Insurance coverage

A reference for explaining health-insurance plans, including their benefits, exclusions, eligibility rules, and covered services.

In plain words
What is it for?
Use it to explain what an insurance policy may cover, who qualifies, what it excludes, and which services are included.
Why use it?
It helps answer insurance questions clearly while noting when important policy details are missing or uncertain.

Skill for Claude CodeCodex

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

agentmods
npx agentmods add skills/kumar045/control-pc-terminal/policy
Any agent
npx skills add kumar045/Control-PC-Terminal --skill policy
Clone the repo
git clone --depth 1 https://github.com/kumar045/Control-PC-Terminal

Made for: Claude Code, Codex.

Per session 12 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 77 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. Scan, not verified.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5 $0.00012 $0.00077
Opus 5 $0.00006 $0.00039
Sonnet 5 $0.00002 $0.00015
Haiku 4.5 $0.00001 $0.00008

Measured 3d ago against content hash 702f436eb33c, method: parsed. Prices are Anthropic first-party input rates as of 2026-08-30, from the pricing page.

Security

Grade A, and why

Insurance coverage scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 3d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

examples/skills/policy/SKILL.md · 13 lines

What it actually says

Insurance coverage

Focus on policy benefits, exclusions, eligibility, and covered services. Prefer concise, accurate answers and call out uncertainty if policy details are missing.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 3d ago First seen · 13 lines · 12 tokens per session scan A 702f436eb33c

Subscribe to this mod's changes

Insurance coverage is a skill published in the GitHub repository kumar045/Control-PC-Terminal (9 stars, last pushed 6mo ago), licensed MIT. It adds 12 tokens to every session and 77 once invoked, about $0.0001 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

Related

Other skills, from other repositories