Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add JoelLewis/finance_skills --skill financial-planning-workflowgit clone --depth 1 https://github.com/JoelLewis/finance_skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/joellewis/finance_skills/financial-planning-workflow)<a href="https://agentmods.dev/skills/joellewis/finance_skills/financial-planning-workflow"><img src="https://agentmods.dev/badge/skills/joellewis/finance_skills/financial-planning-workflow/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/joellewis/finance_skills/financial-planning-workflow"><img src="https://agentmods.dev/badge/skills/joellewis/finance_skills/financial-planning-workflow.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- Socket pass
- Snyk pass
- NVIDIA SkillSpector pass
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00180 | $0.05935 |
| Opus 5 | $0.00090 | $0.02967 |
| Sonnet 5 | $0.00036 | $0.01187 |
| Haiku 4.5 | $0.00018 | $0.00594 |
Grade A, and why
financial-planning-workflow scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 187 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Financial Planning Workflow
Core Concepts
Client Profile and Data Gathering
The financial plan begins with a structured intake that captures the client's complete financial picture. Incomplete data leads to unreliable projections and missed planning opportunities. The advisor should collect the following categories systematically before any analysis begins:
Household demographics — ages, marital status, dependents (ages and expected years of financial support), health status and family longevity history, employment status and expected retirement dates, state of residence (for state tax modeling).
Income and benefits — gross salary, bonuses, commissions, self-employment income, rental income, pension details (defined benefit formula, COLA, survivor options), Social Security statements for both spouses, deferred compensation schedules, stock option or RSU vesting schedules.
Expense analysis — fixed obligations (mortgage, loan payments, insurance premiums, property taxes), discretionary spending (travel, dining, entertainment), irregular expenses (home maintenance, vehicle replacement, medical), and expected changes (mortgage payoff date, child-related expenses aging out, healthcare costs in retirement).
Assets and accounts — taxable brokerage accounts, traditional and Roth IRAs, 401(k)/403(b) balances and contribution rates, HSAs, 529 plans, real estate (primary residence and investment properties with basis information), business ownership interests, cash reserves, and any concentrated stock positions.
Liabilities — mortgage balance, rate, and remaining term; student loans; auto loans; credit card balances; HELOCs; any contingent liabilities (co-signed loans, pending legal obligations).
Insurance — life insurance (term and permanent, face amounts, premiums, cash values), disability coverage (employer-provided and individual, benefit amounts, elimination periods, own-occupation vs any-occupation), long-term care coverage, umbrella liability, and health insurance details.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 11d ago First seen · 187 lines · 180 tokens per session scan A f21a4070b549
financial-planning-workflow is a skill published in the GitHub repository JoelLewis/finance_skills (184 stars, last pushed 1mo ago), licensed MIT. It adds 180 tokens to every session and 5,935 once invoked, about $0.0009 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.
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