Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add joaoguirunas/team-os --skill finance-cash-flowgit clone --depth 1 https://github.com/joaoguirunas/team-osWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/joaoguirunas/team-os/finance-cash-flow)<a href="https://agentmods.dev/skills/joaoguirunas/team-os/finance-cash-flow"><img src="https://agentmods.dev/badge/skills/joaoguirunas/team-os/finance-cash-flow/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/joaoguirunas/team-os/finance-cash-flow"><img src="https://agentmods.dev/badge/skills/joaoguirunas/team-os/finance-cash-flow.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00094 | $0.02288 |
| Opus 5.5 | $0.00038 | $0.00915 |
| Sonnet 5.5 | $0.00019 | $0.00458 |
| Haiku 4.5 | $0.00009 | $0.00229 |
Grade A, and why
finance-cash-flow scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 20d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 111 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Finance Cash Flow — o caixa das próximas 13 semanas, sem surpresa escondida
Quando usar esta vs. startup-financial-modeling: esta é o plano de caixa operacional de 13 semanas sobre números conciliados. Para projeções de 3–5 anos, cenários de captação e financials para investidor, use startup-financial-modeling.
Empresa não quebra por falta de lucro; quebra por falta de caixa numa quarta-feira específica. Este método existe para que a semana em que o dinheiro falta apareça no plano com data e tamanho semanas antes, para que toda entrada projetada tenha origem verificável e para que ninguém planeje sobre número que ainda não foi conciliado.
1. Princípios
- Plano só sobre fechamento FECHADO. Saldo inicial é o
#iddo saldo conciliado do último fechamento de GANGES. Fechamento ABERTO → o plano espera. - Receita só com origem. Contrato assinado, ledger de cobrança com status, histórico de recorrência ≥ 3 meses. "Esperado" e "pipeline" não entram no cenário base.
- Premissa com data e origem. Toda premissa tem
{valor} · {origem} · {registrada em} · {informada por} · {válida até}. Sem data e origem, não entra. - Gap com data e tamanho, nunca em "outros". A semana em que o saldo cai abaixo do mínimo da política é uma linha própria:
GAP S{n} · R$ ____ · {causa}. - Cenário conservador é obrigatório. Base sem conservador é aposta. Estresse é obrigatório quando há dívida ou cliente > 30% da receita.
- Reserva é em meses de custo fixo, não em valor absoluto. A política de AMAZONAS define o mínimo; o plano mede contra ele toda semana.
- Decisão de dinheiro é do usuário. Contrair dívida, atrasar pagamento, furar reserva — o plano mostra o custo de cada opção; quem decide assina em
agents/strategy/decisions.md. - Dado sensível fora do plano. Contas por alias (
conta operacional,conta reserva); cliente e fornecedor por alias.
2. Estrutura do plano de 13 semanas
Uma coluna por semana (S1 = semana corrente, data da segunda-feira), linhas em blocos:
What ships with it
2 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 20d ago Changed · +2 lines · -27 tokens per session 416efb6f55c7
- 25d ago First seen · 109 lines · 121 tokens per session scan A ff5a386e2928
finance-cash-flow is a skill published in the GitHub repository joaoguirunas/team-os (4 stars, last pushed 2d ago), licensed MIT. It adds 94 tokens to every session and 2,288 once invoked, about $0.0004 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-21.
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