Borrowing it
Nothing to install: this file belongs to jflamb/fdic-mcp-server. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.
curl -O https://raw.githubusercontent.com/jflamb/fdic-mcp-server/main/.agents/skills/fdic-portfolio-surveillance/SKILL.mdgit clone --depth 1 https://github.com/jflamb/fdic-mcp-serverWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/jflamb/fdic-mcp-server/fdic-portfolio-surveillance)<a href="https://agentmods.dev/skills/jflamb/fdic-mcp-server/fdic-portfolio-surveillance"><img src="https://agentmods.dev/badge/skills/jflamb/fdic-mcp-server/fdic-portfolio-surveillance/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/jflamb/fdic-mcp-server/fdic-portfolio-surveillance"><img src="https://agentmods.dev/badge/skills/jflamb/fdic-mcp-server/fdic-portfolio-surveillance.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00082 | $0.03590 |
| Opus 5 | $0.00041 | $0.01795 |
| Sonnet 5 | $0.00016 | $0.00718 |
| Haiku 4.5 | $0.00008 | $0.00359 |
Grade A, and why
fdic-portfolio-surveillance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 292 lines — stays where its author put it; the contents beside it link to each section on GitHub.
FDIC Portfolio Surveillance
Skill Type: RIGID
Follow every phase in order. Do not skip phases. Do not produce output before completing Phase 3.
When to Activate
Activate when the user asks to:
- Screen, triage, or surveil a group of institutions
- Build a watchlist for a state, asset tier, or peer cohort
- Rank banks by risk, health, or deterioration across a portfolio
- Identify which institutions in a universe warrant immediate attention
- Compare emerging risk signals across a population of banks
Do not activate for single-institution deep dives — use the fdic-bank-deep-dive skill instead.
Inputs
| Parameter | Required | Default | Description |
|---|---|---|---|
| Universe definition | Yes | — | State (two-letter code), asset range (asset_min / asset_max in $thousands), or explicit CERT list |
repdte |
No | Most recent quarter with published data | Report date in YYYYMMDD format |
start_repdte |
No | Same quarter one year prior to repdte |
Comparison start date for trend analysis |
| Ranking emphasis | No | Most concerning overall | Focus area: capital, earnings, funding, growth, or overall |
| Limit | No | 25 | Maximum institutions to return in the ranked watchlist |
Dependency Table
| Tool | Tier | Purpose | On Failure |
|---|---|---|---|
fdic_search_institutions |
Hard | Build the screening universe roster | Hard-stop. Cannot determine cohort. |
fdic_detect_risk_signals |
Hard | Surface critical and warning-level signals per institution | Hard-stop. Cannot rank by risk. |
fdic_compare_peer_health |
Hard | Rank institutions by proxy composite and component scores | Hard-stop. Cannot produce peer-relative health context. |
fdic_compare_bank_snapshots |
Hard | Confirm trends via two-point financial comparison | Hard-stop. Cannot validate trend persistence. |
fdic_analyze_bank_health |
Soft | Detailed CAMELS-proxy assessment for escalated institutions | Note "detailed assessment unavailable" for that institution; preserve watchlist placement. |
fdic_analyze_funding_profile |
Context | Funding composition for escalated institutions flagged with funding-domain signals | Note "funding follow-up unavailable"; preserve triage result. |
fdic_analyze_credit_concentration |
Context | Credit concentration for escalated institutions flagged with credit-domain signals | Note "credit concentration follow-up unavailable"; preserve triage result. |
fdic_ubpr_analysis |
Context | UBPR-equivalent ratios for escalated institutions needing earnings or efficiency context | Note "UBPR analysis unavailable"; preserve triage result. |
fdic_regional_context |
Soft | Macro/regional economic backdrop for the universe | Omit the Regional Context section or replace with a brief note; do not affect bank-level rankings. |
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 11d ago First seen · 292 lines · 82 tokens per session scan A 0258cb1f3e73
fdic-portfolio-surveillance is a skill published in the GitHub repository jflamb/fdic-mcp-server (0 stars, last pushed 2mo ago), licensed MIT. It adds 82 tokens to every session and 3,590 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
Other skills, from other repositories
dividend-analysis
Comprehensive capital allocation analysis: dividends, buybacks, M&A, debt management, and FCF deployment.
position-ladder
Plan a staged position — entry ladder, share-count floor/ceiling, and the trim/re-add cycle that lowers average cost — with lot accounting, wash-sale checks, total-return honesty, and a thesis-break exit gate.
sector-analysis
Analyze US market sectors and identify rotation opportunities.
scanner-pmcc
Scan stocks for Poor Man's Covered Call (PMCC) suitability. Analyzes LEAPS and short call options for delta, liquidity, spread, IV, yield, trend direction, and earnings proximity. Use when user asks about PMCC candidates, diagonal spreads, or LEAPS strategies.
industry-map
Map an industry's supply / value chain as a directed graph — upstream to downstream — to locate a company's position, find chokepoints and margin pools, and surface second-order investment ideas.
portfolio-review
Review and analyze investment portfolio performance and allocation.