borrower-prospect-research

borrower-prospect-research is a skill for Claude Code, Codex from microsoft/cat-agent-skills. It costs 139 tokens per session (3,017 once invoked), scanned A, original, MIT.

A sourced background brief on a commercial borrower or potential borrower, based on public records. It identifies the legal entity, where it is registered, when information was retrieved, and what the searches cannot prove.

In plain words
What is it for?
Use it to research a company's ownership, registration, and other public-record facts before a lending or relationship review.
Why use it?
It reduces confusion between similarly named companies and makes the limits of public-record research clear. It does not make a credit decision or replace formal checks such as sanctions screening.

Skill for Claude CodeCodex ✓ vendor

Written for no agent in particular: nothing here depends on one.

Good fit Use it to research a company's ownership, registration, and other public-record facts before a lending or relationship review.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/microsoft/cat-agent-skills/borrower-prospect-research
About the project

microsoft/cat-agent-skills is a static website that catalogs reusable instruction sets and related packages for AI agents. People use it to search, filter, rate, and download skills for Cowork, Copilot Studio, and Scout, along with Copilot plugins and Scout automations. The catalogue entries are the skills, instructions, plugins, and settings displayed by the site.

microsoft/cat-agent-skills · 101 stars · on GitHub

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add microsoft/cat-agent-skills --skill borrower-prospect-research
Clone the repo
git clone --depth 1 https://github.com/microsoft/cat-agent-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for borrower-prospect-research

README.md
[![agentmods](https://agentmods.dev/badge/skills/microsoft/cat-agent-skills/borrower-prospect-research/github.svg)](https://agentmods.dev/skills/microsoft/cat-agent-skills/borrower-prospect-research)
Your own site
<a href="https://agentmods.dev/skills/microsoft/cat-agent-skills/borrower-prospect-research"><img src="https://agentmods.dev/badge/skills/microsoft/cat-agent-skills/borrower-prospect-research/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for borrower-prospect-research

Your own site · 80×15
<a href="https://agentmods.dev/skills/microsoft/cat-agent-skills/borrower-prospect-research"><img src="https://agentmods.dev/badge/skills/microsoft/cat-agent-skills/borrower-prospect-research.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 139 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 3,017 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00139 $0.03017
Opus 5.5 $0.00056 $0.01207
Sonnet 5.5 $0.00028 $0.00603
Haiku 4.5 $0.00014 $0.00302

Measured 2d ago against content hash 4ab905587a32, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

borrower-prospect-research scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 2d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

submissions/fsi-commercial-banking/skills/borrower-prospect-research/SKILL.md · 167 lines

How it starts

The opening of the file, as written. The whole thing — 167 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Borrower & Prospect Research Brief

Assemble what the public record says about a company, with the limits of each search stated.

Scope

Do: resolve the legal entity, gather public-record facts, cite each one with its jurisdiction and retrieval date, and state what each search does and does not establish.

Do not: score, rate, pre-qualify, opine on credit appetite, or characterise the company as a good or bad credit. See the credit-decision gate in references/house-rules.md.

This brief is research input. It is not a credit bureau report, not a formal lien search, and not a sanctions, PEP, or adverse-media screen — those obligations are met through the bank's own processes.

When NOT to Use

  • Spreading financial statements — use financial-statement-spread instead.
  • Meeting agenda or call prep built from relationship history — use rm-call-prep-followup instead.
  • Formatting or restyling an existing document — use docx instead.

Quick Start

For "run background on this borrower", resolve the legal entity before collecting records; cite exact searches and limits; if the name is ambiguous, ask instead of choosing a match.

Tool routing

  1. Check actual connector availability; use GetPluginConfig when an expected plugin capability is missing. Do not assume a named vendor or optional Finance skill is connected.
  2. For Microsoft 365 record sets use ExecuteSql; for topic/content discovery use SearchM365. Read located files with ReadFileContent (full for supported document text; download for exact bytes or spreadsheets). Scope reads to the borrower, purpose, and permissions.
  3. Use available configured connector tools for their documented fields. If none supply an item, follow the existing source order and retain the correct gap marker; never claim a tool ran when it did not.
  4. Delegate file construction to xlsx, docx, or pptx as specified below. Inline output is an inline draft, not a saved file. Report a save only from the action tool's successful result.

Read the full file on GitHub · 167 lines

Files

What ships with it

3 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 2d ago First seen · 167 lines · 139 tokens per session scan A 4ab905587a32

Subscribe to this mod's changes

borrower-prospect-research is a skill published in the GitHub repository microsoft/cat-agent-skills (101 stars, last pushed yesterday), licensed MIT. It adds 139 tokens to every session and 3,017 once invoked, about $0.0006 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-11-06.

Related

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borrower-prospect-research next to 6 skills from other repositories
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