microsoft/cat-agent-skills is a static website that catalogs reusable instruction sets and related packages for AI agents. People use it to search, filter, rate, and download skills for Cowork, Copilot Studio, and Scout, along with Copilot plugins and Scout automations. The catalogue entries are the skills, instructions, plugins, and settings displayed by the site.
Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add microsoft/cat-agent-skills --skill credit-annual-review-packetgit clone --depth 1 https://github.com/microsoft/cat-agent-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/microsoft/cat-agent-skills/credit-annual-review-packet)<a href="https://agentmods.dev/skills/microsoft/cat-agent-skills/credit-annual-review-packet"><img src="https://agentmods.dev/badge/skills/microsoft/cat-agent-skills/credit-annual-review-packet/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/microsoft/cat-agent-skills/credit-annual-review-packet"><img src="https://agentmods.dev/badge/skills/microsoft/cat-agent-skills/credit-annual-review-packet.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00154 | $0.03081 |
| Opus 5.5 | $0.00062 | $0.01232 |
| Sonnet 5.5 | $0.00031 | $0.00616 |
| Haiku 4.5 | $0.00015 | $0.00308 |
Grade A, and why
credit-annual-review-packet scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 2d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 187 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Credit Annual Review Packet
Assemble what changed since the last review, with the limits of the comparison stated.
Scope
Do: compare prior and current state, summarise covenant results, list open exceptions, refresh the public record, and narrate changes as facts.
Do not: re-rate the credit, conclude the review, clear an exception, characterise performance or trend quality, or recommend an action. See the credit-decision gate in references/house-rules.md.
Annual review is deliberately narrower than underwriting. It reports movement; the analyst judges it.
When NOT to Use
- New-money or renewal write-up — use
credit-memo-narrativeinstead. - Testing covenants in isolation — use
covenant-compliance-checkinstead. - Formatting or restyling an existing document — use
docxinstead.
Quick Start
For "put together the annual review", establish both periods and prior-file coverage before comparing; partial prior coverage cannot establish that an item is new or resolved.
Tool routing
- Check actual connector availability; use
GetPluginConfigwhen an expected plugin capability is missing. Do not assume a named vendor or optional Finance skill is connected. - For Microsoft 365 record sets use
ExecuteSql; for topic/content discovery useSearchM365. Read located files withReadFileContent(fullfor supported document text;downloadfor exact bytes or spreadsheets). Scope reads to the borrower, purpose, and permissions. - Use available configured connector tools for their documented fields. If none supply an item, follow the existing source order and retain the correct gap marker; never claim a tool ran when it did not.
- Delegate file construction to
xlsx,docx, orpptxas specified below. Inline output is an inline draft, not a saved file. Report a save only from the action tool's successful result.
Output format
Draft packet sections: scope/periods; prior coverage; current facts and supported comparisons; supplied covenant states unchanged; documented exceptions/actions; public-record search limits; unfilled rating/conclusion; the existing footer. Use the selected template and keep comparison limits in the body.
What ships with it
4 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 2d ago First seen · 187 lines · 154 tokens per session scan A 29ed8ecb8e2e
credit-annual-review-packet is a skill published in the GitHub repository microsoft/cat-agent-skills (101 stars, last pushed yesterday), licensed MIT. It adds 154 tokens to every session and 3,081 once invoked, about $0.0006 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-11-06.
credit-annual-review-packet compared with skills from other repositories
| Mod | Type | Stars | Last push | Licence | Scan | Tokens | Works with |
|---|---|---|---|---|---|---|---|
| credit-annual-review-packetmicrosoft/cat-agent-skills | Skill | 101 | yesterday | MIT | A | 154 | Claude Code, Codex |
| sector-rotationHKUDS/Vibe-Trading | Skill | 38k | today | MIT | A | 39 | Claude Code, Codex |
| strategy-pivot-designertradermonty/claude-trading-skills | Skill | 3.7k | today | MIT | A | 28 | Claude Code, Codex |
| twitter-readerhimself65/finance-skills | Skill | 3.5k | 4d ago | MIT | A | 110 | Claude Code |
| energy-procurementhashgraph-online/awesome-codex-plugins | Skill | 1.5k | today | Apache-2.0 | A | 93 | Claude Code, Codex |
| airdrop-hunting-guidenirholas/three.ws | Skill | 271 | today | Apache-2.0 | A | 54 | Claude Code, Codex |
| multi-expert-analyzerdigoal/blog | Skill | 8.6k | 4d ago | GPL-2.0 | A | 292 | Codex |