Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add JoelLewis/finance_skills --skill account-maintenancegit clone --depth 1 https://github.com/JoelLewis/finance_skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/joellewis/finance_skills/account-maintenance)<a href="https://agentmods.dev/skills/joellewis/finance_skills/account-maintenance"><img src="https://agentmods.dev/badge/skills/joellewis/finance_skills/account-maintenance/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/joellewis/finance_skills/account-maintenance"><img src="https://agentmods.dev/badge/skills/joellewis/finance_skills/account-maintenance.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- Socket pass
- Snyk warn
- NVIDIA SkillSpector pass
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00124 | $0.07049 |
| Opus 5 | $0.00062 | $0.03524 |
| Sonnet 5 | $0.00025 | $0.01410 |
| Haiku 4.5 | $0.00012 | $0.00705 |
Grade A, and why
account-maintenance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 215 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Account Maintenance
Core Concepts
Contact Information Changes
Address and contact updates are among the most frequent account maintenance requests, but they carry meaningful fraud and elder abuse risk. Firms must balance client convenience with protective controls.
Address change procedures:
- Client-initiated changes may be submitted through the advisor, client portal, phone, or written request. Regardless of channel, the firm must verify the identity of the requesting party before processing the change. Common verification methods include knowledge-based authentication, callback to the phone number on file, or confirmation sent to the prior address or email.
- Advisor-initiated changes on behalf of a client should require documented client authorization. Verbal authorization must be noted with date, time, and the identity of the person providing authorization. Written or electronic authorization is preferred and creates a stronger audit trail.
- Multi-system propagation is a persistent operational challenge. When an address changes, the update must flow to all systems that store client contact data: CRM, custodian account master, correspondence system, billing system, and any third-party platforms. Failure to propagate consistently results in mail going to old addresses (privacy risk), incorrect tax form delivery (1099s, K-1s), and compliance exposure. Best practice is to designate a single system of record (typically CRM or custodian) and propagate changes outward via integration, rather than requiring manual updates in each system.
- Temporary vs permanent changes should be distinguished in the workflow. A client who is traveling or has a seasonal residence may need mail temporarily redirected without changing the legal address of record. The system should support a temporary address with an expiration date that reverts to the permanent address automatically.
Third-party address change red flags: FINRA Regulatory Notice 07-43 and SEC guidance on senior investor protection highlight address changes as a key indicator of potential financial exploitation. Red flags that should trigger enhanced scrutiny include:
- Address change request from someone other than the account holder (especially if followed by a distribution request)
- Change to a P.O. Box when the prior address was a residential address
- Change to an address associated with a known bad actor or previously flagged account
- Multiple address changes in a short period
- Address change for a senior investor (age 65+) followed within 30 days by a large withdrawal or wire transfer
- Address change to a different state or country for a client with no known connection to that location
What ships with it
1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 11d ago First seen · 215 lines · 124 tokens per session scan A 7f66d4ce552b
account-maintenance is a skill published in the GitHub repository JoelLewis/finance_skills (184 stars, last pushed 1mo ago), licensed MIT. It adds 124 tokens to every session and 7,049 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
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