tax-loss-harvesting

tax-loss-harvesting is a skill for Claude Code, Codex from leecyno1/boutique-skills. It costs 66 tokens per session (959 once invoked), scanned A, a copy of tax-loss-harvesting, MIT.

A tax-planning workflow for finding investments sold at a loss in taxable accounts. Tax-loss harvesting means selling a losing investment to offset taxable gains, then tracking rules around replacement investments.

In plain words
What is it for?
Use it to find unrealized losses, estimate their tax value, suggest similar replacement investments, and track wash-sale windows.
Why use it?
It helps identify potential tax deductions while reducing the risk of overlooking short-term priorities or wash-sale timing.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one. Also seen: positional $N argument.

Good fit Use it to find unrealized losses, estimate their tax value, suggest similar replacement investments, and track wash-sale windows.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/leecyno1/boutique-skills/anthropic-fs-wealth-management-tax-loss-harvesting
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add leecyno1/boutique-skills --skill anthropic-fs-wealth-management-tax-loss-harvesting
Clone the repo
git clone --depth 1 https://github.com/leecyno1/boutique-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for tax-loss-harvesting

README.md
[![agentmods](https://agentmods.dev/badge/skills/leecyno1/boutique-skills/anthropic-fs-wealth-management-tax-loss-harvesting/github.svg)](https://agentmods.dev/skills/leecyno1/boutique-skills/anthropic-fs-wealth-management-tax-loss-harvesting)
Your own site
<a href="https://agentmods.dev/skills/leecyno1/boutique-skills/anthropic-fs-wealth-management-tax-loss-harvesting"><img src="https://agentmods.dev/badge/skills/leecyno1/boutique-skills/anthropic-fs-wealth-management-tax-loss-harvesting/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for tax-loss-harvesting

Your own site · 80×15
<a href="https://agentmods.dev/skills/leecyno1/boutique-skills/anthropic-fs-wealth-management-tax-loss-harvesting"><img src="https://agentmods.dev/badge/skills/leecyno1/boutique-skills/anthropic-fs-wealth-management-tax-loss-harvesting.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 66 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 959 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin 94% copy Near-identical to another mod in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00066 $0.00959
Opus 5 $0.00033 $0.00479
Sonnet 5 $0.00013 $0.00192
Haiku 4.5 $0.00007 $0.00096

Measured 8d ago against content hash 2085af6e7cb4, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

tax-loss-harvesting scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 8d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

Origin

This is a copy

94% identical to tax-loss-harvesting — 7 lines differ, which has more behind it and is treated as the original. This page carries a canonical link to it rather than competing with it.

skills/default/anthropic-fs-wealth-management-tax-loss-harvesting/SKILL.md · 108 lines

How it starts

The opening of the file, as written. The whole thing — 108 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Tax-Loss Harvesting

Workflow

Step 1: Identify Candidates

Scan taxable accounts for positions with unrealized losses:

Security Asset Class Cost Basis Current Value Unrealized Loss Holding Period % Loss
ST / LT

Prioritize by:

  1. Largest absolute loss (biggest tax benefit)
  2. Short-term losses first (offset short-term gains taxed at ordinary income rates)
  3. Positions with the largest % loss (less likely to recover quickly)

Step 2: Gain/Loss Budget

Calculate the client's tax situation:

Category Amount
Realized short-term gains YTD
Realized long-term gains YTD
Realized losses YTD
Net gain/(loss) position
Carryforward losses from prior years
Target harvesting amount

Tax savings estimate:

  • Short-term losses × marginal ordinary income rate
  • Long-term losses × capital gains rate
  • Up to $3,000 net loss deduction against ordinary income
  • Excess carries forward

Step 3: Replacement Securities

For each harvest candidate, suggest a replacement that:

  • Maintains similar market exposure (same asset class, sector, geography)
  • Is NOT "substantially identical" (wash sale rule)
  • Has similar risk/return characteristics
Sell Replace With Reason Tracking Error Risk
SPDR S&P 500 (SPY) iShares Core S&P 500 (IVV) Same index, different fund family Minimal
Vanguard Total Intl (VXUS) iShares MSCI ACWI ex-US (ACWX) Similar exposure, different index Low
Individual stock ABC Sector ETF (XLK) Broader exposure, no wash sale risk Moderate

Step 4: Wash Sale Check

Before executing, verify no wash sales:

  • Check ALL accounts in the household (taxable, IRA, Roth, spouse accounts)
  • 30-day lookback: Did we buy substantially identical securities in the last 30 days?
  • 30-day forward: Block repurchase of the same security for 30 days
  • Check for dividend reinvestment plans (DRIPs) that could trigger wash sales
  • Document the wash sale window for each trade

Read the full file on GitHub · 108 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 8d ago First seen · 108 lines · 66 tokens per session scan A 2085af6e7cb4

Subscribe to this mod's changes

tax-loss-harvesting is a skill published in the GitHub repository leecyno1/boutique-skills (5 stars, last pushed today), licensed MIT. It adds 66 tokens to every session and 959 once invoked, about $0.0003 per session on Opus 5. A static security scan graded it A with 0 findings. It is 94% identical to tax-loss-harvesting, differing in 7 lines, and is treated as a copy.

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