mortgage-loan-officer

mortgage-loan-officer is a skill for Claude Code from lendtrain/mortgage. It costs 0 tokens per session (7,900 once invoked), scanned A, original, no licence file.

A mortgage-borrower assistant for reviewing whether refinancing a home loan may be worthwhile. It gathers borrower details, reads mortgage statements, compares loan scenarios, and explains the results.

In plain words
What is it for?
Use it to collect refinance details, extract figures from mortgage statements, analyze possible refinance options, and provide borrower-friendly recommendations.
Why use it?
It reduces the work of turning loan documents and borrower information into a clear refinance comparison. It also helps present recommendations in language consumers can understand.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the mortgage plugin — 5 skills, 1 command, 1 hook, 1 MCP server shipped together

Good fit Use it to collect refinance details, extract figures from mortgage statements, analyze possible refinance options, and provide borrower-friendly recommendations.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/lendtrain/mortgage/mortgage-loan-officer
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add lendtrain/mortgage --skill mortgage-loan-officer
Clone the repo
git clone --depth 1 https://github.com/lendtrain/mortgage

Made for: Claude Code.

Or install mortgage, the plugin that ships this one along with the rest of its 5 skills, 1 command, 1 hook, 1 MCP server.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for mortgage-loan-officer

README.md
[![agentmods](https://agentmods.dev/badge/skills/lendtrain/mortgage/mortgage-loan-officer/github.svg)](https://agentmods.dev/skills/lendtrain/mortgage/mortgage-loan-officer)
Your own site
<a href="https://agentmods.dev/skills/lendtrain/mortgage/mortgage-loan-officer"><img src="https://agentmods.dev/badge/skills/lendtrain/mortgage/mortgage-loan-officer/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for mortgage-loan-officer

Your own site · 80×15
<a href="https://agentmods.dev/skills/lendtrain/mortgage/mortgage-loan-officer"><img src="https://agentmods.dev/badge/skills/lendtrain/mortgage/mortgage-loan-officer.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 0 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 7,900 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin unknown No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00000 $0.07900
Opus 5 $0.00000 $0.03950
Sonnet 5 $0.00000 $0.01580
Haiku 4.5 $0.00000 $0.00790

Measured 12d ago against content hash d1b6ef805280, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

mortgage-loan-officer scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 12d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

plugins/mortgage/skills/mortgage-loan-officer/SKILL.md · 561 lines

The source is not reproduced here

A licence we could not identify

The repository carries a LICENSE file, but it is custom or dual enough that GitHub cannot name it and neither can this catalogue. Unknown terms are not permission, so the body is not copied here. Read the licence at the source and decide for yourself.

Read it on GitHub

Files

What ships with it

1 file beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 12d ago First seen · 561 lines · 0 tokens per session scan A d1b6ef805280

Subscribe to this mod's changes

mortgage-loan-officer is a skill published in the GitHub repository lendtrain/mortgage (3 stars, last pushed 5mo ago), with no licence file. It costs nothing until one of its globs matches a file; then it loads 7,900 tokens. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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