5-85-85"><img src="https://agentmods.dev/badge/skills/huangrichao2020/pretty-skills/e9-87-91-e8-9e-8d-e8-b5-84-e6-9c-ac-e8-a1-a5-e5-85-85.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 31 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 869 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00031 $0.00869
Opus 5 $0.00015 $0.00434
Sonnet 5 $0.00006 $0.00174
Haiku 4.5 $0.00003 $0.00087

Measured 4d ago against content hash 8318b43952e9, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

capital-injection-bank-insurance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 4d ago.

The scan reads SKILL.md. This mod also ships 1 executable file (tools/scan_capital.py), listed below but not scanned — reading those needs a real analyzer, not pattern matching.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

%E9%87%91%E8%9E%8D%E6%8A%95%E8%B5%84/%E9%87%91%E8%9E%8D%E8%B5%84%E6%9C%AC%E8%A1%A5%E5%85%85/SKILL.md · 77 lines

What it actually says

金融资本补充 (capital-injection-bank-insurance) v1.0

用途

深度解析 A 股银行、保险、政策性银行的定增/注资/资本补充事件,覆盖机制、工具、历史脉络、当前信号。

核心洞察

银行保险的"定增注资"与制造业完全不同

  1. 触发原因:监管资本要求(资本充足率红线),不是市场化扩张
  2. 认购方:财政部/烟草/汇金等体系内主体(不从二级市场抽血)
  3. 资金用途:补充核心一级/其他一级/二级资本
  4. 价格基准:≥ 净资产或协议定价
  5. 锁定期:5 年(银行)/ 3 年(保险)
  6. 市场含义:托底底盘 + 信贷扩张 + 险资长钱入市

使用场景

触发以下任一关键词时调用本 skill:

  • "银行定增"、"工行/农行/建行注资"、"特别国债"
  • "保险公司定增"、"偿付能力"、"偿二代二期"
  • "财政部注资"、"中国烟草包销"
  • "核心一级资本"、"二永债"
  • "系统性重要银行"、"G-SIBs"

关联 skill

  • idea-trade-qa v0.7.0:A 股交易问答(用于选股+操作)
  • next-round-baotuan:抱团预警(联动判断市场风险偏好)
  • 卡脖子猎手:产业链分析
  • 宏观雷达:货币政策 + 净息差

文件结构

capital-injection-bank-insurance/
├── SKILL.md(本文件)
├── README.md
├── methodology/
│   ├── 01-bank-capital.md      # 银行资本工具金字塔
│   ├── 02-insurance-solvency.md # 保险偿付能力
│   └── 03-3600-event.md        # 2026-09-07 3600 亿事件
└── tools/
    └── scan_capital.py         # 扫描银行保险定增公告

快速调用

# 触发扫描(周末/重大公告后)
python tools/scan_capital.py --type all --output json

# 触发预警(每天 16:00)
python tools/scan_capital.py --type alert

关键历史数据

  • 2017 年:浦发 400 亿 + 华夏 292 亿 + 平安 260 亿 + 宁波 100 亿
  • 2025 年:财政部 5000 亿特别国债 → 中行/建行/交行/邮储
  • 2026 Q2:银行业二永债 4 月单月 3150 亿
  • 2026-09-07:8 家金融央企合计增资 3600 亿(覆盖完成)

当前市场状态(2026-09-07)

  • 工行核心一级:13.21%
  • 农行核心一级:10.80%
  • 行业净息差:1.40%(历史低位)
  • 银行板块:短期中性偏空,长期利好
  • 保险板块:直接利好(偿付能力 → 险资长钱)
Files

What ships with it

5 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 4d ago First seen · 77 lines · 31 tokens per session scan A 8318b43952e9

Subscribe to this mod's changes

capital-injection-bank-insurance is a skill published in the GitHub repository huangrichao2020/pretty-skills (54 stars, last pushed today), licensed MIT. It adds 31 tokens to every session and 869 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-07.

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