fdic-mcp-server: Skill for Claude Code

.agents/skills/fdic-failure-forensics/SKILL.md

fdic-failure-forensics is a skill for Claude Code from jflamb/fdic-mcp-server. It costs 96 tokens per session (4,614 once invoked), scanned A, original, MIT.

A retrospective workflow for investigating one failed bank insured by the FDIC, the U.S. agency that protects bank deposits. It reconstructs the bank’s finances before failure using public FDIC data.

In plain words
What is it for?
Analyzing a specific failed bank, building a pre-failure timeline, reviewing warning signals, and explaining financial deterioration.
Why use it?
It organizes the investigation of what happened before a failure and helps identify the earliest visible warning signs and likely causes.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin. Also seen: installed under .agents/ (shared by several agents).

This is jflamb/fdic-mcp-server's own configuration. It tells Claude Code how to work on fdic-mcp-server itself, so it is not a mod to install elsewhere. Copy it as a starting point and replace the rules that are about this project. Everything fdic-mcp-server configures →

Part of the fdic-mcp-server plugin — 4 skills, 7 commands, 1 MCP server shipped together

Reuse

Borrowing it

Nothing to install: this file belongs to jflamb/fdic-mcp-server. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.

Copy the file
curl -O https://raw.githubusercontent.com/jflamb/fdic-mcp-server/main/.agents/skills/fdic-failure-forensics/SKILL.md
Clone the repo
git clone --depth 1 https://github.com/jflamb/fdic-mcp-server

Made for: Claude Code.

Or install fdic-mcp-server, the plugin that ships this one along with the rest of its 4 skills, 7 commands, 1 MCP server.

Wrote this? Show the measurements

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agentmods badge for fdic-failure-forensics

README.md
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<a href="https://agentmods.dev/skills/jflamb/fdic-mcp-server/fdic-failure-forensics"><img src="https://agentmods.dev/badge/skills/jflamb/fdic-mcp-server/fdic-failure-forensics.svg" alt="Measured on agentmods" height="20"></a>
Per session 96 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 4,614 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. Scan, not verified.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00096 $0.04614
Opus 5 $0.00048 $0.02307
Sonnet 5 $0.00019 $0.00923
Haiku 4.5 $0.00010 $0.00461

Measured 5d ago against content hash a4300841ddd0, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-06, from the pricing page.

Security

Grade A, and why

fdic-failure-forensics scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 5d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

.agents/skills/fdic-failure-forensics/SKILL.md · 443 lines

How it starts

The opening of the file, as written. The whole thing — 443 lines — stays where its author put it; the contents beside it link to each section on GitHub.

FDIC Failure Forensics

Skill Type: RIGID

Follow every phase in order. Do not skip phases. Do not produce any report output before completing Phase 3.


When to Activate

Activate when the user asks to:

  • Analyze or reconstruct a bank failure
  • Review what public data showed before a specific institution failed
  • Perform a post-mortem or forensic review of a failed bank
  • Identify early warning signals that preceded a failure
  • Study a failed institution for training, pattern recognition, or case-study purposes

Do not activate for:

  • Active institution deep dives — use the fdic-bank-deep-dive skill instead
  • Multi-institution surveillance or screening — use the fdic-portfolio-surveillance skill instead

Inputs

Parameter Required Default Description
Institution identity Yes Failed bank name or FDIC CERT number
Pre-failure report date No Last quarter-end before failure date The most recent Call Report quarter before the failure
Lookback window No 8 quarters Number of quarters before the pre-failure report date to include in the timeline
Focus area No Overall failure narrative Optional: funding, credit, earnings, or overall

Dependency Table

Tool Tier Purpose On Failure
fdic_search_institutions Hard Resolve institution identity and confirm CERT Hard-stop. Cannot identify the institution.
fdic_get_institution_failure Hard Retrieve failure record (date, resolution type, cost, acquirer) Hard-stop. Cannot confirm this is a failed institution.
fdic_search_financials Hard Build the quarter-by-quarter pre-failure financial timeline Hard-stop. Cannot reconstruct the deterioration path.
fdic_detect_risk_signals Hard Surface risk signals visible in the last reported quarter Hard-stop. Cannot identify public-data warning signals.
fdic_analyze_bank_health Soft CAMELS-proxy assessment for the last reported quarter Note "Detailed health assessment unavailable"; continue with raw financial and risk-signal evidence.
fdic_search_history Soft Structural events (mergers, charter changes) in the lookback window Omit structural context; note the omission.
fdic_analyze_funding_profile Context Funding composition when deterioration implicates funding stress Note "Funding follow-up unavailable"; preserve narrative.
fdic_analyze_credit_concentration Context Credit concentration when deterioration implicates credit risk Note "Credit concentration follow-up unavailable"; preserve narrative.
fdic_regional_context Soft Macro/regional economic backdrop during the pre-failure period Omit regional context section or replace with a brief note.

Read the full file on GitHub · 443 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 5d ago First seen · 443 lines · 96 tokens per session scan A a4300841ddd0

Subscribe to this mod's changes

fdic-failure-forensics is a skill published in the GitHub repository jflamb/fdic-mcp-server (0 stars, last pushed 2mo ago), licensed MIT. It adds 96 tokens to every session and 4,614 once invoked, about $0.0005 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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