Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add miron-tech/wholesaler-claude-skills --skill creative-financegit clone --depth 1 https://github.com/miron-tech/wholesaler-claude-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/miron-tech/wholesaler-claude-skills/creative-finance)<a href="https://agentmods.dev/skills/miron-tech/wholesaler-claude-skills/creative-finance"><img src="https://agentmods.dev/badge/skills/miron-tech/wholesaler-claude-skills/creative-finance/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/miron-tech/wholesaler-claude-skills/creative-finance"><img src="https://agentmods.dev/badge/skills/miron-tech/wholesaler-claude-skills/creative-finance.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00068 | $0.04113 |
| Opus 5.5 | $0.00027 | $0.01645 |
| Sonnet 5.5 | $0.00014 | $0.00823 |
| Haiku 4.5 | $0.00007 | $0.00411 |
Grade A, and why
creative-finance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 29d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 453 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Creative Finance Structurer Skill
Purpose: When cash offers don't work, structure creative deals that let you control properties with little or no money down — and show sellers why it's a better option than listing.
PREREQUISITE
- Perplexity MCP — for current mortgage rates, rental rates, and market data
WHAT THIS SKILL DOES
- Analyzes properties for creative finance viability (subject-to, seller finance, lease option, wrap, hybrid)
- Calculates monthly payments, cash flow, equity position, and ROI
- Compares creative vs. cash offer to show which is better for the seller AND the buyer
- Produces a clear deal structure the wholesaler can present to their seller or buyer
- Models multiple exit strategies with actual numbers
WHAT THIS SKILL DOES NOT DO
- Does not provide legal advice — creative deals NEED an attorney
- Does not guarantee loan assumptions or due-on-sale clause outcomes
- Does not replace a title search
- Does not calculate tax implications (consult a CPA)
INPUTS NEEDED
| Input | Required | Example |
|---|---|---|
| Property address | Yes | "1234 Oak St, Dallas, TX 75201" |
| Property details | Yes | "3/2, 1,400 sqft, built 1985" |
| Estimated value (ARV or as-is) | Yes | "As-is: $180,000 / ARV: $220,000" |
| Existing mortgage info | Yes if sub-to | "Owes $120,000 at 3.5% on a 30-year, 22 years remaining" |
| Seller's situation | Yes | "Relocating, needs to stop making payments, can't sell traditional because of condition" |
| Repairs needed | Helpful | "$25,000 in cosmetic updates" |
| Monthly rent estimate | Helpful | "$1,600/month" (or skill will research via Perplexity) |
| Your available cash | Helpful | "$5,000 for closing costs and minor repairs" |
GOAL
- Primary: Structure a deal that works for everyone — seller gets relief, buyer gets cash flow, wholesaler gets paid
- Secondary: Show wholesalers that creative finance isn't scary — it's just math
FRAMEWORK: The 5 Creative Structures
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 29d ago First seen · 453 lines · 68 tokens per session scan A ed4e4b135d45
creative-finance is a skill published in the GitHub repository miron-tech/wholesaler-claude-skills (53 stars, last pushed 1mo ago), licensed MIT. It adds 68 tokens to every session and 4,113 once invoked, about $0.0003 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-10-09.
creative-finance compared with skills from other repositories
| Mod | Type | Stars | Last push | Licence | Scan | Tokens | Works with |
|---|---|---|---|---|---|---|---|
| creative-financemiron-tech/wholesaler-claude-skills | Skill | 53 | 1mo ago | MIT | A | 68 | Claude Code, Codex |
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