china-financial-plan

china-financial-plan is a skill for Claude Code from jwangkun/claude-for-financial-services-cn. It costs 94 tokens per session (2,276 once invoked), scanned A, original, Apache-2.0.

A financial-planning framework for people and families in China. It covers retirement, education, estate planning, income, spending, assets, debts, taxes, social security, housing funds, and cash-flow needs.

In plain words
What is it for?
Use it to plan retirement, children’s education, home purchases, lifestyle spending, inheritance, cash reserves, and long-term household finances.
Why use it?
It turns a person’s goals and financial situation into a structured plan that accounts for Chinese rules and locally available products.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the wealth-management plugin — 5 skills shipped together

Good fit Use it to plan retirement, children’s education, home purchases, lifestyle spending, inheritance, cash reserves, and long-term household finances.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/jwangkun/claude-for-financial-services-cn/china-financial-plan
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add jwangkun/claude-for-financial-services-cn --skill china-financial-plan
Clone the repo
git clone --depth 1 https://github.com/jwangkun/claude-for-financial-services-cn

Made for: Claude Code.

Or install wealth-management, the plugin that ships this one along with the rest of its 5 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for china-financial-plan

README.md
[![agentmods](https://agentmods.dev/badge/skills/jwangkun/claude-for-financial-services-cn/china-financial-plan/github.svg)](https://agentmods.dev/skills/jwangkun/claude-for-financial-services-cn/china-financial-plan)
Your own site
<a href="https://agentmods.dev/skills/jwangkun/claude-for-financial-services-cn/china-financial-plan"><img src="https://agentmods.dev/badge/skills/jwangkun/claude-for-financial-services-cn/china-financial-plan/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for china-financial-plan

Your own site · 80×15
<a href="https://agentmods.dev/skills/jwangkun/claude-for-financial-services-cn/china-financial-plan"><img src="https://agentmods.dev/badge/skills/jwangkun/claude-for-financial-services-cn/china-financial-plan.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 94 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,276 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector pass 7 Sept 2026
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00094 $0.02276
Opus 5 $0.00047 $0.01138
Sonnet 5 $0.00019 $0.00455
Haiku 4.5 $0.00009 $0.00228

Measured 9d ago against content hash 4d1b19254a7a, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

china-financial-plan scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

vertical-plugins/wealth-management/skills/china-financial-plan/SKILL.md · 260 lines

How it starts

The opening of the file, as written. The whole thing — 260 lines — stays where its author put it; the contents beside it link to each section on GitHub.

china-financial-plan

Purpose

Create comprehensive 中国家庭/个人财务规划 — retirement, education, estate, and cash-flow planning adapted for Chinese context.

Data Sources

Primary: iFind MCP (Tier-1 付费) / AkShare MCP (Tier-2 免费备选)

get_index_data("000001")              → A股 historical returns
get_fund_data(fund_code)              → Fund performance data

Secondary Sources

  • 社保 — social security data
  • 公积金 — housing fund data
  • Wind / Choice — investment product data
  • Insurance companies — insurance product info

Workflow

Step 1: Client Profile & Goals

Client demographics:

Attribute Detail
年龄
职业
家庭结构 Single / Married / Children
收入 Annual income (税前)
支出 Monthly/annual expenses
资产 Current net worth
负债 Mortgage, other debt

Financial goals:

Goal Timeline Target Amount Priority
退休金 XX years ¥XXX万 High/Med/Low
子女教育 XX years ¥XXX万 High/Med/Low
购房 X years ¥XXX万 High/Med/Low
旅游/生活方式 Ongoing ¥XX万/年
遗产规划 Long-term

Step 2: Cash Flow Analysis

Income sources:

Source Monthly Annual Stability
工资收入 ¥X ¥XX Stable/Variable
经营收入 ¥X ¥XX Variable
投资收入 ¥X ¥XX Variable
租金收入 ¥X ¥XX Semi-stable
其他 ¥X ¥XX

Expense breakdown:

Category Monthly Annual Notes
住房 (房贷/房租) ¥X ¥XX
食品 ¥X ¥XX
交通 ¥X ¥XX
子女教育 ¥X ¥XX
医疗 ¥X ¥XX
娱乐/旅游 ¥X ¥XX
保险 ¥X ¥XX
赡养老人 ¥X ¥XX
其他 ¥X ¥XX
Total ¥X ¥XX

Savings rate: Savings / Income = X%

Step 3: Net Worth Statement

Assets:

Asset Category Current Value Expected Growth
现金及活期 ¥XX
存款 (定期/大额) ¥XX
A股投资 ¥XX
基金 ¥XX
债券 ¥XX
房产 ¥XX
保险现金价值 ¥XX
其他 ¥XX
Total Assets ¥XX

Read the full file on GitHub · 260 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 9d ago First seen · 260 lines · 94 tokens per session scan A 4d1b19254a7a

Subscribe to this mod's changes

china-financial-plan is a skill published in the GitHub repository jwangkun/claude-for-financial-services-cn (744 stars, last pushed 3mo ago), licensed Apache-2.0. It adds 94 tokens to every session and 2,276 once invoked, about $0.0005 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.

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